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live demand report in US

Prepay Mortgage

  Decline  Medium opportunity   

  

Track this trend
(Monitor this trend over time)
 12 Months
Average: 35.58%
Trend: declining
MOM change: -0.09%
 5 Years
Average: 5.72%
Trend: declining
MOM change: -0.13%

Latest forum discussions

We tracked 76 total in the last 3 months

... use the "bonds" allocation to prepay the mortgage instead. That would earn you ..., TEY, of your 2.75% mortgage rate) and lend at 1.... money loser. Now, prepaying the mortgage carries liquidity risk with it. ... your case, even if you prepay the mortgage, you can retain the liquidity ... the lender to recast the mortgage, so that your monthly payment ... end date for retiring the mortgage 2. Take out a HELOC ...
Published on 2021-03-14 in the Personal Investments forum
This discussion is in English.
... before tax cost of the mortgage interest rate. No double counting ... to overcome the prepayment of mortgage (rather than the 'slightly better' ...-term bond fund. If you prepay the mortgage, your mortgage balance will be $10,238 ... 2.375% return on the mortgage; however, in your quoted comparison, ... a 401(k) to the mortgage rate. If you are maxing ... of not paying down the mortgage is the tax cost of ...
Published in Columbia, MD on 2021-03-01 in the Personal Finance (Not Investing) forum
This discussion is in English.
... before tax cost of the mortgage interest rate. No double counting ... to overcome the prepayment of mortgage (rather than the 'slightly better' ...-term bond fund. If you prepay the mortgage, your mortgage balance will be $10,238 ... 2.375% return on the mortgage; however, in your quoted comparison, ... a 401(k) to the mortgage rate. If you are maxing ... of not paying down the mortgage is the tax cost of ...
Published in Columbia, MD on 2021-03-01 in the Personal Finance (Not Investing) forum
This discussion is in English.
... to see if your mortgage company would recast the mortgage after a large... period. On a 15-year mortgage, you'd be looking at..., which you could of course prepay. My mortgage company offers this for a $...
Published on 2021-01-28 in the Personal Investments forum
This discussion is in English.
... to see if your mortgage company would recast the mortgage after a large... period. On a 15-year mortgage, you'd be looking at..., which you could of course prepay. My mortgage company offers this for a $...
Published on 2021-01-28 in the Personal Investments forum
This discussion is in English.
... equipped to pay off their mortgage through investing rather than paying... by investing than paying off mortgage debt then why bother paying... year mortgage, at 2.625%, on which I do NOT prepay. Refinancing...
Published in California on 2021-01-19 in the Ask a Mustachian forum
This discussion is in English.
... equipped to pay off their mortgage through investing rather than paying... by investing than paying off mortgage debt then why bother paying... year mortgage, at 2.625%, on which I do NOT prepay. Refinancing...
Published in California on 2021-01-19 in the Ask a Mustachian forum
This discussion is in English.
Don't pay off your mortgage on an accelerated schedule by ...%. Now, if you want to prepay the mortgage using funds that would otherwise ...
Published on 2021-01-26 in the Personal Finance (Not Investing) forum
This discussion is in English.
Don't pay off your mortgage on an accelerated schedule by ...%. Now, if you want to prepay the mortgage using funds that would otherwise ...
Published on 2021-01-26 in the Personal Finance (Not Investing) forum
This discussion is in English.
... can't refi, I would prepay the mortgage with the extra $4-5k...
Published on 2021-02-15 in the Personal Finance (Not Investing) forum
This discussion is in English.
... can't refi, I would prepay the mortgage with the extra $4-5k...
Published on 2021-02-15 in the Personal Finance (Not Investing) forum
This discussion is in English.
...reasonable to have to prepay a full month's mortgage payment to enroll in...on my first month's mortgage payment on April. I inquired ...'s payment and then prepay an additional month to initiate ... last servicer requiring this prepay and maybe that's a ... that I need to prepay a month to initiate biweekly ...s of mortgage payments. Now, because of their policy I have to pay a full first month and prepay just...
Published on 2021-03-15 in the Personal Finance (Not Investing) forum
This discussion is in English.
...reasonable to have to prepay a full month's mortgage payment to enroll in...on my first month's mortgage payment on April. I inquired ...'s payment and then prepay an additional month to initiate ... last servicer requiring this prepay and maybe that's a ... that I need to prepay a month to initiate biweekly ...s of mortgage payments. Now, because of their policy I have to pay a full first month and prepay just...
Published on 2021-03-15 in the Personal Finance (Not Investing) forum
This discussion is in English.
... because while they are "similar" (mortgage loan is like a negative...valuing what re-purchasing your mortgage loan from the bank really...your bank to purchase your mortgage loan (or conversely how ...didn't use to prepay the mortgage). In other words, if the mortgage I'm "buying...of ourselves paying our own mortgage, if the bonds I get ...taxable account or used to prepay the mortgage. Does that make sense?
Published on 2021-03-01 in the Investing - Theory, News & General forum
This discussion is in English.
... because while they are "similar" (mortgage loan is like a negative...valuing what re-purchasing your mortgage loan from the bank really...your bank to purchase your mortgage loan (or conversely how ...didn't use to prepay the mortgage). In other words, if the mortgage I'm "buying...of ourselves paying our own mortgage, if the bonds I get ...taxable account or used to prepay the mortgage. Does that make sense?
Published on 2021-03-01 in the Investing - Theory, News & General forum
This discussion is in English.
... paying rent while paying the mortgage on our old house that... prepayment on a 30-year mortgage is not 30 years, but... you next move. If you prepay now and sell in five ... liquidity more important. If you prepay your mortgage and need to buy a ...
Published in Columbia, MD on 2021-02-01 in the Personal Investments forum
This discussion is in English.
... paying rent while paying the mortgage on our old house that... prepayment on a 30-year mortgage is not 30 years, but... you next move. If you prepay now and sell in five ... liquidity more important. If you prepay your mortgage and need to buy a ...
Published in Columbia, MD on 2021-02-01 in the Personal Investments forum
This discussion is in English.
We have a mortgage with about $400k remaining balance ...'t done that yet). The mortgage has an after-tax interest ... been financially better to not prepay, but ignoring that and assuming ... about deciding how much to prepay? Do we keep making the ... residence to pay off this mortgage even with penalty, which mentally ...
Published on 2021-02-26 in the Personal Finance (Not Investing) forum
This discussion is in English.
We have a mortgage with about $400k remaining balance ...'t done that yet). The mortgage has an after-tax interest ... been financially better to not prepay, but ignoring that and assuming ... about deciding how much to prepay? Do we keep making the ... residence to pay off this mortgage even with penalty, which mentally ...
Published on 2021-02-26 in the Personal Finance (Not Investing) forum
This discussion is in English.