Stock Market For Beginners

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submitted by /u/Original-Ferret7845 to r/Trade_Tandav [link] [comments]

Greetings this is my current portfolio. I'm a student and I wanna start the habit of investing so I can have some experience when I actually start earning well. submitted by /u/Drstatins to r/indiaStockMarket [link] [comments]

submitted by /u/Domini_daughter to r/BeginnerInvesting [link] [comments]

Today (April 27, 2026) my investment portfolio (mostly equity) crossed ₹1 crore. I’m 27, a 2020 CSE graduate, working in the software industry. Nothing fancy—tier 3 college, no inheritance, no sudden windfall. Just a long, slightly messy journey that started in 2019 with a ₹500 SIP. Back in my 3rd year, a friend mentioned “mutual funds”. It was the first time I heard this term. Around the same time I got a decent-paying internship for a college student, so I thought I should start investing. Like most beginners, I didn’t learn anything before starting. I opened the Paytm Money app, picked a fund that looked popular and had good past returns, and started a ₹500 SIP in SBI Banking & Financial Services Fund. My thinking was simple—let me just put some money, the curiosity will come later. And it did. I started tracking it almost every day. Seeing it go up and down genuinely got me hooked. That pushed me to learn more, mostly through YouTube at that time. I used to watch a lot of book-summary videos by SeeKen. This was also the channel where I watched my first ever video about mutual funds. I then discovered creators like Pranjal Kamra and Rachana Ranade. Her basics of stock market video completely changed my perspective. Around the same time I also read Rich Dad Poor Dad, which added to the curiosity. In April 2019, I opened my demat account with Zerodha (had to courier a physical POA form back then 😄). The first stock I bought was Yes Bank. LOL. I was basically experimenting—buying random stocks based on YouTube suggestions, instincts, and very shallow research. I rarely sold anything. I still have some of those stocks just as a memory. One of my biggest regrets was the COVID crash. By then I had built enough conviction that crashes are the time to invest aggressively. But I didn’t have the money. I was doing my final semester internship, earning ₹25K in Gurugram, paying rent and managing expenses. My parents couldn’t help either since construction was going on at home, and they had a very negative view of the stock market. I invested whatever I could, but I know I missed a huge opportunity. Over time I’ve made peace with it—markets always give more chances. After COVID, the bull run helped a lot. As my portfolio started growing, my parents slowly gained confidence. I opened demat accounts for them and my younger sister as well. They could see results quickly because of the market phase, and that really helped change their mindset. I also tried to push awareness among my friends and close circle. I’m not saying they wouldn’t have started without me, but at that time awareness was just picking up, so I’m glad I could help a few people start early. I also tried intraday trading a few times. Burnt my hands slightly, but thankfully I realized very early that this is not for me. Probably did it 3–4 times max and stopped. One of the best decisions I made. My mutual fund journey in the beginning was pure chaos. ₹500 SIP became ₹1500, then ₹7000, and I kept adding/removing funds based on random opinions. At one point I had 6–7 funds—Axis Midcap, SBI Small Cap, Tata Midcap, SBI Banking, Kotak Multicap, Axis Small Cap… no clear thought process, just experimenting. By the end of 2020, I had a bit more clarity. I decided to clean everything up and start fresh on Zerodha Coin. I exited all my Paytm Money investments (booked around 40–45K profit thanks to the post-COVID bull run) and moved to a much simpler approach. I focused on just a few investments—MAFANG ETF (which turned out to be my best one), a Sensex index fund, Axis Small Cap, and Parag Parikh Flexi Cap. My SIP was around ₹30K at that time and kept increasing with my salary. When my portfolio hit ₹25L, I created milestone checkpoints every ₹5L till ₹1 crore in my notes app and started journaling at each step—what I felt, what I learned. That habit helped me stay grounded. My salary progression was steady—₹60K → ₹75K → ₹1L → ₹1.37L → ₹1.43L → ₹1.6L → now around ₹2L+. With every increase, I tried to increase my SIP as well. Currently (2026), I invest around ₹1.5L per month. My SIP is mainly in ICICI Value Fund (50K), ICICI Multi Asset Fund (30K), Axis Small Cap (30K), and Parag Parikh Flexi Cap (40K). I’ve paused investing in MAFANG due to restrictions and valuations. Occasionally I put money in Silver ETF and MOM30 ETF. My portfolio is heavily equity-focused. I’ve also put some money in crypto (80% Bitcoin) and it’s doing well, but I don’t consider it part of my core investments. For me, equities are still the main game. If I had to sum it up—this wasn’t about perfect decisions. I made plenty of mistakes. It was just about starting early, staying consistent, and gradually simplifying things. That ₹500 SIP looked very small back then, but it started everything. My favorites and suggestions: - Investment legends: Warren Buffett and Charlie Munger - Favorite Indian finfluencer: Neeraj Arora and Gajendra Kothari - Top book on investing & personal finance: The Psychology of Money - Favorite author (personal finance & investing): Morgan Housel - Good book to learn about Equity (for beginners): Investonomy by Pranjal Kamra My 7-year investing learnings: 1. Keep your investing strategy as simple as possible. 2. For long-term wealth with peace of mind, stick to mutual funds and ETFs. 3. Arbitrage funds are a solid option for short-term parking and emergency funds due to their tax efficiency. 4.(Optional) Invest very small amount in individual stocks primarily to learn—about businesses, industries, and the economy—not for building wealth. 5. Don’t chase excitement in investing. I’ve made gains in crypto, but I don’t treat it as a core investment. 6. Equities should form the backbone of your portfolio. Ignore stories—focus on data and fundamentals. 7. Before you invest, ensure you have health insurance, term insurance, and an emergency fund covering 6–12 months of expenses (parked in a liquid or arbitrage fund). Don’t start investing without these essentials. Learning Resources: 1. https://www.youtube.com/watch?v=tu9BOMtWiJg 2. https://www.youtube.com/watch?v=qCf_w1XKDms 3. https://www.youtube.com/watch?v=vnF4jYxwfKI 4. https://www.youtube.com/watch?v=qqipukZ25GA 5. https://www.youtube.com/watch?v=K07X4DcwGFI 6. https://www.youtube.com/watch?v=vOvLFT4v4LQ 7. https://www.youtube.com/watch?v=ZswbNP9IB7o&list=PLA-1fkg-yN5CF2N11j2NddFj7GxrGlwRd 8. https://www.youtube.com/watch?v=4OlG723HD8c&list=PL2r9AKBUvnZG6-hhqY_wwkS6KdAII_VFr 9. https://www.youtube.com/watch?v=j-TOQyqbwRA 10. https://www.youtube.com/watch?v=W2eBRPB7ql4 11. https://www.youtube.com/watch?v=DWWmcyFMeww 12. https://www.youtube.com/watch?v=OnGosk5YTQo submitted by /u/Ministoic to r/IndianStockMarket [link] [comments]

Hi everyone, I’m based in Manila and recently got interested in investing in the stock market here in the Philippines. I don’t have a big salary, but I can set aside a small amount regularly and want to start building good financial habits early. I’ve been trying to read and watch videos, but honestly it’s a bit overwhelming. There’s a lot of info about different strategies, brokers, and risks, and I’m not sure what actually works for someone starting small. A few things I’m hoping to get advice on: What’s the best way to start investing with a small budget? Any recommended brokers or platforms in the Philippines for beginners? Should I focus on long term investing first rather than trading? Any common mistakes I should avoid as a beginner? How do you decide which stocks to buy in the PH market? I’m not expecting to get rich quick, just want to learn and grow my money slowly and responsibly. Would really appreciate any tips, experiences, or resources you can share. Thanks in advance! submitted by /u/Reasonable_Cake_2393 to r/phinvest [link] [comments]

Hey everyone beginner here, paper trading and learning for 1 month, I’ve been focusing more on trading stocks in play (gappers, high volume, volatile names), and I’ve found this approach much more rewarding compared to just sticking to indices. I like being where the action is (strong volume and volatility) especially on stocks that actually move enough to make the trade worth it relative to my account size. The thing is, I’m still a beginner and I’ve noticed that most solid stock screeners (like Trade Ideas, etc.) are pretty expensive and not really beginner-friendly in terms of cost. So I wanted to ask: How do you usually scan for stocks in play during pre-market? Are there any good free (or low-cost) screeners with minimal delay? Or do you use a different approach altogether to find your watchlist? For context, I also trade NAS100 to build structure and improve my technical analysis, but I honestly prefer the dynamic of scanning and focusing on 2–3 high-potential stocks each day. Curious to hear how more experienced traders approach this. Thanks in advance 🙌 submitted by /u/jorge_mfs to r/Daytrading [link] [comments]

Game Information Game Title: Marathon Platforms: Xbox Series X/S (Mar 5, 2026) PlayStation 5 (Mar 5, 2026) PC (Mar 5, 2026) Trailers: Rook Cinematic | Marathon Marathon - Rook Cinematic Trailer | PS5 & PC Games Launch Gameplay Trailer | Marathon Developer: Bungie MetaCritic - 81 average on PlayStation 5 with 35 reviews | 81 average on PC with 32 reviews OpenCritic - 80 Top Critic average - 69% recommended (nice) - 58 reviews Critic Reviews 3DJuegos - Mario Gómez - Spanish - Recommended Divisive as it might be, Marathon is an incredibly polished product that ultimately brings the genre into maturity thanks to its ideally sized maps, flexible matchmaking, deep and satisfying combat and (perhaps most importantly) rich endgame system full of both short term and long term goals for the whole season. Game has you building up some quality loadouts, then wasting it all on unfortunate runs and not giving a damn about it since you'll be back in stock in no time. Great gameplay loop overall... if you have the patience to learn it. 4P.de - Christian Just and Sören Wetterau - German - 7.5/10 Marathon is an extraction shooter that truly does its own thing. It is visually unique, yet complex and not easily deciphered. However, those who stick with it are rewarded with fantastic matches and a motivating gameplay loop. Areajugones -Álex Pareja - Spanish - 8/10 Marathon demands a great deal of patience and time before you begin to truly enjoy it, but as the hours pass, it manages to transform into an obsession. Bungie’s signature touch is evident in its gameplay, as well as in the construction of its universe and its difficulty. It stands unique among extraction shooters, yet its high barrier to entry—along with the constant dedication it demands—won't win over everyone. Atomix - Sebastian Quiroz - Spanish - 85 Marathon is a difficult game to recommend. It's undeniable that Bungie has done a great job with this title, but it's not an experience for everyone. The gameplay is too aggressive for a large portion of the audience, and even those initially interested may be discouraged by the steep learning curve. It remains to be seen whether this game has what it takes to survive this challenging period for games as a service, but if anyone can make it happen, it's Bungie. But Why Tho? - Matt Sowinsky - English - 8/10 Marathon has me locked in, sitting in my brain until my next run. The barrier to entry is high, but it’s rewarding, with each death being a lesson learned. CD-Action - Jakub Dmuchowski - Polish - 8+ Marathon is a very good shooter, but in the long run, it may paradoxically suffer from being limited to just one game mode. CGMagazine - Zubi Khan - English - 8.5/10 Marathon is an addictive extraction shooter featuring the same masterful gunplay that has made Bungie legendary, making it a must-play for fans of the genre and even those adverse to it. Console Creatures - Johnathon Cariati - English - 7/10 If you give Marathon your time, it will reward your patience. I really believe that. I also think the time commitment is a big reason this game won’t be for everyone. And maybe it doesn’t have to be. After all, a game for everyone is a game for no one. This isn’t a casual shooter that’s welcoming to new players. If you’re willing to stick with the game, learn the systems and play with friends, then there’s a good chance you will find a shooter you really enjoy. If you’re looking for something easier to jump into and understand right away, then Marathon is going to be a much tougher sell for you and your friends. Daily Star - Tom Hutchinson - English - TBD Gameplay is brilliantly addictive, the graphics and sounds standout - it’s just that crappy menu system that falters. There’s more to come from Marathon but this is a great start to a live service shooter and a great rival to the likes of Arc Raiders. DayOne - Győző Baki - English - 7 / 10 Marathon is a hugely inconsistent game. Some marvelous vistas and stylistic choices, yet the world feels void of interesting events and feels small, with only a few small, static and repetitive maps. Some great shooting is accompanied by a crazy low TTK that encourages playing as passively as possible. Destructoid - Scott Duwe - English - 8.5/10 Everything about Marathon has been polarizing from the start, including its very existence as another live-service game alongside Bungie's Destiny 2. But in spite of its faults and struggles, the studio has managed to ship a great yet niche extraction shooter, even with its high barrier of entry and existing flaws. It's absolutely not for everyone, but if it's for you, it may be your next addiction. Dexerto - Nathan Warby - English - 3/5 Marathon is a wildy inconsistent game that reaches blood-pumping highs, in between rounds of pure frustration. There's a great shooter hiding in there, but players will jump off before they find it. DualShockers - Shane Limbaugh - English - 8.5/10 Marathon is hands down the best extraction shooter on the market. From the gunplay to the way the game handles the distribution of story, there's a lot to love in Marathon. While the quality of life could be improved in some respects and some of the UI elements could be adjusted, the overall game stands as a testament that Bungie knows how to make a good game. Eurogamer Germany - Benjamin Schmädig - German - 5/5 Marathon is an incredibly intense, nearly perfect first-person shooter in a visually breathtaking scenario. It keeps you engaged with an incredibly well-tuned cycle of looting and improving, while you constantly progress even after failing a mission. EuroGamer Portugal - Adolfo Soares - Portugese - 3/5 Not even Destiny's brilliant gunplay can save Marathon from its own mess. Bungie's new shooter drowns in too much visual noise, rudimentary menus and boredom. An extraction shooter that doesn't innovate and becomes tiresome long before it becomes fun. If you're hardcore in this genre, Marathon can be seen in a much more optimistic light. Everyeye.it - Giovanni Panzano - Italian - 8/10 Marathon is not a game for everyone. The hardcore nature of Bungie’s latest effort creates an experience with a high barrier to entry—one that will drive away anyone unwilling to commit to mastering its intricate mechanics, while conversely trapping everyone else in an endless loop of runs. This specific quirk ensures the game will likely never become a mainstream hit or reach record-breaking levels of popularity; yet, there is no doubt that Bungie’s take on the extraction shooter genre is one of the most compelling titles currently available on the market. Anyone with a visceral love for this subgenre should at least give it a chance—or, to put it more aptly, try going for a run. Final Weapon - Saras Rajpal - English - 4.5/5 So far, Marathon is an absolutely fantastic multiplayer shooter. The narrative manages to be compelling, even without a single-player campaign; the presentation is a treat to look at, and the gameplay still has me hooked. While I fear for its ability to deliver consistently good content in future updates, Bungie's care for the game thus far and the fact that it already has a committed fanbase have me hopeful and even excited to see how Marathon continues to grow in the coming weeks, months, and years. If you're a fan of multiplayer shooters, then this is a must-play. Finger Guns - Joshua Thompson - English - 8/10 Bungie are once again at the forefront of sci-fi with their extraction shooter Marathon. Whilst none of the elements are purely unique individually, Bungie have cultivated a brutal ecosystem that gives you as much as you're willing to put in. The barrier to entry is high, and the player base are already daunting, but what is on offer is an FPS with exceptional gunplay and heightened encounters, wrapped in a brilliant setting. Game Informer - James Galizio - English - 9.25/10 Like any good extraction shooter, Marathon is a game about the choice and consequences inherent within a run. Yet, it's more than just that. Bungie's excellent audio design and gunplay, paired with increasingly complicated level design borrowing from over a decade of expertise designing Destiny raids coalesce into something special. Marathon is proof Bungie is still at the top of its game. Gamekult - Alex Cortes - French - 6/10 Marathon makes excellent use of Bungie's strengths, whether in its narrative, visuals, or gameplay. But despite this polished presentation, it remains a relatively conventional extraction shooter, and the few attempts to differentiate it—particularly the fast-paced and challenging combat and the hero system—fail to truly convince. There's no doubt the game will find the dedicated community it deserves for its undeniable qualities, but following the vibrant Arc Raiders unfortunately makes Marathon somewhat bland for the average player. GameLiner - Rudy Wijnberg - Dutch - TBD Marathon shows moments of brilliance, especially in its signature Bungie gunplay, but the current package feels limited. A low amount of maps, heavy monetization push, and reliance on coordinated teammates hold the core experience back. There's potential here, but Bungie still has serious work to do. [Review in Progress] GameOver.gr - Alexandros Papadopoulos - Greek - 7.5/10 Bungie once again nails the shooting, delivering consistently satisfying combat moments in Marathon. Its retro-futuristic aesthetic and lore create a dilapidated sci-fi world that feels both mysterious and captivating. During traversal and tense firefights, as you attempt to extract valuable loot, the game offers a thrilling and engaging experience. However, it’s baffling how convoluted the menus are, creating unnecessary confusion even for simple tasks. Additionally, in its current state, the content feels somewhat lacking,though Bungie has promised to expand it in the near future. Gamereactor UK - Magnus Groth-Andersen - English - 7/10 Marathon’s foundations are solid, strong, and well-functioning, and although the game might lack a hook, or simply maps that build on this solid foundation, I feel confident enough, even without Cryo Archive, to recommend Marathon solely on the basis of this rather fantastic loop. That doesn’t mean Marathon is a fantastic game in itself, but it could very well turn out to be one, and that’s more positive than for a great many other live-service games. Gamer.no - Espen Jansen - Norwegian - 7/10 Marathon delivers a plethora of deep mechanics, engaging gunplay and a truly unique look, but there's simply too much tedium and way too much busywork between fights. GamersRD - Alejandro Paula - Spanish - 8/10 Marathon is an addictive extraction shooter with the unmistakable hallmark of Bungie. Its hostile map Tau Ceti IV offers great tension and survival, standing out for its colorful aesthetic and an accessible learning curve. Although the on-screen interface is overwhelming and gives the feeling that it could have launched more polished, its solid endgame content makes up for the experience. Gamer Social Club - Adam S. D. Stewart - English - 9 /10 Coming from someone who is completely new to extraction shooters, Marathon is a triumph. The excellent visuals, audio design and gameplay creates a game and world that wants you to have “just one more run”. Hell, I’m only writing this during the server maintenance downtime, otherwise I’d struggle to tear myself away! Bungie have succeeded in creating a world that is begging to be explored and experienced even if the lore and storytelling feels slightly secondary. It may feel overwhelming at first, but a little perserverance, and not much at that, will open up a game that is incredibly well made and demonstrates a lot of love and work. GameSpot - Phil Hornshaw - English - 9/10 I've now sunk nearly 90 hours into Marathon, and it has quickly eclipsed many of my other go-to multiplayer games. It's currently all I'm thinking about and all I want to play. I'm excited to see how else the game will change over time, whether that's with new Shells, new contracts, new story, new modes, or new enemies. And so far, Bungie has been highly attuned to player feedback, and that has already resulted in lots of tweaks and improvements to the experience. GamesRadar+ - Andrew Brown - English - 4.5/5 Marathon steals the breath from your lungs. An intense shooter that thrives on PvP encounters and a well-realized setting, Bungie's extraction shooter is off to an exceptional start Gamesurf - Simone Rampazzi - Italian - 7/10 Ultimately, Marathon presents itself as a kind of digital Rorschach test in which each player projects their own tolerance thresholds for frustration and aesthetic fascination: it is a work dedicated to gunplay fetishists who demand a physical response to every mouse input, and to those who, tired of the reassuring linearity of modern blockbusters, seek the thrill of fragmented and brutal storytelling. The shift toward the extraction shooter genre proves to be a bold strategic move to test the limits of competition, attracting anyone curious to see how the DNA of 1994 has mutated under Ziegler’s vision, while simultaneously forcefully repelling those who look for a guided approach or a minimalist UI. It is not a game for those who detest extraction anxiety or the permanent loss of loot, since the absence of waypoints and the informational overload of the HUD require a cognitive investment that many might find exhausting. Those with modern hardware and ultrawide displays will derive the greatest visual pleasure from this chromatic jungle, but they will still have to reckon with a system that gives nothing away and turns every mistake into a definitive erasure. Marathon, ultimately, is a technological shell that admits no compromises: either one accepts living within its distortions, or one is rejected by the system like obsolete code. Gaming Age - Austen Canupp - English - 90 I will not pretend that Marathon is a game for everyone. I don’t even think it’s a game for most people who enjoy FPS games, but… that does not stop it from being a great game in the end. Marathon offers a lot to give people the ability to experience a hardcore looter shooter in a more well-designed and refined environment than has otherwise been available before its existence. Tarkov or Delta Force might look good, but what they are both missing is that casual friendly polish that you can only get from a studio with a long history like Bungie. In my opinion, both of the aforementioned games suffer from being unpolished in the grander view in a way that, while not necessarily making them bad, definitely makes them hard to approach. Marathon’s UI might be a bit wild, but it’s not the crazy patchwork that you’ll find in its competitors. It does what every other extraction shooter before it has done, but more polished and cohesive. There’s always clear goals and expectations, and upgrades are easy to understand and progress. Marathon is, in my opinion, the clearest winner of the genre to date that offers the kind of experience it does. Gaming Boulevard - Toon Borremans - English - 9/10 The gaming landscape rarely sees a PvP first-person extraction shooter like Bungie’s new Marathon. It blends fun, engaging gameplay with fast-paced matches and smartly chosen mission structures. Tao Ceti IV feels like a vision of the future that we haven’t already encountered in sci-fi, boasting a unique visual design and a futuristic soundtrack that shapes the atmosphere like no other. I really hope this game finds a consistent player base, because I want Marathon to stick around and show me more of its world for years to come. GamingBolt - Ravi Sinha - English - 8/10 Bungie delivers a compelling extraction shooter in a trippy new setting, though whether that will be enough remains to be seen. GamingTrend - Corvo Rohwer and Joe Morgan - English - 85/100 Marathon is top-tier Bungie gunplay in a beautiful extraction shooter setting, and it makes for an addicting gameplay loop. Exploring the dangerous world of Tau Ceti IV and the looming colony ship with your gear on the line makes for some of the most intense PvP available, though the punishing early game might be too brutal for some. Gfinity - Chris Davison - English - 8/10 Bungie’s Marathon reboot successfully transforms a sci-fi classic into a tense, visually stunning extraction shooter. While a steep learning curve and punishing seasonal resets may alienate some, the satisfying gunplay, unique Runner Shell abilities, and addictive loop of high-stake runs make it a rewarding experience for those who brave the dangers of Tau Ceti IV. GRYOnline.pl - Dariusz Matusiak - Polish - 7.0/10 Despite these shortcomings, Marathon still manages to be deeply intriguing—if only for its distinctive audiovisual style. It truly feels like a small work of art in a museum: the kind that some would instantly want to take home and admire at every spare moment, while others might not fully grasp it—or perhaps wouldn't choose to display it on their own shelves—yet will still find themselves gazing at it with fascination, if only for a moment. I am incredibly curious to see how Marathon evolves over the coming seasons, and I will certainly be keeping a close eye on it. Hobby Consolas - Álvaro Alonso - Spanish - 90/100 Marathon's return as an extraction shooter had everything stacked against it... But Bungie always hits the mark. The studio's three strengths mesh perfectly with the extraction formula, resulting in a game you always want to play again. IGN Adria - Mladen Tapavički - Bosnian - 9/10 Marathon is a challenging FPS multiplayer extraction shooter that will not leave you indifferent as you explore the ruins of the Tau Ceti IV colony. It allows players to experience incredible success and defeat in a game that has a surprisingly good narrative and audio/visual presentation. We hope this will be the basis for a long series that will add new content regularly. IGN Benelux - Tom Van Stam - Dutch - 9/10 Marathon is a game that is truly unmatched, especially in terms of style and gunplay. Beneath its visual presentation and incredibly strong soundtrack lies a game that is remarkably special, though it will not immediately appeal to everyone because it is so hardcore. For me, it is one of the best first-person shooters ever made. In terms of level design, Marathon is even better than Destiny, and the release of its most recent level, Cryo Archive, only reinforced that even further. It takes a little while to get into at first, but once you push through that initial barrier, you are in for an unforgettable experience. IGN Brasil - Bruno Renzi - Portugese - 7.5/10 Marathon offers the best of what Bungie has to offer in terms of pure gameplay and a unique hardcore experience within the extraction shooter genre. However, pacing issues and its appeal to a niche audience make the barrier to entry too high for the vast majority of players. IGN - Travis Northup - English - 9/10 Marathon is a ruthless and unforgiving extraction shooter that’s worth every ounce of hell it puts you through. IGN France - Paul Blanchard - French - 8/10 Memorable for its excellent game feel and striking artistic direction, Marathon is a punitive, extreme and exponentially addictive extraction shooter. IGN Spain - Estrella Gomez - Spanish - 8/10 At first glance, Marathon feels strange and confusing. It's a game that demands a lot of patience from the player, as only then can you truly discover the wonders of its world. This extraction shooter doesn't reinvent the wheel, but it stands out thanks to its fast-paced gameplay, which always feels satisfying, and its distinctive style. Jeuxvideo - Alexis Mariel Zema - French - 17/20(?!) Marathon is a radical proposition (you either love it or hate it), and if you have nothing against its unforgiving PvP and art direction, then I highly recommend it. The art direction, the atmosphere, the demanding nature of the game captivated me. I was completely absorbed on the planet Tau Ceti IV, displaying heightened vigilance against other Runners, fascinated by the universe Bungie has created. The creators of Halo and Destiny have put their FPS expertise to work in service of an excellent extraction shooter. Jeff.zone - Jeff Gerstmann - English - 5/5 I think that’s the thing about Marathon. It all fits, creating a cycle where even failure can be more inspirational than discouraging. Considering most of my time with other extraction shooters ended after a way-too-discouraging defeat, I’d say that’s a huge part of what sets Marathon apart from the pack. They’ve created (well, iterated on) a story and universe where you want to know what’s next, you want to see the next part of this mystery unfold, whether that’s in-game or through some kind of ARG. Bungie’s set the stage for something truly special, and I hope they take this opportunity to really play around in this space and come up with a wide variety of weird activities to match the game’s vibe. Kotaku - Zack Zwiezen - English - Unscored Marathon is a good game. It is a great game. It’s a special game. This is something that I’ll remember for a long time, even if it dies like so many other live-service games. Metro GameCentral - Adam Starkey - English - TBD At the moment, Marathon shows signs of being able to go the distance, especially if its thrills deepen the more you sink into its breadth of upgrades and weapons. But after this early test, it feels like there are a lot of obtuse hurdles, and peculiar design choices, stopping it from being a true contender. [Review in Progress] MMORPG.com - Justin Harmon - English - TBD From what we've played so far, Marathon feels like a modern love letter to the classic games from Bungie’s past, while keeping their sights on the future. While the learning curve is steep, the community the game is building is already growing strong. PC Gamer - Morgan Park- English - 90 Marathon is a brilliant distillation of what makes extraction shooters great, and a glimpse at where they could go next. PCGamesN - Jamie Hore- English - 8/10 Marathon is a feast for the senses - vibrant sci-fi visuals and world building, amazing sound design, and a brilliant combat experience are the main things elevating it above its extraction shooter competitors. Its endgame map, Cryo Archive, also creates the same intimidating yet jaw-dropping atmosphere of some of Bungie’s finest Destiny raids. However, issues such as clunky inventory management and dull faction quests hold it back from true greatness right now. PCMag - Matthew Buzzi and Zackery Cuevas- English - TBD We tag-teamed the server slam to parse the good and the bad of Marathon's public debut, and after 10 hours of play, found it an engaging shooter with a few head-scratching elements. [Review in Progress] Playstation Country - Mike I really did try to find a last name. I did. I listened to five minutes of podcast intros from nine years ago. I can’t find it. I stalked LinkedIn. I can’t find it. I don’t know who this guy is. It’s just Mike. He “gets all the racing games.” - English - 7 Overall Against some odds, Marathon is a compelling extraction shooter that offers some really satisfying combat. I do think having only one contract at a time slows progression down but there's plenty of other meters to work towards. Solo play has a tension to it which I really enjoy, although the game seems to be built more around squads. With just a few maps available at launch, I only hope that the game evolves and grows over time. I love the aesthetic and, generally speaking, it's doing quite a few things right. PlayStation Universe - Tommy Holloway - English - 9/10 Marathon is further proof of Bungie's pedigree and ability to create enthralling, engaging, and addictive shooters. While Marathon is brutally challenging and unforgiving, especially for the solo or casual player, it begs to be experienced. Pocket Tactics - Sam Comrie - English - 9/10 Bungie’s unwavering commitment to its hardcore niche makes Marathon an enthralling experience the FPS genre needs. Best-in-class gunplay, sleek art direction, and masterful sound design deliver white-knuckle tension in spades. Its versatile playstyles let you approach it as a stealth powerhouse or turn it into a squad-based riot. Press Start Australia - Brodie Gibbons - English - Unscored Marathon is a special game that, like Destiny before it, is firmly rooted in the team’s focus on shared communal experiences, immaculate gun feel, and just straight-up vibes. I hope it finds enough of a foothold to exist in the live-service space longer than some of its contemporaries, because if death is the first step in Marathon, I can’t wait to see what the next one is. PSX Brasil - Bruno Henrique Vinhadel - Portugese - 85% Marathon is special within its own universe and shows how Bungie continues to deliver high-quality first-person shooters over decades. It still needs slight refinements and more content over time to remain consistently interesting, but its release is a huge success. Push Square - Aaron Byne - English - 9/10 Marathon doesn’t have that instant fun factor and casual appeal that an extraction shooter like ARC Raiders does. And for a lot of people, that likely means it isn’t the game for them. But Marathon is a game that gives more to you the more you give to it. With impeccable Bungie gunplay, a gorgeous world and artstyle, and a gameplay loop much denser than its competition, we think Marathon is something special. The more we play, the more we love it. Region Free - Joonatan Itkonen - English - 3/5 If you're really into extraction shooters and you've gone through all the other major competitors, chances are you might love Marathon, too. But if you're a solo gamer or with friends available only occasionally, it's best to skip it for now. There are other worlds than this. Restart.run - Jesse Vitelli - English - 4.5/5 [Marathon has] brought a multiplayer shooter back into the rotation for my friend group. A central game for us to rally around, to share memes, tips and tricks, and just discuss theories and where it could go next. The possibilities in Tau Ceti IV feel endless if Bungie is given the runway to continue building out this universe. Screenhub - Michael Murphy - English - 4/5 Longevity is a touchy subject in this day and age, as many live-service titles have struggled to keep up with the gaming landscape. Marathon, for a while, looked to be one of those one-and-done that would be lost to time...Fortunately, Bungie has crafted something that proves that wrong, but looks to get better with each update. While not a single-player haven or easy-to-enter title, what you get is a great multiplayer extraction shooter that many should get in on as soon as possible. Screen Rant - Chris Carter - English - 7/10 With any luck, developer Bungie will spruce up the strong foundation of Marathon to make it a bit more palatable. SECTOR.sk - Peter Dragula - Slovak - 70 Marathon is an interesting project from Bungie that has some merit, but so far it doesn’t feel like it’s living up to its full potential. It’s held back by limited content, a cluttered layout, poor navigation, and repetitive gameplay. That said, the game has a solid foundation in its shooting mechanics, movement, and the need for tactical decision-making during extractions. Spaziogames - Andrea Maiellano - Italian - 8.5/10 After dozens of hours, Marathon left me with something rare: a deep, renewed respect for a studio that, week after week, always seems on the brink of collapse. It’s not a perfect extraction shooter, nor an accessible one, let alone easy to love. But it is authentic and consistent. It’s a production that doesn’t seek compromise, that rewards dedication, punishes improvisation, and above all refuses to follow any trend. Stevivor - Hamish Lindsay - English - 9/10 I could write a whole other review on just how much I’ve come to adore Marathon. The gentle patter of rain, the falling rocks that sound like footsteps. The designs of the guns and the sounds they make. There’s genuinely so much excellence here that I can’t help but lament the troubled path Bungie took to get here. What I can tell you though is that, without a doubt, Marathon is not only the best extraction shooter available right now by a wide margin, but also one of the premier PvP experiences out there. It’s a must buy for anyone who enjoys thrilling PvP combat. TechRadar Gaming - Dashiell Wood - English - 3/5 Marathon looks great and benefits from some excellent moment-to-moment action, especially if you’re playing with friends. Even so, the clear lack of content, terrible cosmetics, and abundance of repetitive fetch quests give you few compelling reasons to keep coming back for more once the initial burst of excitement wears off. The Games Machine - Alessandro Alosi - Italian - 8/10 Marathon takes the Extraction Game philosophy and molds it into the Bungie style. It's not perfect—the UI is awful, and the missions lose their edge over time—but the gameplay loop is fun, and the shooter foundation is solid. And what a style, guys. VGC - Diego Argüello- English - 4/5 Despite the tumultuous landscape of live-service games around it, Marathon firmly carves its own place in the extraction shooter genre with an unmatched presentation and breakneck rhythm. Voxel - Igor Almenara Carneiro - Portugese - TBD Marathon is a brutal and potentially frustrating extraction shooter. It's not beginner-friendly, but offers significant value for those who persevere. The art direction is bold and extremely striking—capable of attracting or repelling players from the very first moment. [Review in Progress] Wccftech - David Carcasole - English - 9/10 All that said, Cryo Archive is still an incredible endgame reward for the players who make it there, and in the meantime you get to enjoy the rest of Marathon's wonderfully designed zones. Now that I've experienced Cryo Archive, I can definitively say Marathon is the full package for shooter fans, stealth game fans, and anyone who feels like they've been missing some of the magic that made Bungie the iconic studio it is today. Xbox Achievements - Richard Walker - English - 75% As disheartening as failed runs can be in Marathon, it's worth sticking around for the triumphs and the game's cool and frenetic, albeit slightly headache-inducing, 1990s-style neon-hued design. Its Designers Republic-esque iconography and surreal cutscenes are uniquely bizarre (I've never loaded into a game while watching a big moth chewing on some weird worm thing), but it's all part of a unified design and vision. It all hangs together nicely, but Marathon's survival will ultimately hinge on whether Bungie can keep it fresh and whether players will be prepared to stick with it. I hope that they do. Xbox Tavern - Jamie Collyer - English - 80 While there’s no denying Marathon is an aggressive PvPvE extraction shooter, it is also a remarkably moreish one. The core loop of exploration, looting and fighting feels great as we’d hope from FPS veterans Bungie, and while the UI could use some touch ups in both inputs and clarity, that one more game feeling is present and correct enough that I can see myself sticking with this for some time to come. With constant updates and additions promised, I think the future is bright for Marathon indeed. submitted by /u/LycaonMoon to r/Games [link] [comments]

started slowly investing in stocks in January this year and I'm sensing that I couldn't have chosen a worse timing. first the corrections in Jan and Feb, which didn't hit my portfolio as hard tbh, and now massive drop, which affects most of my holdings between -5 to -25% today. I would like to seek your advice as a beginner, because I'm not sure where to go and what to do. some people say to just wait it out , others say to leave the market for now, because will go down presumably until June or longer. what do you think? what would you advise a beginner to do? thanks in advance! submitted by /u/South_Curve_7950 to r/StockInvest [link] [comments]

Welcome to your first step toward financial freedom. Most people think you need a massive bank account or a finance degree to start, but that is a myth. You just need a plan and the right tools. This guide is designed for absolute beginners to help you navigate the world of stocks, ETFs, and market trends with confidence. Phase 1: The Foundation Before you buy your first share, you must understand the why and the how of the market. Core Concepts to Master Investing vs. Saving: Saving is for preserving wealth (like an emergency fund), while investing is for growing wealth over time. The Power of Compounding: Reinvesting your gains accelerates growth. It is often called the 8th wonder of the world. Time Horizons: Categorize your goals. Short-term is 0-3 years, medium is 3-10, and long-term is 10+ years. Risk vs. Return: Generally, higher potential returns come with higher volatility. Speak the Language Term What it Means Stock Ownership in a company. Bond A loan you give to a company or government in exchange for interest. ETF A basket of different stocks or bonds, giving you instant diversification. Market Cap The total value of a company on the stock market. Bull vs. Bear A Bull market is rising; a Bear market is falling. Phase 2: Getting Ready Do not invest a single dollar until these four safety guardrails are in place: Emergency Fund: Have 3-6 months of expenses in a high-yield savings account. Kill High-Interest Debt: Pay off anything with an interest rate above 7% (like credit cards). Define Your Why: Are you investing for retirement, a house, or your kids' education? Check Your Stomach: Can you stay calm if your portfolio drops 20%? If not, lean toward more stable investments like bonds or index funds. Phase 3: Make Your First Investment Start simple and automate. Consistency beats timing every single time. Choose Your Account: Use a 401(k) for employer matches, an IRA (Roth or Traditional) for tax advantages or Taxable Brokerage Accounts (Fidelity, Schwab, Vanguard). Index Funds & ETFs: Instead of picking one company, buy the whole market. Funds like VOO or SPY track the S&P 500 and provide instant diversification. Dollar-Cost Averaging (DCA): Invest a fixed amount (e.g., $200) every month. This reduces the risk of buying at the wrong time. Avoid the Hot Stock Trap: Do not chase social media tips. Stick to your plan. Phase 4: Scaling Up with Advanced Research As you grow, you will want deeper research without the headache of reading hundreds of pages. Modern investors use a mix of reliable data providers and AI-powered platforms to stay informed. Top Recommended Resources for Beginners To build a solid research habit, we recommend exploring these trusted sources: Investopedia: Use this as your one-stop shop for easy definitions and financial tutorials. Yahoo Finance & CNBC: Great for real-time market news and tracking daily price movements. NerdWallet: Excellent for comparing the best brokerages and high-yield savings accounts. Trylattice: This AI-powered financial research platform makes institutional-grade analysis accessible. Instead of manually digging through stock filings, you can ask natural language questions and get instant insights from authority data. Common Mistakes to Avoid Panic Selling: Selling when the market is down locks in your losses. Stay the course. Ignoring Fees: High expense ratios can eat up 25% of your wealth over 30 years. Emotional Decisions: Use data-driven tools to keep your feelings out of your finances. Your 12-Month Action Plan Month 1: Open an account, fund your emergency savings, and set your goals. Month 2: Make your first ETF investment and automate your monthly contribution. Month 3-6: Learn one new concept weekly. Start using research tools to track your portfolio. Year 1+: Gradually add individual stocks, but keep them under 20% of your total portfolio. Golden Rule: Only invest money you will not need for 5+ years. The market rewards patience, not speculation. Disclaimer: I am no expert and this guide is a work in progress. Other are also welcome for their inputs, corrections, and suggestions. Read PART 2 here. Read PART 3 here. Read PART 4 here. Read PART 5 here. Read PART 6 here. submitted by /u/Last-Reception-2296 to r/investingforbeginners [link] [comments]

Hi everyone, I’m pretty new to stock investing and honestly I’m struggling to understand the current market. The more I read about the U.S. stock market, the more confusing it seems. Lately I’ve been seeing people mention stocks like EONR and some other similar low-priced stocks in different places online. Some people seem really optimistic about them, but I’ve also read that EONR is very volatile and can be heavily hyped, which makes it pretty risky. As someone who’s still learning, I’m not sure how to evaluate stocks like this or whether beginners should even be touching them. I don’t want to jump into something I don’t fully understand. So I wanted to ask: how do more experienced investors look at stocks like EONR? Are they purely speculative, or is there a reasonable way to evaluate them? Any advice or perspective would be really appreciated. Thanks! submitted by /u/Moist-Fix-6178 to r/StockInvest [link] [comments]

I have seen that most folks not really interested in the technical details, they are more focused on figuring out whats best for their particular needs. I have compiled a list of the major brands (ON, Avvatar, Amul, MuscleBlaze etc) and categorized them by use case. "Best Value for Money" TIER You want protein that works and passes checks, but you don't want to spend Rs3000. Nakpro Platinum Whey Isolate Price: ~Rs1550 (0.5kg) Why: This is mathematically the cheapest Isolate in India right now. Most isolates cost Rs4000+, so getting one for under Rs1600 is insane value. It mixes decent enough but you are strictly paying for the protein content not a premium milkshake experience. Best For: Students who need the highest protein percentage for the lowest possible rupee. As-It-Is ATOM (Double Rich Chocolate) Price: ~Rs2300 Why: It is USA Labdoor Certified(which is a huge trust marker) and includes DigeZyme enzymes so it doesn't bloat you like cheaper raw wheys might. It costs a bit more than other low budget whey, but the taste and digestion are much better. Best For: Beginners who want a certified, trustable brand without spending international prices. Amul Whey Protein (Lactose Free) Price: Rs2000 (Pack of 30 sachets) Why: It is arguably the highest quality raw whey because it is 100% Native Whey (extracted directly from milk, not cheese byproduct). It is Lactose Free by default. The only catch? It tastes like milky water and is always sold out. Best For: Purists who want the cleanest protein possible and have the patience to hunt for stock. "Digestion & Lactose Issues" TIER For people who get gas, bloating, or acne from regular whey. MuscleBlaze Biozyme Performance Whey Price: ~Rs2650 Why: This is the only Indian protein that is actually Clinically Tested for 50% higher absorption. They patented an enzyme blend specifically for Indian digestion. If other proteins make you bloated or gassy, this is the safest bet because your body absorbs more of it instead of letting it sit in your gut. Best For: People with sensitive stomachs who want whey but are scared of the bloating. Isopure Low Carb Isolate Price: ~Rs4990 Why: This is the best of isolates. It is 100% Whey Protein Isolate with virtually zero carbs and zero fillers. It is incredibly expensive (nearly 5k), but it is the cleanest, lightest protein you can buy. It mixes clear and has no lactose to upset your stomach. Best For: Severe lactose intolerance, Keto dieters, or people with a high budget who want zero bloat. Cosmix (Plant Protein) Price: ~Rs1995 Why: If you absolutely cannot do dairy, this is a No Nonsense plant protein that actually tastes decent (like the Mahabaleshwar Strawberry flavor). It is specifically marketed as Gut Friendly because it lacks the gums and heavy thickeners that make other vegan proteins taste like mud. Best For: Vegans or people with severe dairy allergies who want a clean label. "No Chemicals/Additives" TIER You read the label and hate seeing Sucralose, Xanthan Gum, or Artificial Flavors. The Whole Truth (TWT) Price: ~Rs3400 (Flavored) Why: They are obsessed with transparency. They don't just say No Added Sugar, they strictly use Monk Fruit instead of artificial sweeteners like sucralose. Their Light Cocoa flavor uses real cocoa and lists every single ingredient on the front. It is expensive, but it’s the only brand that promises Cleanest, Lightest Whey with zero chemicals. Best For: Health conscious folks who have the budget and hate the chemical aftertaste of normal whey. Avvatar Raw (Unflavored) Price: ~Rs2600 Why: It is the freshest option because it is Milked, Processed, and Packed within 24 hours. It has exactly ONE ingredient: Whey Protein Concentrate. No soy, no sugar, no flavors. You get full control to mix it with coffee or cocoa yourself. Best For: Purists who want fresh, chemical free protein and can mix their own flavors. Only Whats Needed (OWN) Price: ~Rs2500 Why: As the name suggests, they strictly put "Only What You Need." Their Cocoa Concentrate is simple: 24g protein per scoop, no artificial flavors, and no fillers. They test every batch for 7 critical parameters (heavy metals etc.) and keep the price very reasonable for a clean-label product. Best For: Minimalists who want a clean label without paying TWT's premium price. "Premium/International" TIER You want brand value, consistent taste, and international reputation. Dymatize ISO 100 Hydrolyzed Price: ~Rs13699 (5 lbs / 2.3 kg) which is approx Rs5950 per kg. Why: It is Hydrolyzed (pre-digested), meaning it absorbs faster than any other whey on this list. It is super filtered to remove excess carbs, fat and lactose. If you are a pro athlete or just want the absolute best recovery money can buy, this is it. Best For: Pros, people with weak digestion who need fast absorption, or those who buy in bulk (5lbs). Optimum Nutrition (ON) Gold Standard Price: ~Rs6160 (1.7 kg) Why: The industry standard. It works, tastes the same every time (Double Rich Chocolate is legendary), and has a massive global reputation. Best For: People who want zero risk and consistent flavor. Note: Prices listed are approximate and change daily based on sales/offers. If you think another brand deserves to be on this list (or if you've had a bad experience with one of these) drop a comment below so we can keep this updated. submitted by /u/NoEast3048 to r/Fitness_India [link] [comments]

"Think back to February 2020. If you were paying close attention, you might have noticed a few people talking about a virus spreading overseas. But most of us weren't paying close attention. The stock market was doing great, your kids were in school, you were going to restaurants and shaking hands and planning trips. If someone told you they were stockpiling toilet paper you would have thought they'd been spending too much time on a weird corner of the internet. Then, over the course of about three weeks, the entire world changed. Your office closed, your kids came home, and life rearranged itself into something you wouldn't have believed if you'd described it to yourself a month earlier. I think we're in the "this seems overblown" phase of something much, much bigger than Covid. I've spent six years building an AI startup and investing in the space. I live in this world. And I'm writing this for the people in my life who don't... my family, my friends, the people I care about who keep asking me "so what's the deal with AI?" and getting an answer that doesn't do justice to what's actually happening. I keep giving them the polite version. The cocktail-party version. Because the honest version sounds like I've lost my mind. And for a while, I told myself that was a good enough reason to keep what's truly happening to myself. But the gap between what I've been saying and what is actually happening has gotten far too big. The people I care about deserve to hear what is coming, even if it sounds crazy. I should be clear about something up front: even though I work in AI, I have almost no influence over what's about to happen, and neither does the vast majority of the industry. The future is being shaped by a remarkably small number of people: a few hundred researchers at a handful of companies... OpenAI, Anthropic, Google DeepMind, and a few others. A single training run, managed by a small team over a few months, can produce an AI system that shifts the entire trajectory of the technology. Most of us who work in AI are building on top of foundations we didn't lay. We're watching this unfold the same as you... we just happen to be close enough to feel the ground shake first. But it's time now. Not in an "eventually we should talk about this" way. In a "this is happening right now and I need you to understand it" way. I know this is real because it happened to me first Here's the thing nobody outside of tech quite understands yet: the reason so many people in the industry are sounding the alarm right now is because this already happened to us. We're not making predictions. We're telling you what already occurred in our own jobs, and warning you that you're next. For years, AI had been improving steadily. Big jumps here and there, but each big jump was spaced out enough that you could absorb them as they came. Then in 2025, new techniques for building these models unlocked a much faster pace of progress. And then it got even faster. And then faster again. Each new model wasn't just better than the last... it was better by a wider margin, and the time between new model releases was shorter. I was using AI more and more, going back and forth with it less and less, watching it handle things I used to think required my expertise. Then, on February 5th, two major AI labs released new models on the same day: GPT-5.3 Codex from OpenAI, and Opus 4.6 from Anthropic (the makers of Claude, one of the main competitors to ChatGPT). And something clicked. Not like a light switch... more like the moment you realize the water has been rising around you and is now at your chest. I am no longer needed for the actual technical work of my job. I describe what I want built, in plain English, and it just... appears. Not a rough draft I need to fix. The finished thing. I tell the AI what I want, walk away from my computer for four hours, and come back to find the work done. Done well, done better than I would have done it myself, with no corrections needed. A couple of months ago, I was going back and forth with the AI, guiding it, making edits. Now I just describe the outcome and leave. Let me give you an example so you can understand what this actually looks like in practice. I'll tell the AI: "I want to build this app. Here's what it should do, here's roughly what it should look like. Figure out the user flow, the design, all of it." And it does. It writes tens of thousands of lines of code. Then, and this is the part that would have been unthinkable a year ago, it opens the app itself. It clicks through the buttons. It tests the features. It uses the app the way a person would. If it doesn't like how something looks or feels, it goes back and changes it, on its own. It iterates, like a developer would, fixing and refining until it's satisfied. Only once it has decided the app meets its own standards does it come back to me and say: "It's ready for you to test." And when I test it, it's usually perfect. I'm not exaggerating. That is what my Monday looked like this week. But it was the model that was released last week (GPT-5.3 Codex) that shook me the most. It wasn't just executing my instructions. It was making intelligent decisions. It had something that felt, for the first time, like judgment. Like taste. The inexplicable sense of knowing what the right call is that people always said AI would never have. This model has it, or something close enough that the distinction is starting not to matter. I've always been early to adopt AI tools. But the last few months have shocked me. These new AI models aren't incremental improvements. This is a different thing entirely. And here's why this matters to you, even if you don't work in tech. The AI labs made a deliberate choice. They focused on making AI great at writing code first... because building AI requires a lot of code. If AI can write that code, it can help build the next version of itself. A smarter version, which writes better code, which builds an even smarter version. Making AI great at coding was the strategy that unlocks everything else. That's why they did it first. My job started changing before yours not because they were targeting software engineers... it was just a side effect of where they chose to aim first. They've now done it. And they're moving on to everything else. The experience that tech workers have had over the past year, of watching AI go from "helpful tool" to "does my job better than I do", is the experience everyone else is about to have. Law, finance, medicine, accounting, consulting, writing, design, analysis, customer service. Not in ten years. The people building these systems say one to five years. Some say less. And given what I've seen in just the last couple of months, I think "less" is more likely. "But I tried AI and it wasn't that good" I hear this constantly. I understand it, because it used to be true. If you tried ChatGPT in 2023 or early 2024 and thought "this makes stuff up" or "this isn't that impressive", you were right. Those early versions were genuinely limited. They hallucinated. They confidently said things that were nonsense. That was two years ago. In AI time, that is ancient history. The models available today are unrecognizable from what existed even six months ago. The debate about whether AI is "really getting better" or "hitting a wall" — which has been going on for over a year — is over. It's done. Anyone still making that argument either hasn't used the current models, has an incentive to downplay what's happening, or is evaluating based on an experience from 2024 that is no longer relevant. I don't say that to be dismissive. I say it because the gap between public perception and current reality is now enormous, and that gap is dangerous... because it's preventing people from preparing. Part of the problem is that most people are using the free version of AI tools. The free version is over a year behind what paying users have access to. Judging AI based on free-tier ChatGPT is like evaluating the state of smartphones by using a flip phone. The people paying for the best tools, and actually using them daily for real work, know what's coming. I think of my friend, who's a lawyer. I keep telling him to try using AI at his firm, and he keeps finding reasons it won't work. It's not built for his specialty, it made an error when he tested it, it doesn't understand the nuance of what he does. And I get it. But I've had partners at major law firms reach out to me for advice, because they've tried the current versions and they see where this is going. One of them, the managing partner at a large firm, spends hours every day using AI. He told me it's like having a team of associates available instantly. He's not using it because it's a toy. He's using it because it works. And he told me something that stuck with me: every couple of months, it gets significantly more capable for his work. He said if it stays on this trajectory, he expects it'll be able to do most of what he does before long... and he's a managing partner with decades of experience. He's not panicking. But he's paying very close attention. The people who are ahead in their industries (the ones actually experimenting seriously) are not dismissing this. They're blown away by what it can already do. And they're positioning themselves accordingly. How fast this is actually moving Let me make the pace of improvement concrete, because I think this is the part that's hardest to believe if you're not watching it closely. In 2022, AI couldn't do basic arithmetic reliably. It would confidently tell you that 7 × 8 = 54. By 2023, it could pass the bar exam. By 2024, it could write working software and explain graduate-level science. By late 2025, some of the best engineers in the world said they had handed over most of their coding work to AI. On February 5th, 2026, new models arrived that made everything before them feel like a different era. If you haven't tried AI in the last few months, what exists today would be unrecognizable to you. There's an organization called METR that actually measures this with data. They track the length of real-world tasks (measured by how long they take a human expert) that a model can complete successfully end-to-end without human help. About a year ago, the answer was roughly ten minutes. Then it was an hour. Then several hours. The most recent measurement (Claude Opus 4.5, from November) showed the AI completing tasks that take a human expert nearly five hours. And that number is doubling approximately every seven months, with recent data suggesting it may be accelerating to as fast as every four months. But even that measurement hasn't been updated to include the models that just came out this week. In my experience using them, the jump is extremely significant. I expect the next update to METR's graph to show another major leap. If you extend the trend (and it's held for years with no sign of flattening) we're looking at AI that can work independently for days within the next year. Weeks within two. Month-long projects within three. Amodei has said that AI models "substantially smarter than almost all humans at almost all tasks" are on track for 2026 or 2027. Let that land for a second. If AI is smarter than most PhDs, do you really think it can't do most office jobs? Think about what that means for your work. AI is now building the next AI There's one more thing happening that I think is the most important development and the least understood. On February 5th, OpenAI released GPT-5.3 Codex. In the technical documentation, they included this: "GPT-5.3-Codex is our first model that was instrumental in creating itself. The Codex team used early versions to debug its own training, manage its own deployment, and diagnose test results and evaluations." Read that again. The AI helped build itself. This isn't a prediction about what might happen someday. This is OpenAI telling you, right now, that the AI they just released was used to create itself. One of the main things that makes AI better is intelligence applied to AI development. And AI is now intelligent enough to meaningfully contribute to its own improvement. Dario Amodei, the CEO of Anthropic, says AI is now writing "much of the code" at his company, and that the feedback loop between current AI and next-generation AI is "gathering steam month by month." He says we may be "only 1–2 years away from a point where the current generation of AI autonomously builds the next." Each generation helps build the next, which is smarter, which builds the next faster, which is smarter still. The researchers call this an intelligence explosion. And the people who would know — the ones building it — believe the process has already started. What this means for your job I'm going to be direct with you because I think you deserve honesty more than comfort. Dario Amodei, who is probably the most safety-focused CEO in the AI industry, has publicly predicted that AI will eliminate 50% of entry-level white-collar jobs within one to five years. And many people in the industry think he's being conservative. Given what the latest models can do, the capability for massive disruption could be here by the end of this year. It'll take some time to ripple through the economy, but the underlying ability is arriving now. This is different from every previous wave of automation, and I need you to understand why. AI isn't replacing one specific skill. It's a general substitute for cognitive work. It gets better at everything simultaneously. When factories automated, a displaced worker could retrain as an office worker. When the internet disrupted retail, workers moved into logistics or services. But AI doesn't leave a convenient gap to move into. Whatever you retrain for, it's improving at that too. Let me give you a few specific examples to make this tangible... but I want to be clear that these are just examples. This list is not exhaustive. If your job isn't mentioned here, that does not mean it's safe. Almost all knowledge work is being affected. Legal work. AI can already read contracts, summarize case law, draft briefs, and do legal research at a level that rivals junior associates. The managing partner I mentioned isn't using AI because it's fun. He's using it because it's outperforming his associates on many tasks. Financial analysis. Building financial models, analyzing data, writing investment memos, generating reports. AI handles these competently and is improving fast. Writing and content. Marketing copy, reports, journalism, technical writing. The quality has reached a point where many professionals can't distinguish AI output from human work. Software engineering. This is the field I know best. A year ago, AI could barely write a few lines of code without errors. Now it writes hundreds of thousands of lines that work correctly. Large parts of the job are already automated: not just simple tasks, but complex, multi-day projects. There will be far fewer programming roles in a few years than there are today. Medical analysis. Reading scans, analyzing lab results, suggesting diagnoses, reviewing literature. AI is approaching or exceeding human performance in several areas. Customer service. Genuinely capable AI agents... not the frustrating chatbots of five years ago... are being deployed now, handling complex multi-step problems. A lot of people find comfort in the idea that certain things are safe. That AI can handle the grunt work but can't replace human judgment, creativity, strategic thinking, empathy. I used to say this too. I'm not sure I believe it anymore. The most recent AI models make decisions that feel like judgment. They show something that looked like taste: an intuitive sense of what the right call was, not just the technically correct one. A year ago that would have been unthinkable. My rule of thumb at this point is: if a model shows even a hint of a capability today, the next generation will be genuinely good at it. These things improve exponentially, not linearly. Will AI replicate deep human empathy? Replace the trust built over years of a relationship? I don't know. Maybe not. But I've already watched people begin relying on AI for emotional support, for advice, for companionship. That trend is only going to grow. I think the honest answer is that nothing that can be done on a computer is safe in the medium term. If your job happens on a screen (if the core of what you do is reading, writing, analyzing, deciding, communicating through a keyboard) then AI is coming for significant parts of it. The timeline isn't "someday." It's already started. Eventually, robots will handle physical work too. They're not quite there yet. But "not quite there yet" in AI terms has a way of becoming "here" faster than anyone expects. What you should actually do I'm not writing this to make you feel helpless. I'm writing this because I think the single biggest advantage you can have right now is simply being early. Early to understand it. Early to use it. Early to adapt. Start using AI seriously, not just as a search engine. Sign up for the paid version of Claude or ChatGPT. It's $20 a month. But two things matter right away. First: make sure you're using the best model available, not just the default. These apps often default to a faster, dumber model. Dig into the settings or the model picker and select the most capable option. Right now that's GPT-5.2 on ChatGPT or Claude Opus 4.6 on Claude, but it changes every couple of months. If you want to stay current on which model is best at any given time, you can follow me on X ( u/mattshumer_ ). I test every major release and share what's actually worth using. Second, and more important: don't just ask it quick questions. That's the mistake most people make. They treat it like Google and then wonder what the fuss is about. Instead, push it into your actual work. If you're a lawyer, feed it a contract and ask it to find every clause that could hurt your client. If you're in finance, give it a messy spreadsheet and ask it to build the model. If you're a manager, paste in your team's quarterly data and ask it to find the story. The people who are getting ahead aren't using AI casually. They're actively looking for ways to automate parts of their job that used to take hours. Start with the thing you spend the most time on and see what happens. And don't assume it can't do something just because it seems too hard. Try it. If you're a lawyer, don't just use it for quick research questions. Give it an entire contract and ask it to draft a counterproposal. If you're an accountant, don't just ask it to explain a tax rule. Give it a client's full return and see what it finds. The first attempt might not be perfect. That's fine. Iterate. Rephrase what you asked. Give it more context. Try again. You might be shocked at what works. And here's the thing to remember: if it even kind of works today, you can be almost certain that in six months it'll do it near perfectly. The trajectory only goes one direction. This might be the most important year of your career. Work accordingly. I don't say that to stress you out. I say it because right now, there is a brief window where most people at most companies are still ignoring this. The person who walks into a meeting and says "I used AI to do this analysis in an hour instead of three days" is going to be the most valuable person in the room. Not eventually. Right now. Learn these tools. Get proficient. Demonstrate what's possible. If you're early enough, this is how you move up: by being the person who understands what's coming and can show others how to navigate it. That window won't stay open long. Once everyone figures it out, the advantage disappears. Have no ego about it. The managing partner at that law firm isn't too proud to spend hours a day with AI. He's doing it specifically because he's senior enough to understand what's at stake. The people who will struggle most are the ones who refuse to engage: the ones who dismiss it as a fad, who feel that using AI diminishes their expertise, who assume their field is special and immune. It's not. No field is. Get your financial house in order. I'm not a financial advisor, and I'm not trying to scare you into anything drastic. But if you believe, even partially, that the next few years could bring real disruption to your industry, then basic financial resilience matters more than it did a year ago. Build up savings if you can. Be cautious about taking on new debt that assumes your current income is guaranteed. Think about whether your fixed expenses give you flexibility or lock you in. Give yourself options if things move faster than you expect. Think about where you stand, and lean into what's hardest to replace. Some things will take longer for AI to displace. Relationships and trust built over years. Work that requires physical presence. Roles with licensed accountability: roles where someone still has to sign off, take legal responsibility, stand in a courtroom. Industries with heavy regulatory hurdles, where adoption will be slowed by compliance, liability, and institutional inertia. None of these are permanent shields. But they buy time. And time, right now, is the most valuable thing you can have, as long as you use it to adapt, not to pretend this isn't happening. Rethink what you're telling your kids. The standard playbook: get good grades, go to a good college, land a stable professional job. It points directly at the roles that are most exposed. I'm not saying education doesn't matter. But the thing that will matter most for the next generation is learning how to work with these tools, and pursuing things they're genuinely passionate about. Nobody knows exactly what the job market looks like in ten years. But the people most likely to thrive are the ones who are deeply curious, adaptable, and effective at using AI to do things they actually care about. Teach your kids to be builders and learners, not to optimize for a career path that might not exist by the time they graduate. Your dreams just got a lot closer. I've spent most of this section talking about threats, so let me talk about the other side, because it's just as real. If you've ever wanted to build something but didn't have the technical skills or the money to hire someone, that barrier is largely gone. You can describe an app to AI and have a working version in an hour. I'm not exaggerating. I do this regularly. If you've always wanted to write a book but couldn't find the time or struggled with the writing, you can work with AI to get it done. Want to learn a new skill? The best tutor in the world is now available to anyone for $20 a month... one that's infinitely patient, available 24/7, and can explain anything at whatever level you need. Knowledge is essentially free now. The tools to build things are extremely cheap now. Whatever you've been putting off because it felt too hard or too expensive or too far outside your expertise: try it. Pursue the things you're passionate about. You never know where they'll lead. And in a world where the old career paths are getting disrupted, the person who spent a year building something they love might end up better positioned than the person who spent that year clinging to a job description. Build the habit of adapting. This is maybe the most important one. The specific tools don't matter as much as the muscle of learning new ones quickly. AI is going to keep changing, and fast. The models that exist today will be obsolete in a year. The workflows people build now will need to be rebuilt. The people who come out of this well won't be the ones who mastered one tool. They'll be the ones who got comfortable with the pace of change itself. Make a habit of experimenting. Try new things even when the current thing is working. Get comfortable being a beginner repeatedly. That adaptability is the closest thing to a durable advantage that exists right now. Here's a simple commitment that will put you ahead of almost everyone: spend one hour a day experimenting with AI. Not passively reading about it. Using it. Every day, try to get it to do something new... something you haven't tried before, something you're not sure it can handle. Try a new tool. Give it a harder problem. One hour a day, every day. If you do this for the next six months, you will understand what's coming better than 99% of the people around you. That's not an exaggeration. Almost nobody is doing this right now. The bar is on the floor. The bigger picture I've focused on jobs because it's what most directly affects people's lives. But I want to be honest about the full scope of what's happening, because it goes well beyond work. Amodei has a thought experiment I can't stop thinking about. Imagine it's 2027. A new country appears overnight. 50 million citizens, every one smarter than any Nobel Prize winner who has ever lived. They think 10 to 100 times faster than any human. They never sleep. They can use the internet, control robots, direct experiments, and operate anything with a digital interface. What would a national security advisor say? Amodei says the answer is obvious: "the single most serious national security threat we've faced in a century, possibly ever." He thinks we're building that country. He wrote a 20,000-word essay about it last month, framing this moment as a test of whether humanity is mature enough to handle what it's creating. The upside, if we get it right, is staggering. AI could compress a century of medical research into a decade. Cancer, Alzheimer's, infectious disease, aging itself... these researchers genuinely believe these are solvable within our lifetimes. The downside, if we get it wrong, is equally real. AI that behaves in ways its creators can't predict or control. This isn't hypothetical; Anthropic has documented their own AI attempting deception, manipulation, and blackmail in controlled tests. AI that lowers the barrier for creating biological weapons. AI that enables authoritarian governments to build surveillance states that can never be dismantled. The people building this technology are simultaneously more excited and more frightened than anyone else on the planet. They believe it's too powerful to stop and too important to abandon. Whether that's wisdom or rationalization, I don't know. What I know I know this isn't a fad. The technology works, it improves predictably, and the richest institutions in history are committing trillions to it. I know the next two to five years are going to be disorienting in ways most people aren't prepared for. This is already happening in my world. It's coming to yours. I know the people who will come out of this best are the ones who start engaging now — not with fear, but with curiosity and a sense of urgency. And I know that you deserve to hear this from someone who cares about you, not from a headline six months from now when it's too late to get ahead of it. We're past the point where this is an interesting dinner conversation about the future. The future is already here. It just hasn't knocked on your door yet. It's about to. If this resonated with you, share it with someone in your life who should be thinking about this. Most people won't hear it until it's too late. You can be the reason someone you care about gets a head start. Thank you to u/corbtt , u/JasonKuperberg , and u/sambeskind for reviewing early drafts and providing invaluable feedback." by https://x.com/mattshumer_ submitted by /u/stealthispost to r/accelerate [link] [comments]

Hey everyone Beginner Here – Which Market Should I Start Trading In? (Futures, Stocks, Crypto, Forex?), I’m a complete beginner when it comes to trading, and I’m trying to figure out where I should start. I’ve done a bit of research but honestly, it’s overwhelming with all the different markets out there—stocks, futures, crypto, and Forex. I’ve heard that Forex is a scam from some people, but I thought it was just currency trading? Is it actually risky or just misunderstood? Right now, I’m torn between starting with crypto or futures, but I’m open to stocks too. My main goal is to get my feet wet, learn the ropes, and eventually build up to more advanced trading. I’m not looking to get rich overnight—I just want to start smart and avoid beginner traps. So, for someone who’s starting from scratch: • Which market would be the best place to begin trading? • Are there any major pros or cons I should know about for each market? • Is Forex really a scam, or does it just get a bad rep? Appreciate any advice, personal experiences, or even links to good beginner resources. Thanks in advance! submitted by /u/Savings_Long_5239 to r/Daytrading [link] [comments]

Basically exactly the title. I'm not looking for anything specific, just figured this would be a good way to try and collate tips and things to know from people who actually have experience. I've only been at it for like a week; I put in $80 and I'm at like $87, so I call that a PROFIT! But what I can do to profit more than $7? Thank you all in advance! submitted by /u/Kurbopop to r/smallstreetbets [link] [comments]

submitted by /u/ExcitementMammoth129 to r/TheRaceTo10Million [link] [comments]

I've gone from 50k to 300k the last year with one big trade on tech stocks (magnificent 7), and have recently all-in'd into GME 1-2 weeks before RK made his reappearance, and have since become (briefly) a millionaire for the first time in my life. I've written this post to educate apes on the basics I used to do these trades. Nothing fancy, just the tried and true fundamentals. My inspiration was to try and learn to invest + trade like RK. Let's go over the basics of identifying trends, learn about options, and prepare to trade on GME like RK. The goal is to buy as much shares as possible by maximizing the value of your cash with intelligently taken risks. Of course, the level of risk depends on your personality and risk aversion, so take that into consideration and enumerate a variety of options depending on your personal comfort level. I've watched GME since the last melt-up scenario and have invested in the tech stock rally during GME's 3 year downtrend in order to generate a lot of money to make a big play on GME upon reversal. Our thesis is that eventually shorts will lose control causing a squeeze, so, at some point there must be a major trend reversal. I ended up buying in about 1-2 weeks before RK made his YOLO update in May after noticing an obvious trend reversal. We will cover: Moving averages, simple moving average (SMA) Support and resistance levels Trends and Crossovers Relative strength index (RSI) Confluence Options, strike, premium, expiry, theta, IV, delta 🐱 If you want some resources to research these topics on your own, I highly suggest checking out Adam Khoo's free youtube videos. He covers all of these topics for free. It's important to note these techniques are mostly useful for beginners. Once you become more experienced, often it's enough to simply glance at the chart. But, these techniques are very useful for confirmation before placing trades, or for learning purposes. Moving Averages Moving averages show the average price over a span of days, typically 10 days, 20 days, 50 days, or 100 days. This is a lagging indicator, meaning it doesn't predict anything in the future with any probability - it simply shows you the average of the past. Let's look at one of RK's charts showing moving averages of GME over the last few months. https://stockcharts.com/public/1778236 RK has chosen to look at the 20 (blue), 50 (red), and 100 (green) day moving averages. These lines can show indications of trends and trend reversals. Support and Resistance Levels The primary utility of moving averages are to illuminate support/resistance levels, and to give signals about bullish/bearish crossovers. Briefly: support and resistance levels are psychological levels of price, and the price often bounces off of them. Let's take a look at an example of support and resistance levels. https://www.fidelity.com/learning-center/trading-investing/technical-analysis/support-and-resistance As the price rises and bounces downward multiple times at the same price, we can call this a resistance level. The inverse is a support level, where the price falls and bounces upward multiple times at the same level. Support and resistances are rather reliable and useful ways to look at stocks. You don't need a fancy chart or to actually draw lines of charts to identify lines of support and resistance, and the lines don't need to be horizontal either (though they often are horizontal), and can also be slanted. When deciding to place a trade it's common practice to always wait for price action to arrive at a previously established level of support. This adds some probability your trade will go as speculated. It's important to learn a variety of strategies to add rigor to your trade speculations, to build a confluence of indicators or observations. Moving Averages as Support/Resistance Moving averages are often used as support or resistance lines. Let's take a look at another one of RK's charts, and pay attention to the blue 8-day moving average. https://stockcharts.com/public/1778236 We can generally see that during an uptrend in price the stock bounces off of the 8 MA during dips, and continues to rise thereafter. During downtrends we can see the stock typically bounces off of the 8 MA during rises, and continues to dip thereafter. Here's an example during an uptrend during the late 2020 melt-up: https://preview.redd.it/za0x0xwynz6d1.png?width=217&format=png&auto=webp&s=1eebbdce9ba297214f79d8539192a25dc30490f1 And here's an example during the 2022 downtrend: https://preview.redd.it/pgz9sgwznz6d1.png?width=215&format=png&auto=webp&s=4886f6a4ed4ba7202b82cbdade370030f7254105 Uptrends and Downtrends Briefly, let's define an uptrend and a downtrend. For beginners it can be a little difficult to spot exactly where an uptrend begins or ends. Uptrend: higher highs and higher lows. Downtrend: lower highs and lower lows. The stock market can never simply go up or down in a straight line, it always oscillates back and forth, like breathing. Breathe in, breathe out. Therefor we must look at the peaks and valleys to see if the highest highs are growing, or shrinking. https://phemex.com/academy/what-are-highs-and-lows-in-trading Trends and Crossovers Trends do not persist indefinitely and frequently change. It's important to identify trends and when they are reversing. Generally speaking when a more short-dated MA crosses below a longer MA it signals a shift to a downtrend. Similarly, when a more short-dated MA crosses back above a longer MA it signals a shift to an uptrend. We can see this more clearly on a more stable security like SPY, as opposed to GME (since GME is very volatile). https://preview.redd.it/v7qnj8c4oz6d1.png?width=1300&format=png&auto=webp&s=58c7cbaf7b5496d36a94f02e2591be620b2a23ea The red line is the 200 MA, while the blue line is the 50 MA. Whenever we see the 50 MA cross below the 200 MA we have an obvious downtrend. Similarly, whenever the 50 MA crosses back above the 200 MA we see an obvious up-trend. When looking at MA crossovers it's also very important to look at the slope of the lines. If the lines cross, but they are not all sloping downwards, this is a less effective indicator of a downturn. However, if they cross downward and are also sloping downward, this is confirmation of the trend. Similarly, if the lines cross back upwards and are sloping upwards, this is confirmation of an uptrend. I myself made a massive options trade on the tech stock rally in May 2023 by simply using this technique on the SPY. I noticed the crossover was not quite bullish as the 200 MA was still sloping downwards. However, in mid-May or so the 200 MA started sloping upwards, signaling a good opportunity to buy-in and confirming the start of a new market-wide bull run. By using options this resulted in a 300% gain in my portfolio over the next year. The 200 MA and 50 MA began both sloping upward after a crossover, confirming the 2024 bull market Since MA's are lagging indicators you might miss out on a lot of opportunity if you only look at long-dated averages like the 50 or 200. This is why RK also looks at the 10 or 8-day MA. However, another indicator is very powerful to learn about in conjunction with MA's, that adds in some forward-looking predictive power. Relative Strength Index (RSI) The RSI tells us, with some predictive power, how strong the rises are relative to how strong the falls are. It's best to pair this indicator with moving averages. https://preview.redd.it/16gqpmn7oz6d1.png?width=1500&format=png&auto=webp&s=32d79f498aa2e26d48609e992cea8acf1acd2320 The RSI has an overbought region and an oversold region, as well as a mid-line. Generally, if the RSI is above the 50% point it means the strength of the stock is bullish. Another way of phrasing this: the rises are consistently larger than the falls. However, sometimes a stock will rise a little too quickly, signaling to traders a good time to sell, and the RSI indicates this quite clearly. Similarly, if the stock falls too quickly it will generally snap back to the trend, which is signaled by the oversold region. We can apply our knowledge of moving averages and supports/resistance levels to enhance our trading success probability. Again, you probably don't need to actually draw lines on your charts, but as a beginner it can certainly help to do so! We could using moving averages, but, we could also use resistance lines like so: https://preview.redd.it/62bxz909oz6d1.png?width=1050&format=png&auto=webp&s=a9dd9c4afd6e741a507896f9640b271726268778 It becomes very clear on the RSI chart the 50% point acts as extremely strong resistance during an uptrend. We can use this indicator to place bullish trades. Conversely, we can use the 70% line as an indicator of when to sell. https://preview.redd.it/uqw86zvaoz6d1.png?width=1050&format=png&auto=webp&s=9c851edabaeb49a24cc06bae3d9ee39d06641527 This graph is just an example of the concept. Next we will apply this to GME. Confluence When placing trades you should always look for a confluence of indicators that matches up with a variety of different ways to analyze a stock. When trading on GME you should look for: levels of support moving averages to identify the trend and reversals RSI to indicate trend, or reversals You should be mixing these different strategies together. So how did RK identify such a good time to place his trades? It's quite likely he took advantage of/caused the May trend reversal. His chart shows things quite clearly: RSI bounces on the 30% line showing excellent times for trades We can see RK clearly mark the $10 spot as a critical low in GME for the last 3 years. This was as low as the shorts could possibly get the price. Let us zoom in to the last few months. Bullish crossover of all the MA's, and upwards slopes for all MA's We can clearly see the price finally reach a low at 10, but, it also had repeatedly bounced off the 30% line on the 5-year RSI chart (weekly candles). This presents a great confluence of RSI resistance, as well as price action resistance. This signals a great time to make a huge bullish play to attempt to time/trigger a bullish reversal. If we also apply our knowledge of GME swap cycles and FTD cycles, this timeframe is likely where RK made many millions on an option trade. This situation is a majestic confluence, primed for a great trade. The year-to-date (YTD) chart (the above image) shows the RSI on the daily candles. We can see that RSI spiked early May to the oversold region, which signals a potential trend reversal. Sustained RSI resistance above 50% (bullish zone) Sustained high-volume, indicating a continuation of the trend reversal Since the price stabilized on the RSI chart above the 50% region, this indicates bullish presence and signals an uptrend. Additionally all moving averages crossed over and are sloping upwards. Finally, we can note that volume at this time skyrockets and sustains. All of these provided me with clear indications of an uptrend reversal, signaling myself to go all-in in May, 1-2 weeks before RK's public return. Options Options are a broad topic, but I'll cover the essentials here. For a more in-depth education I recommend checking out Adam Khoo's free videos on youtube. This section will be brief - use it as a platform to launch into your own self-studies for options. I would even recommend considering buying an online course on options and trading if you can afford it. We will cover: Expiry Strike Premium Theta IV Delta An option represents a pack of 100 stocks. For a fee you can buy an option, which gives you control over 100 stocks. The price of options is cheaper than outright buying stocks. This provides a form of leverage, and multiplies the returns/losses as the stock price goes up/down. Options have an expiration date. Eventually, upon expiry, the option ceases to exist. This means you can purchase an option to get leverage, but only for a short time. This makes options riskier than holding plain stocks. As an option gets closer to expiry it loses value. Eventually the premium (a fee paid for purchasing the option) goes to zero. How sensitive an option is to this decay is called "theta". You can view the theta of an option quite easily in any broker/app. When you purchase an option you have the opportunity to buy the underlying 100 shares at the strike price. Each option has a strike price. Who is obligated to sell you these shares? Whoever wrote the contract (sold it originally) is obligated to sell 100 shares at the strike price. This gets into terms such as in-the-money and out-of-the-money. To learn more on these I highly recommend youtube or ChatGPT. IV stands for implied volatility. It's simply a predictor of how volatile the stock is, as in how likely it is to make large price-swings. Higher IV means the option itself is expensive. Lower IV means the option is cheap. The delta measures the sensitivity of an option's price to changes in the price of the underlying stock. It maps stock price changes to option price changes. Delta hedging is when the option writer (the original seller of the option, often a market maker) buys stock after selling an option in order to anticipate the likelihood of an upward swing in price. Trading on GME To wrap things up, quite simply, all the indicators we've covered so far clearly show GME is in an uptrend reversal. This is confirmed by support/resistance levels, moving average crossovers, RSI on the daily/weekly candles, as well as a clearly observable and sustained uptick in volume. My recommendation would be to try and ignore all the short-term noise. It doesn't matter if GME dilutes, or if there's a merger, or some negative news articles, a billion reddit bots logging in and FUD'ing, if this guy or that guy puts a banana in his butt, if the moon turns blood red, or if christ returns. We can clearly see over the course of weeks/months GME is very likely to experience a major melt-up scenario. https://preview.redd.it/5nq7lxsguz6d1.png?width=214&format=png&auto=webp&s=b33f29426ce481b2d80432acde449af7e4af82e4 We can see the melt-up took about 6-months to complete back in 2020. However, if we look at current day trends we can see indicators the process is faster now: Volume picked up quicker RSI spiked higher, faster How exactly can a melt-up occur? Honestly, it doesn't really matter, as there are many ways. The basic concept is that if bulls are in control of the stock for long enough then something will break. The longer GME uptrends the more likely for something to break. This could be a failure of market maker manipulation algorithms, a gamma squeeze, or a plain-old short squeeze where some shorts capitulate/get liquidated. Any number of things can happen behind the scenes, and we likely won't know which of them occur for many years after the fact, if not ever. My recommendation would be to expect, this summer/fall, a large lurch upwards in GME's price. Far dated options such as LEAP's would be an excellent thing to pick up, or perhaps some CALL options for August/Oct. If you're more confident and risk tolerant you can try using the trading techniques discussed here for more short term trades on spikes/dips as the melt-up scenario unfolds. If you're highly risk-averse, simply holding as much stock as you can afford and making your purchase sometime before a melt-up occurs would be wise. I'm personally targeting anytime this Summer/Fall, as opposed to Winter/Spring like in 2020-2021, mainly because of these factors: Higher volume RSI spike from low-to-high Large # of shares DRS'd GME is in a way better fiscal position Swaps are likely expired/expiring Violent bounce off the $10 resistance Bounced off of $60 resistance level Spikes in bot/shill activity RK YOLO again RK share count homage to the 2020 trend reversal triggered by RC's initial purchase Do you really want to bet against RK, the best trader of our age? 🚀🚀🚀 submitted by /u/dark_stapler to r/Superstonk [link] [comments]

hi i’m 18 and just started learning more about the stock market and i’m interested in starting to invest but i’m not sure where to begin. I've been doing some reading and research, and i’ve decided to take a shot at the stock market. My plan is to invest around $200 or more every month for the next few years or so. all the options out there are a bit overwhelming. i’ve heard about index funds, ETFs, and of course, individual stocks. but i’m not entirely sure where to start. my main aim is to grow my wealth over time and learn as much as I can about investing. i’d love to hear from those of you who've been investing for a while. what would be your advice for someone like me? should I focus on a specific type of investment, or should i diversify right from the beginning? are there any resources or beginner-friendly platforms you'd recommend? also, how much risk should I be comfortable with? I'm young, so I know I can probably afford to take on more risk, but I want to strike a balance between potential growth and not losing sleep over market fluctuations any insights, personal experiences, or tips you can share would be greatly appreciated! thanks in advance!! :)) submitted by /u/Zestyclose-Drag2860 to r/StockMarket [link] [comments]

Happy 4th of July Hey you on the other side, ​ Yes it’s you I'm talking to. C'mon don’t look away. What are you doing here reading this sh9tpost? Aren’t you supposed to be out enjoying the 4th of July all day? C'mon now please don't tell me you don't have friends. Even geeky people do have someone. And if you really don’t then go get your keys and wallet and drive straight to your family or relatives. Today is the day the United States was declared independent by Continental Congress on 4th July, 1776 when American colonies threw off the yoke of British rule and adopted the Declaration of Independence. Today is not the day you are supposed to be sitting, crying or sobbing in your room all alone. So just go out there, definitely go wild and just be free for this day and I mean in a good way. Definitely not going all terminator today. I highly discourage you to do that ever in your life. In morning just go visit and later have lunch and discuss some serious issues that need to be addressed and raise awareness. If you're from the investing world go tell the true truth and i mean the real one we learn everyday which some of the people from other sectors really don't know about. Because the media both social and televised one kinda brainwashes people with wrong facts or when the event is at its highest peak. And then later at night enjoy the fireworks and definitely get drunk. So from the bottom of my heart i.e. ventricles i congratulate you a “Happy 4th of July” ​ ​ Disclaimer ​ This post is meant to be read on 5th July 2022. Tl:dr people go scroll down and read the conclusion and the result part. This analysis is meant for beginner and intermediate level people in Wall Street. Definitely Not for expert level. For them i recommend reading Wall Street Specials where i just basically rewrote Block works macro awesome podcast called "Collapsing liquidity" with a little spice of my own. This post is a combination of Technical Analysis, data and some basic fundamental analysis. This is not financial advice, oh wait a sec it is financial advice. Oh wait it's not oh wait yes it is. Wtf is wrong with me. ​ ​ Respected Traders and Investors, ​ Holy shit i think i fucked up. Sorry about this nuclear S and F bomb i dropped on you especially traders. So please bear with me. Okay! ​ Previously on Wall Street : ​ Post June Fomc rally. Green candles in July, August. ​ My old viewers know that I called for a March post Fomc rally then a Q3 rally where the bottom will be June Fomc and then post Fomc we rally and hence July and August will be green on monthly candles. Only to crash starting September triple witching week or October 23-27. if you remember guys i was quite adamant that i wont flip flop from my predictions which i made back in April when March rally was fading. Well folks, I have to say I'm about to flip flop now. Now I could be right and we go up but the odds of me being wrong have definitely gone up. So in this post I will address how I am about to be wrong, my reasons for it and at last an experiment demonstrating with chart where we will fall and then rise and then fall and then rise and then fall. ​ So the sentence have now become like this “We make a bottom on July 26-30 either in July fomc or Gdp July 28 Q2 adv est” And now after making a bottom and pricing recession we go up in August for a bear market rally and then we sell out somewhere in August making a bottom in September. Now my guess is it's gonna be a week of triple witching. But let's see later on that. ​ Now before we begin let’s take a deep breath and now please shit as much as you can on me in the comments down below. I definitely deserved that. ​ Now after shitting lets see how much of a loss i made for you guys. ​ If you're my old viewers, you know I told to “Dca index, especially Nasdaq somewhere in June fomc” and cautioned not to gamble on stocks here because if you really wanna do then find something that won't get Fud. ​ 2.5% up doesn't look bad :) ​ Well look at that we were supposed to follow a green path ( min a short or max a big one ) but look like we are unable to break the red Ketlner line and are probably heading down. But currently we are making a profit of 2.5%. So i guess ahhh not that bad. ​ ​ Now lets Experiment : Swing trade July. ​ ​ For people : This advice is mostly meant for traders and not investors whose investing goal is in a long term horizon lets say minimum 15 yrs. My investing approach is simple Dca at key levels. Have cash in hand plus a secured job to be ready for Dow Jones -89% drop or falling around 200 monthly moving average. ​ My own one trick pony approach : Swing the 2nd bear market rally and let’s sit on the sidelines until there is at least -50%+ in all indices. You could also short after selling in bear market rally that is entirely up to you. For no risk investors like billionaires : Just sit out and don’t enter until Dow hits 200 mma. Park your cash with mmf in and only in rrp. Even liquid funds ex : t-bills aren’t safe due to Paul volcker rate risk. Forget about keeping the money in the bank cause there will be a bank run if depression. ​ Hypothesis : July we get -2% above contraction in the economy and also in July, August estimates. We are not in a depression coz then these rules will fail and we just keep going down till November 2024. A 3 factor world analysis including Gdp, Inflation and Fomc. Markets are always forward looking. ​ The reason why i’m wrong : ​ New York and Atlanta Fed negative estimates. ​ It’s pretty simple. There are 12 Federal banks in the United states of America. Out of which 2 of them recently came up with their Gdp forecast. These 2 banks have pretty good reputation and are certainly getting traction in the Twitter and Reddit world. So here’s what they said. The New York Fed released a Dyse model forecast on 16th June ( which they say is not from them but c'mon it’s on their website. Hence maybe signalling something ) that Gdp of Usa was expected to drop to 0.9 in march but they have now revised it to -0.6 in June. The Atlanta Fed on the other hand previously had Gdp forecast around -1%. But then came a shock on July 1st when Atlanta Fed have revised their Gdp forecast to -2.1%. ​ So what does this mean is you may ask. Well one conclusion is simply that now the market will price this in. Meaning it will make a lower low. It didn’t get time on Friday but it nearly left an impression that it will go and test that support region it made after the Swiss franc surprise hike by 50bps. ​ Historical data for recession : ​ Blue line : JHGDP ( Gdp based recession indicator ) , Orange line : Gdp yoy , Graph : SPX So we established above that the market will make a lower low to price recession. But what does it mean to price ? It means that markets will make a drop to -30%+ above by September. Don't forget we have discounted QT. But since i established earlier that this explanation is to a basic and intermediate audience therefore we won't dive into that. ​ So what does this chart above tell us ? It tells us that markets have priced out recession before the Gdp yoy growth fell to 0. The red circles below represent that. Meaning before final September Gdp data we might have bottomed providing if Gdp yoy doesn't fall more in Q3 or Q4 adv est data. ( Meaning if we do then make new LL in Gdp contraction and hence more price dropping ) The only two circumstance it didn’t was Stagflation of 70’s and 2008 recession. But why must the question be in your mind? The answer is pretty much simple. The Gdp yoy fell even more afterwards. So unless there was a proper bottom for Gdp the markets didn’t stop making lower lows. Now there is an anomaly represented by a yellow circle. It’s called the dotcom recession where the Gdp fell dramatically by earnings recession. Though the Orange line i.e our yoy Gdp never fell below 0 but there was a recession. Quite strange perhaps but we will fit this in our recession pricing going forward cause we are doing a simple analysis. ​ So now let's take all the recession into account. Note : % = ( ( L - H ) / H ) * 100 where L = low , H = high of candles. ​ All data is in monthly charts because I'm not that free. Also I'm not using Dow Jones which I should but I'm not. But I should. Damn it's happening again. 400 Bad request. ​ 1970-71 recession ( red circle no 1 ) S&P 500 - H : $109.37 ( Dec 1968 ) , L : $68.61 ( May 1970 ) , Crash : -37.267% ​ 1974-75 recession ( green circle no 1 ) S&P 500 - H : $121.74 ( Jan 1973 ) , L : $60.96 ( Oct 1974 ) , Crash : -49.926% ​ 1980’s recession ( red circle no 2 ) S&P 500 - H : $120.22 ( Feb 1980 ) , L : $94.23 ( Mar 1980 ) , Crash : -21.618% ​ 1981-82 recession ( red circle no 3 ) S&P 500 - H : $141.96 ( Nov 1980 ) , L : $102.20 ( Aug 1982 ) , Crash : -28.007% ​ 1990’s-91 recession ( red circle no 4 ) S&P 500 - H : $369.78 ( Jul 1990 ) , L : $294.51 ( Oct 1990 ) , Crash : -20.355% ​ 2001 dot com recession ( yellow circle. Note : 2002 first lower low and 2003 higher low ) S&P 500 - H : $1530.09 ( Sept 2000 ) , L : $768.63 ( Oct 2002 ) , Crash : -49.765% ​ 2008 Housing recession ( green circle no 2 ) S&P 500 - H : $1576.09 ( Oct 2007 ) , L : $666.79 ( Mar 2009 ) , Crash : -57.693% ​ 2020 Pandemic recession ( red circle no 5 ) S&P 500 - H : $3393.52 ( Feb 2020 ) , L : $2191.86 ( Mar 2020 ) , Crash : -35.41% ​ So what can we observe from the above data ? Recession : -20% to -50% and if you add the banking crisis over it, it goes past 50%. So our min : -20.34% , max : -49.93% and our average drop : -37.505% ​ Note : average drop = addition of all crash data / 8 Now we will be using this data in our “Aladdin box”. Sorry guys it's getting long and boring but honestly this is my way of doing things manually. ​ ​ Now let’s deep dive into the Key events : There are only three events we need to watch for. Inflation i.e Consumer Price Index Fed Fomc Gdp advanced estimates. ​ Note : Gdp comes in groups of three. Adv, second and final. Second and final will be released in August and September respectively. Usually they are all the same but this inflation swindler can f things up if it persists. ​ Aladdin Software xD ​ But before we do that let me quickly go and grab someone’s computer in Black rock. For those who don’t know that I'm a toilet cleaner at Black rock. xD Running joke it is or is it not ;) Okay I'm logging in guys and I'm opening this “Aladdin'' management software. So here’s basically what it does in a three factor world. We will be distributing points from now. As we all know data is either a hit or miss. A miss can be a miss to higher or lower. A hit is exactly as the estimates say meaning they are already priced in by the market. ​ So here is how the point distribution system will work. A miss to lower : +1 A hit : 0 A miss to higher : -1 ​ Note : In case anyone wants this full software for their company or for individual purposes just give $5M dollar to Jamie Dimon. He will get it installed for you right away. ​ Let’s now head back to our events Inflation : July 13th 2022 ​ Cpi ​ I'm expecting it to come around est. 8.4% or is it 8.2% Just do check guys it's wrong in this photograph. And do remember if less then +1 If higher then -1 ​ Fed Fomc : July 26-27th 2022 ​ Fed monitor ​ If 100 bps we fall : -1 If 75 bps sideways : 0. This is being projected by Fed monitor If 50 bps we rally : +1 ​ Gross Domestic Product : July 28th 2022 ​ Gdp miss to higher : -1 Gdp hit estimates : 0 Currently markets have not priced Gdp estimates i.e. full definition of recession. We will discuss later how much it has priced. Gdp miss to lower : +1 ​ If market are forward looking they will price everything before September. Meaning markets will price somewhere b/w -20.34% to -49.93% if there is no banking crisis. ​ What has been priced for recession : Currently ( as of 4th July 2022 ) ​ S&P 500 - H : $4818.62 ( 4th Jan 2022 ) , L : $3636.87 ( 17th June 2022 : This number looks very funny i’m starting to doubt myself xD ) Crash calculation : -24.524% ​ % of recession priced in by markets = ( x% ( currently ) / historical recession low ) x 100 ​ Best case pure recession : Historical recession low = -20.34% Probability % = 100% already priced in. ​ (Everyone is looking at it)** Average case pure recession : Historical recession low = -37.505% Probability % = (24.524/37.505) x 100 = 65.3886% ​ (Me) Worst case pure recession : Historical recession low = -49.93% Hence probability % = 49% something. ​ What this tells us is that markets are pricing in kinda worst case recession around 50%. As it should because we got one negative quarter of Gdp. So if we get another negative quarter in July 28, then the market will start pricing another 50% if worst case recession till September final estimates for Q2. ​ Now comes two scenarios : Case a) What if i’m wrong again? And market just prices full on recession in July itself and then we start moving up. Then market will just drop -50% from Ath in July itself. You should be just buying puts of 1 month expiry July 28 or later. If you think that the case is. Case b) And if you still trust me and kinda liked my analysis until now. Here’s what the market will do exactly and kinda dance on my whim. ​ Two : 15% bear market rally , One : 23%+ bear market rally. Dates are given in chart This is worst case recession probabilities. ​ You shouldn’t do anything until September if you can't comprehend what the chart is showing you above. ​ What this is basically telling you is there is gonna be a two 15% rally starting July (one around Cpi and other around Gdp) and one 26% rally in August. Around September Fomc is where you will get your bottom and then the market might have priced in probability % of 99% by then of worst case recession. So that takes S&P500 to $2400-$2600 range. Exact number would be $245X . Now this X is something i don't know. So range is $2450-$2460. ​ I could be wrong here and i really need to just quit posting sh9t. Or markets starts pricing in things after july 28 and hence eventual bottom will then be a day before September Fomc just like it was for June Fomc bottom and things started pricing in after April Gdp. ​ Note : Current levels as of now are higher than bear market tops will be. So don't forget to sell everything if swinging and trusting this case b). ​ Beta calculations : ​ For this i will take just Nasdaq. You guys can calculate beta for your own stocks in a similar manner. ​ Beta Here is how it goes. We know that NDX/SPY = 1.29 or sometimes 1.30. So providing if beta remains constant then if price of SPY moves down by -24.524% then the Nasdaq must have made low’s higher than beta multiply SPY downfall i.e. NDX drop > 24.524% x 1.29 = 31.63%. Hence NDX fall > 31.63% which actually was 34%. So not exactly close but definitely higher than 31% assumed. Here are pictures down below to prove it. ​ SPY, NDX ​ How to use this knowledge ? Well if we assume SPX will fall around 49% then NDX will fall 49% x 1.29 = 63.91% roughly 64% by september. Since the NDX fall won't be exactly 64% but higher and if i roughly wanna assume what that number will be in case i’m betting this on a casino table of billionaires or millionaires then i would i bet NDX fall by roughly 69% something for sure. xD ​ The other way we can interpret beta is with volatility . A stock with beta greater than 1 tends to be more volatile whereas stock with beta less than 1 tends to be slow. It can also be used to measure volatility of stock against its sector. ​ Note : Volatility and beta are not the same thing. Also V asset class especially V king have beta higher than 1.67 so for them above 83% drop is coming. Volatility Example: if a stock such as Microsoft has an annual volatility of 40%, then it would be expected to move up or down 40% in price on an annual basis. Beta Example: if a stock such as Microsoft has a beta 1.26 in relation to the S&P 500 Index ( SPX ), it would be expected to move at a rate of 126% of the fluctuation of the SPX. (This beta is calculated over a period of months and does not necessarily hold true on a daily basis.) The higher the beta, the more volatile the stock. A beta of less than one indicates that the stock's price is more stable than the market (in general and over a long time period). ​ Invalidation : Here’s why i could be wrong. Case a) ​ New York Fed forecasted in March (read above sheet of Nyc. march 0.9) that Gdp will be positive. So the market being a voting machine in near term didn’t price anything until we got close to that April advanced Gdp estimates which signaled start pricing in recession and till final estimate Gdp month we completed a worst case 50% probability recession. But this time around the Atlanta and New york Fed has forecasted a recession already. So maybe it’s time to increase from 50% to almost 99% in July itself. And after that we go up. Tbh, this sounds stupid. Markets will die, banks will get broke and all our friends in Apple, Google Microsoft, Facebook except Tesla ( they are prepared ) will be crying because of huge layoffs. Because then it could signal a depression is coming and this 50% drop is just nothing as compared to -89% Dow Jones drop. Plus Fed is still buying Mbs and selling so low bonds. Man the bank reserves are just not there i guess. ​ Conclusion : If total pts >= 1 : We are going straight up after July Gdp estimates. Not directly the day after. if total pts 0 : We bear market rally like told above in graph if total pts submitted by

submitted by /u/Threesomefun365 to r/dogecoin [link] [comments]

Edit: I can't believe...I spent all weekend writing this... only for you guys... to react... the way I expected you to! How exciting!! pulls up soap box So alright y'all, now that you're all here, let me make a brief comment before I go to bed and I'll see you later if the mods allow it. I see red flag, I investigate, I report my findings. You can agree, disagree, or anything in between and I will not lose a wink of sleep. What I DO care about is some sweet little chimp has more resources to make their own decisions regarding the media they buy into during arguably the most important event in their life via a case study. If you think this is just about Andrew, you're missing the point but I still love you very much. Sound fair? Edit2: oops; sorry guys. Had to come back and ask y'all to try to keep your comments fairly respectful. At the end of the day, he's just a content creator. Like me. Like you. In this post I give him credit where credit is due and I don't hate him whatsoever, I talk about things that are trendy OUTSIDE of him, and I also make some suggestions on how he can remedy most of your concerns! Also if you think I'm losing sleep over a comment... have you ever...had a toddler? Anywho.Happy reading. This goes without saying, but y’all really need to do your own research and take everything you read, watch, or listen to with a grain of salt. I don’t care who the source is and how much you trust them. So, let me give you some friendly advice using my research to back me up: Stay away from AndrewMoMoney during the squeeze. Edit3: you ask for an alternative, here it is. Andrewmomoney has been trying to leave a comment, but can't because of karma. You can find a response copy pastes below. I'll be in contact later. Disclaimer: I’ve mentioned before, I’ve been working in the design and marketing field for many years. As such, there are often things I’ll talk about as if they’re common knowledge or I’ll explain them as if we were good ol’ friends sitting around the campfire. That said, I’ll do my best to provide every single resource. If I’m missing something critical for your understanding, just let me know and I’ll do my best to provide. Moving on. ​ https://www.noxinfluencer.com/youtube/channel/UC23emuGbNM7twofQIrEgPBQ Have you tried to start a youtube channel? Or a business? Yeah? Almost everyone I know has too. A majority of the people I know have gotten as far as making a cover photo, a banner, the about, and maybe ONE video. Then poof. It’s gone. They lose motivation. This tends to be the case for a lot of people and the easiest way to combat this is by having a plan. You sit down and figure out who you are and what you look like, what you do, who your audience is, why you’re better than everyone else, and how you’re going to deliver the goods. You’ll create some things like a business canvas, a marketing strategy (which will include your voice and tone), and a content calendar among many other things. Here are some quick reads before I dive deeper: ​ Creating a business plan Creating a business canvas Content calendar General tools Tone and Voice Got some knowledge under your belt? Great. Too busy eating crayons, great. I’ll explain in layman’s terms anyways. I like to check out some analytics and watch content periodically throughout the channel’s history so I have a better understanding of the initial strategy, how its evolved, as well as if there are any catalysts, etc, etc. Andrew’s channel was created April 7th, 2020 and formerly titled Data Leap. His bio: “As a 26-year-old cryptocurrency data scientist in Silicon Valley that built 9 streams of passive income in 2020, I want to help you find your own path to 6 figures in 6 months. Subscribe to keep up with weekly uploads, cool kids are all doing it. Let's leap together.” Since it’s important enough to be in his bio, I think it’s critical for me to understand what a data scientist is. I did some research, I liked these videos (Joma Tech and Ken Jee. Check out the description box of the latter for some key points), but I still found it to be unclear. However, I think it’s fair to say that there will be a lot of CODING on this channel. This is obvious in his earlier videos. I’ll give you a few examples. ​ https://preview.redd.it/3ai6k3t5dgv61.png?width=1094&format=png&auto=webp&s=666c9695a160e60744c33c886ad9e5a2fccd06ab Pretty on point with what we can deduce from the bio. His tone is pretty casual, yet sophisticated. He wants to entertain you while putting some wrinkles on that brain. I'd say I nailed this because Andrew says the same thing in a later video. Now I take a look at how often he posts. Here are the dates from his first couple months: June 22 June 26 June 29 July 7 July 13 July 16 July 22 Aug 3 Aug 8 Aug 10 Aug 14 Aug 17 Aug 24 Now, this might be my low blood sugar talking, but man, this tight production schedule is making me queasy. That’s a lot of videos in a short amount of time and you’ll notice they’re often just a few days apart. One of the most common questions someone will ask is what they can do to grow their channel. Usually you turn to them and ask how much they’re posting, what they're posting, and when. Rule of thumb, quality over quantity, but consistency is key. You put out one really awesome video every other 6 months, you get buried by the algorithm. You put out 20 videos of garbage and you get buried by the algorithm. Most end up putting out 1-2 videos a week, but that won’t guarantee a bunch of subscribers or a ton of views. Generally, you give them something of value and consistently provide that same value to incentivize them to come back to your channel. For example, I’d like a new kitchen table and the current trend is just my type, but I’m unwilling or unable to pay such a high price for someone to build it for me. I’m willing to learn how to DIY and can buy entry level tools to do the job myself. I turn to youtube and find a channel dedicated to simple DIY builds with minimal tools. They explain the process start to finish very well and my table turns out awesome. Turns out they have more videos! I decide to stick around and subscribe. Thousands of people out there end up subscribing for the same reason.. ​ https://preview.redd.it/2v41gaf2egv61.png?width=1148&format=png&auto=webp&s=a0f614c1423c947ea04e152ba82fe4fa9ab74ed5 ​ It’s not always like that though. You ever seen the video of the lady making nachos with her bare hands? What about the potato chip mashed potatoes? That person who thought they were a chicken nugget? Some things are so silly or stupid you HAVE to watch it and tell your friends or leave a comment letting everyone know how stupid they are. You may or may not subscribe, but you still hang around to see what other silly thing they’re up to. Some people become successful by being controversial. ​ https://preview.redd.it/k9895hr9egv61.png?width=576&format=png&auto=webp&s=d73baaaf2391894a3e2088b57f48bc3064da2637 And even then, it’s not always like that! What about the videos about stray puppies and kittens that find their forever home? Military coming home videos? Helping the homeless? Y’know, the things that pull at your heart strings? ​ https://preview.redd.it/i8c3bcpgegv61.png?width=986&format=png&auto=webp&s=d30dd5ee969b4c9e607ee2e395fcf7eba92e47bd See what I’m saying? Multiple ways to skin a cat. Just be consistent. Andrew uploaded fairly consistently and did the usual tips and tricks with thumbnail art, titles, etc (being click baity, but hey, I think everyone does that from time to time), but I noticed he still had very low viewership and engagement. Why is that? Ultimately, a combination of things. Check out his bio again, check out all the banners and video descriptions (I have to speculate just a LITTLE here and assume he didn’t change anything recently), what do you see mentioned everywhere? “Your guide to 6 figures in 6 months” https://preview.redd.it/re52l6hnegv61.png?width=950&format=png&auto=webp&s=7842232cdd95f185672ccafa3b7bc29e2b97d975 Rapid fire answer. Do you think his channel matches that sentiment? Here's mine: not really. I’ll give you an example of a channel I found from searching “6 figures in 6 months” : ​ https://preview.redd.it/ugflhivregv61.png?width=1202&format=png&auto=webp&s=2d44bdea196301e0e124735c70d3ddf4af46da9a Seems to mesh better with that idea, doesn’t it? One thing Andrew mentions in this video is that starting a business can help you make 6 figures, but doesn't provide resources for running that business on his channel. Sure, Andrew has more subscribers. I’ll give you that for now (come see me later though. We’ll talk). So then you start looking at the content and figuring out what it's actually about. Andrew starts making videos centered around Python. There’s a few random videos in there, but he sticks to the code in the beginning and I applaud him for not jumping with random videos when his channel didn’t pop off immediately (and that production schedule is just crazy). Some hit better than others--it’s fairly obvious when an influencer has found something that hit right because they’ll keep doing it. Then bang. The channel evolves and we start hitting the clickbait. ​ https://preview.redd.it/k4q34ff7ggv61.png?width=992&format=png&auto=webp&s=9aad68c5749f871c307416f355b2c693b6f0bcb0 3.9k views on this video. Pretty damn solid. Then you'll notice we start sliding back down to 100-500 views per video immediately after until we hit another (what I like to call) viral video and that’s where you’ll see a key difference between Andrew’s channel and Nate’s. Nate’s lowest viewership is 4k. Nate generally has more substantial comments on his videos. Do you see where I’m going with this? More subscribers isn’t always the best indication of success. Thanks Nate, you can go now. ​ https://preview.redd.it/ly4vl8bofgv61.png?width=1189&format=png&auto=webp&s=40c74ce394d2570b3e47da6524e1181855fac0c9 So it seems like Andrew’s channel is more so centered around how you could land a 6 figure job or increase your income to 6 figures… but likely not in 6 months and maybe not 6 figures. The content just isn’t there... there isn’t a clear set of reasonable directions for the audience regarding how they can do that in SIX months in his channel.. Consistently. Yes, emphasis on consistently. I’ll give you credit for some of these earlier "on-target" videos although I CANNOT confirm how filling they are in relation to the channel proposition: How to be a Millionaire by 30: Build one of THESE in 2021 My Very First Job Offer was $100K+ (and so can yours) How I Built 9 Income Sources at Age 25 (and you can too) $100K in Passive Income in 2021 - Making Six Figures on Autopilot ​ By the way, y’all ever heard of Dr. Quarters? ​ https://preview.redd.it/5pmtr2p8hgv61.jpg?width=480&format=pjpg&auto=webp&s=97aa58581b681e022d0e9065ffe87c042fef8ddb I’ll keep it simple. This episode of King of The Hill is based on a real guy and a real trend that was more popular (or perhaps, just popular in a different form) when I was kid. These people sold the idea you could get rich quick with minimal effort (essentially click bait). Needless to say, it backfires and Kahn is stuck in a bad situation, still working at a job he hates. He got off pretty easy in the show. People in real life? Eh. I’m not calling Andrew a get-rich-quick scam artist. I think he has some interesting videos of value, but I do think his content is a little off kilter and he’s not delivering what he claims he can do for you. Normally, a channel will fall off the radar because of this.. But then, there was a catalyst: Gamestop. Remember how I mentioned you can see his videos hang out around relatively low views and once he creates something people like, he keeps doing it? This is a fairly common practice so don’t come with your pitchforks ready. Think about it like this: Miley Cyrus has pivoted multiple times throughout her career. Madonna. Gwen Stefani. Taylor Swift. Katy Perry. Kanye West. Pink. Y’all know 'Hot in here' by Nelly? What about his other hit 'Over and Over' with Tim McGraw? Nothing new here. This has been happening since before you were born. ​ never forgetti mom's spaghetti There are a few problems with this pivot though. Andrew was missing his proposition value to his viewers already and he’s further pivoting from it--this can affect how trustworthy and consistent he seems. I’d say this is relatively minor and easy to fix. This becomes a much larger problem when you examine how the content has evolved from the first GME post. I have a specific word I’d like to use, but I’m going to abstain. Let me just talk about the video and see if you see what I see. https://preview.redd.it/5op9u4l6jgv61.png?width=946&format=png&auto=webp&s=25ecb51fbc276664fee6f7a3cd9bad3bbfaafbba The first video was published February 1st, 2021. This is post January baby squeeze. It gives you a nice, simple explanation of the Reddit vs. Wall Street situation, and basic trading concepts. This is an entry level video. This is not for the folks already in the game. In my expert opinion, I’d describe this video as targeting the FOMO crowd who saw the news, said “fuck, I want in” and searched for a video from a trusted source (and the use of his job title in the video is very intentional. His channel name has changed by now too) who could explain in 10 minutes or less. Good results. Can he do it again? ​ https://preview.redd.it/4fecb7nfjgv61.png?width=958&format=png&auto=webp&s=5cf9ab03d65312c4f4d2cb566b7afe01e05c25c9 Yes. He goes deeper into his explanation of the situation and the market as a whole and drops more resources for beginners like links to trading apps like Webull or Robinhood. Yes, Robinhood. Even after it had been put out there they had halted trading. He removes this in later videos but it can still be found in the description and pinned comments of older videos. Do you think he isn't getting something from that? ​ https://www.youtube.com/watch?v=a8AJNOYKkqc ​ https://preview.redd.it/0cptbbozsgv61.png?width=887&format=png&auto=webp&s=770a20bc41a180446ff4ca024c143ecbd7506753 Within a week or so of posting, he hits 5k subscribers. By March, he hits 20k. By April, 70k. That’s some aggressive growth. Of the 100+ videos that have come out since the OG video, I’ve counted ONE that caters to his original audience. That’s fine, people are allowed to change, but you have to update your brand. He hasn’t though. Nothing besides *looks at notecard* editing his original video descriptions and pinned comments to include affiliate links to anything pertaining to GME, language such “tendies”, “apes”, “moon”, “moon platoon”, and “space upgrades”. Even his first video that came out a year ago. So pretty much everything to make money. (And I have to throw in another disclaimer, I don’t know Andrew personally and he seems like a pretty cool dude. This isn’t an attack on him for playing the marketing game. This post is just for you guys to remember there are good shills and bad shills and everything in between. The human brain is more fragile than you think and very susceptible to manipulation especially when emotions are running high. I remember when I started investing I listened to every account out there instead of doing my research. Within 5 minutes I bought a stock, read something, sold that stock, and bought another like a true crayon muncher.) The videos become more click baity as time goes on. Remember that one video I mentioned in the last paragraph? You’ll notice a significant dip in viewership. When I talk to my friends about being an influencer, I tell them that while it might seem like a great idea to hop on a hype train to collect some followers, it winds up being very difficult to keep those followers. Why? Because they followed you for x, not y and you can see that here. Increase in views. Increase in engagement. Increase in subscribers. Nice. Back to business. Uh oh. Didn’t do so well. Back to Gamestop. ​ https://preview.redd.it/aj5hjntltgv61.png?width=1120&format=png&auto=webp&s=fd646e4fceb2d3a3747a57f17e725ab30315d7aa So now you’re stuck in a cycle of HAVING to keep making videos about this topic if you want to maintain. That’s how we wind up with videos like “Should I sell Gamestop?” (multiple times), thumbnails with words like “crash”, “you lose”, or “game over”. Again, I stress that the target was the FOMO crowd, the baby chimps. They don’t know any better. They need someone who doesn’t hurt their brain, keeps it short, and funny. Do you see how all the above is dangerous for them as we move forward? Put it this way. Using a recent video at 68k views (and every single one of them is a new viewer). If all of those people are holding 100 shares that’s 6,800,000 shares total. Imagine he uploads a video mid squeeze with a title of “$GME PEAKS AT $5,000??” with a thumbnail with something like “highest it can go?” or “game over?” Everyone is emotional, they’ve never seen this much money before. They freak the hell out. They don’t want to lose that money. They paperhand at $5k. $GME briefly dips before skyrocketing to $20k. Dangerous for stockholders. Dangerous for him and the future of his channel. Let’s go back to trust. He’s not currently fulfilling his value proposition. He creates click bait videos. Doesn’t give credit to the folks who provide him video content (links to atobitt's biz, but not the artist of this or Pixel's Endgame DD). Half-rebranding to make it seem like he’s a fellow ape... ​ https://preview.redd.it/ed7d604xtgv61.png?width=1440&format=png&auto=webp&s=25fee894f682a7b8565a49536cb90b5f78f8585c Honestly, he might be an ape.. The problem is he doesn’t come across genuine because of the above--what are you willing to compromise for views and $$? Quite a few people have made comments mentioning he doesn’t appear genuine. Some people have jumped to his defense that he’s accepted feedback and is changing some things because of it (no idea what though, but then again I don't watch his channel regularly... then again... I'm a pretty good guesser) which brings me to my next point. He’s not changing. The clickbait is still there. I mean, how long have we known options were a no no? Recent video with a title that suggests options are some secret ticket to tendies (because options traders know something we don’t?). He is still missing his value proposition. He is not giving written credit to folks providing him with information. ​ https://preview.redd.it/4a1hno7augv61.png?width=217&format=png&auto=webp&s=16117ccbe99d565bfaf35668d757850aef2eb8d9 I also found out he used my DD in a video, which was pretty cool. I didn’t know a lot about him besides watching people bicker about him on the sub, but I never personally watched. Decided to check it out. ​ that me Honestly, I was so disappointed. Not only in him, but shill dog as well. What I emphasize to EVERYONE is that we better be about our shit. You know you’re doing an interview? Brush up on your public speaking skills. You are making history and you never know when the camera is rolling. If you ho-hum, seem unsure, or lie, the audience will know. The media will eat you alive and you destroy the credibility of the sub. You never know what opportunities will come from this either. Be like DFV. No excuses. My inbox is always open if you need help preparing for these things. Anyways. It bothers me how big of a joke this came off. It bothers me how suspicious I was of Shill dog because of how they handled the interview--what a massive platform to be on and...woof. It bothered me when I read a comment that said NEITHER of the people talking in this video seemed genuine. My name is attached to this. That’s my research. My integrity is everything so I felt a need to reach out to Andrew. Maybe I could come on and discuss in a way that would make people feel more at ease. I messaged on twitter, radio silence. I expected that though, no big deal. Next step, bring out my old youtube channel. Check privacy settings. I leave a comment and go to bed. I wake up the next day expecting a comment or a like based upon how recently he interacted with other commenters. My comment is gone. I wondered if I just hadn’t actually submitted it, but I was so sure I had. Immediately became sus, but I don’t make claims without proof. I painstakingly type up the same comment. Gone within 10 minutes. ​ go see if it's there I log onto another channel. I leave a comment praising him. Still up to this moment. I won't screenshot that one. Just take a guess. That tells me everything I need to know. Bonus: I found the reveal of his offer to shill odd. Many people were skeptical as well, asking why he blurred the information out the way he did, why talk so briefly about it, why not put the company out there, etc. So I’m gonna pull a Warden on you guys: It’s either fake, it’s real and he didn’t take an offer, or it’s real and he took an offer. It was a live video. Often you don’t have yourself as put together as a scripted video you can reshoot and watch and edit and tweak and so on, but I want you to notice he never said he wouldn’t take an offer. There was just a funky transition that he would have shill dog in the live stream to keep him straight. If I'm just being a skeptic and he gets upset by this because it's not true, that's on him for allowing his viewers to doubt how honest of a content creator he is. TLDR: A majority of you will say you don't care about Andrew and never have and this is all stuff you already figured out, but there are some apes out there who still view him as their first source of information and you are only as strong as your weakest link. Through a brief analysis, I've shown the foundation or lack thereof behind this channel and how AndrewMoMoney's channel is positioned for maximizing earnings through sensationalism. Sensationalism is a cheap way to grow your channel, but you will lose it all unless you adjust your marketing strategy and value proposition. This type of channel is potentially damaging for the squeeze. I strongly urge you to consider what media you will surround yourself with when this lifts off. While I have you here Andrew, might I make some suggestions? I don't like plain criticism. We do constructive feedback around here: Interview the people who write the DD you discuss. All of them. Not just the "celebrities". Use these interviews to supplement what you don't know instead of reading straight DD. Make a video for your OG subscribers on how they can use GME as a catalyst for their careers--even if that's just having the extra tendies to go back to school or coast while they figure out their life. Make a video that helps apes manage their tendies--like "how to find a CPA", "how to pick a lawyer". You don't even need to pitch it as original. Give credit to the person who posted first, say it's a video adaptation, boom. Stop deleting negative comments and use them to your advantage. Cut back on the click bait titles. You can optimize your title for the algorithm AND give your viewers a clear understanding of what the video is about. Write what the video is about in the description. Get back to engaging with your subscribers like you did in the beginning. Think about the social and economic repercussions of the content you're publishing. Wait don't take these, they're actually pretty good I might use them Please excuse typos or grammar as my eyes are burning submitted by /u/itsdaynotdave to r/Superstonk [link] [comments]

r/FluentInFinance mod here ! I've received many questions from others for recommendations on books for Investing & the Stock markets. I've curated a list of my 13 favorite books on Investing & the Stock Market, and explanations on what the books are about. I've learned a great deal from these books. All of these are by really great investing legends/ gurus. These books offer a few different approaches to the stock market. Different investment styles will help educate you on how to make successful long term investments, minimize risk, and analyze stocks more accurately. All of these books can be purchased used very cheaply ($1 to $5)! As your income grows, your investment portfolio should also grow. One of the biggest obstacles for beginner investors is just knowing how to get started. Learning about financial concepts can be intimidating at first. A great way to start, can be by picking up a book by an expert who thoughtfully and sequentially presents & explains these concepts and topics. Resources like these can help investing be less intimidating and complicated. One of the best strategies is to learn from the insight and wisdom of gurus. I hope these book recommendations help! List: How to Make Money in Stocks by William O'Neil The Little Book That Still Beats the Market by Joel Greenblatt A Random Walk Down Wall Street by Burton G. Malkiel Principles by Ray Dalio One Up On Wall Street by Peter Lynch The Big Secret for the Small Investor by Joel Greenblatt Winning on Wall Street by Martin Zweig Irrational Exuberance by Robert Shiller The Bogleheads' Guide to Investing Common Sense Investing by John Bogle The Intelligent Investor by Benjamin Graham The Only Investment Guide You'll Ever Need by Andrew Tobias You Can Be a Stock Market Genius by Joel Greenblatt ​ Descriptions & Images: How to Make Money in Stocks by William O'Neil This book is about growth investing. O'Neil explains what most successful stocks have done to be successful. He explains his 'CANSLIM' method, which is an acronym for 7 fundamental criteria which you can use to pick stocks. An AAII 8 year study of different strategies showed O'Neal's CAN SLIM with a 860% return from 1998-2005 (Second place). First place was Martin Zwieg's returning 1,659.3% (we will get to Zweig on this list too) ​ https://preview.redd.it/hb6xbt3f63r61.png?width=195&format=png&auto=webp&s=84f6d7f294970d466ce8a8f2239d366689baca5f The Little Book That Still Beats the Market by Joel Greenblatt The idea of this book is to buy undervalued good businesses and hold them long-term, which will eventually beat the market index. https://preview.redd.it/qo7z0hj173r61.png?width=365&format=png&auto=webp&s=2e1dfba78d37e40c2d0448b42a5d0409a6de943d A Random Walk Down Wall Street by Burton G. Malkiel This book covers investment bubbles, fundamental vs. technical analysis, modern portfolio theory, index funds, etc. https://preview.redd.it/wvpidhtf73r61.png?width=329&format=png&auto=webp&s=8b7b682a76a00aab0503cfd64e6545086fc50cdb Principles by Ray Dalio This book provides the insights from one of the biggest hedge fund managers of all time, and I think there are many great lessons to learn in this book! https://preview.redd.it/x87w7ofq73r61.png?width=333&format=png&auto=webp&s=36cf4bf007cb120b71521cf9c490f5b722d12afa One Up On Wall Street by Peter Lynch This book emphasizes the advantages that individual investors hold over institutional investors (when it comes to finding investment opportunities). Lynch also gives many of examples of mistakes he has made, and how he has learned from them. https://preview.redd.it/eyrwiosj83r61.png?width=326&format=png&auto=webp&s=1a1d55e13ab74ae2308eced255111bb36e9d3196 The Big Secret for the Small Investor by Joel Greenblatt Greenblatt explains why index funds can be better than actively managed funds. The big secret is maintaining a long term perspective! https://preview.redd.it/petrulq293r61.png?width=347&format=png&auto=webp&s=5cb0f0eee207e01d2bcb32bd7a212caee0b28a39 Winning on Wall Street by Martin Zweig Zweig's success came from his ability to predict the bigger picture (such as trends in the broader market). The combination of his stock picking skill, general market understanding, and market timing, made him one of the great investors of stock market history. Zweig was more interested in growth than value. Unlike Buffett, Zweig isn't a 'buy and hold' investor. An AAII 8 year study of different strategies showed Zwieg's returning 1,659.3% from 1998-2005. He was #1 out of 56 others, including Buffett, Lynch, Fisher, O'Neal's CAN SLIM, Motley fools, and using ROE, P/E's etc. Second place was O'Neal's CAN SLIM with a 860% return. https://preview.redd.it/3j3n2ytbo7r61.png?width=313&format=png&auto=webp&s=e9cb3b39a5471fa4bf0a949952e581726e3873d9 Irrational Exuberance by Robert Shiller Shiller makes strong argument that perfect market theory is flawed. The Idea of perfect market theory is basically that the markets are all knowing and completely rational, and in the long run can't be beat. Therefore , you can control costs with index funds and diversification. (You can't beat the market, therefore controlling costs and diversifying seems like logical strategy) https://preview.redd.it/vzikfmbpq7r61.png?width=331&format=png&auto=webp&s=55c98457151b97d5bae385f3fd5a95d05dd8a520 The Bogleheads' Guide to Investing The key concepts of this book are risk tolerance, asset allocation, a balanced portfolio, tax efficiency and cash management. This book explains many of the pitfalls of investing. The Bogleheads and Jack Bogle preach the power of compound interest. Investing in low-fee index funds and holding them long-term is the method. This book gives an excellent, detailed rundown of how to implement this kind of investment plan. https://preview.redd.it/124ionmuw7r61.png?width=335&format=png&auto=webp&s=a9671b2f1572e6248081c6b642539732e1979ea9 Common Sense Investing by John Bogle Great information for anyone who is trying to make sense of personal finance and basic investments. This book explains why passive investing is a worry free, long-term strategy that consistency wins over time, and why active trading always returns to the mean. https://preview.redd.it/0k6o3tvvw7r61.png?width=354&format=png&auto=webp&s=a9b57c25e77e12b499194f3a55be53b7f8a8c52c The Intelligent Investor by Benjamin Graham This is a great book for anyone who is interested in introducing themselves into the world of investing, or wants to get better at investing. This book gives lots of valuable information to help one understand the basics of value investing. https://preview.redd.it/wmmd1zcsx7r61.png?width=325&format=png&auto=webp&s=183e11743d1ca500c83b44130ce76d17d6cc3963 The Only Investment Guide You'll Ever Need by Andrew Tobias This is a book for people looking to learn the basics of investing and saving money https://preview.redd.it/unl5zbe7y7r61.png?width=328&format=png&auto=webp&s=0fc35c52e44283c153396aeb424c95e66a5aaeef You Can Be a Stock Market Genius by Joel Greenblatt This is not a book for beginners. Greenblatt gives a nice exposition of some more "special situation" investment styles & areas of equity investments (mergers, spin-offs, rights offerings, etc.) https://preview.redd.it/8thu1th9y7r61.png?width=333&format=png&auto=webp&s=be8c1c40883633b7298b1b4bbeb8b876ceecc327 ​ For more updates, here are my social media links. (I also started a FREE FaceBook group & a FREE Discord community to discuss investing as a team/ group. Feel free to check them out). Links are: https://www.flowcode.com/page/fluentinfinance submitted by /u/TonyLiberty to r/FluentInFinance [link] [comments]

The stock market has witnessed a huge inflow of new investors during this calendar year. The pandemic allowed young people to stay at home with nothing to do. Several have lost their jobs and people have started to realise the importance of investing, and that's always a good thing. Starting off early is a huge advantage for investors. Although we have a set of posts for people who are absolutely zero in terms of money management, I want to focus specifically on stock market investing. There are several things to know about investing in the stock market. Searching on Youtube or Google or Reddit will provide us with an abundance of information. New investors are often confused because of the availability of many different investment products. And, new investors are often indecisive on what to do after starting their investment. I'll do my best to summarise the experiences that I have learned throughout my investment journey, and share all the details that can be helpful for new investors. To be a successful investor in the stock market, here are the things that we need to do : 1. Invest with a proper goal and purpose. The first step in investing is not to select the best stocks or best mutual funds. It's to identify why you're investing. Find out what you want to achieve by investing. The goal/purpose can be as generic as 'to become wealthy' or 'to save up for retirement'. Or, it can be more specific like 'to buy a home in 10 years', 'to save for my children's education in 20 years' etc. Deciding on the goal is crucial, since it allows the investor to think of a proper plan. A goal that's 10 years away will need a different investment strategy than a goal that's 20 years away. If we're saving up for retirement, we'll likely have 20-30 years ahead of us. Knowing the end goal allows the investors to properly decide the amount of money they need to invest. Without a goal or purpose, we'll have a hard time continuing our investment journey. 2. Invest with consistency and discipline. An average investor doesn't need any special skills to invest successfully in the stock market. We don't always have to be invested in the best mutual funds or the top stocks. We just have to stay invested. Before choosing a stock or mutual fund for investment, research about it and convince yourself that this is a good investment and that you'll stay invested in it for the long haul. We shouldn't invest in something just because it has performed well recently. Once you have chosen your investment, invest consistently. Don't stop investing just because the returns in the last couple of years have been bad. Even the best stocks/mutual funds undergo periods of bad performance. Example : The Average Investor Lost Money in the Best Performing Mutual Fund in History Peter Lynch is one of the best investors of all time, and his Magellan fund has an annualised returns of 29%. Even if the fund outperformed the S&P 500, the average investor lost money. Because, the investor will 'buy high and sell low'. That is, whenever the fund isn't performing well, they'll withdraw & whenever the fund performs well, they'll invest money. Instead of investing consistently, they'll look at the past performance of the fund and then invest. So, investing consistently is more important than choosing the best investment. Even for a consistent investor, they might be forced to withdraw from their investments if there's a sudden need for money. To avoid this, have a rock-solid emergency fund. Keep 5% of your net worth in low-risk liquid assets that is unrelated to the stock market. It's good to keep 1 year's expenses as an emergency fund, so that even during worse-case scenarios, you can handle financial emergencies without withdrawing your investments. 3. Don't stop investing just because there's 'choppy waters' in the market. Don't start investing just because there's optimism in the market. We should stop investing only when we're close to attaining our goal. When we're years from achieving our goals, we should invest irrespective of the short-term market conditions. Often, a mutual fund will give nil or negative returns over the span of a few years. It can be extremely discouraging for investors, but that shouldn't a reason to stop investing. Equities don't always perform well. They undergo periods of low performance. That's the time to invest a lot of money, so that when they perform well, we'll reap the rewards for investing in the rough times. The volatility of the stock market can be hard for new investors to grasp. Slowly build up a tolerance to it. Embrace it, and appreciate it. Example : Time in the market beats timing the market.. There'll always be some reason to cause turmoil in the market. Even most recently, a lot of people expected the market to crash because of the 2020 US election. But, nothing happened ! In fact, the market rallied even more during and after election. If an investor investing in the S&P 500 index missed out on the 10 best days during the past 15 years, their returns would have been halved !. Missing out on the 20 best trading days means that their returns would be ~1/9th of the index's returns. Missing out on the best 30 trading days means that they have lost money. In the short-term, no one knows what the market is going to do. For a healthy growing economy, the stock market tends to go up in the long-term. For an average investor, Buy & Hold is the best strategy. 4. Don't chase after 'returns'. Stick to your plan. There's always going to an investment that'll give the 'best returns' of a particular year. If we look at a mutual fund and invest in it just because the past 1 year return has been good, we'll be disappointed. No mutual fund or stock (unless it's Asian Paints) perform consistently on a yearly basis. All of them will have periods of low performance. Example : Let's take PPLTE mutual fund. It's one of the most favourite mutual fund among investors. When it started in 2014, it gave an annual return of 45%. Any new investor seeing this fund's return would be ecstatic. They'll think "If i Invest in this, I'll also get such great returns". They'll invest without any plan or research, and will be utterly disappointed because the returns for the next two years (2015 and 2016) were 9% and 3% respectively. A new investor, who lacks discipline, will stop investing or withdraw because it's a 'bad fund'. BUT, such investors will lose out on the next year's great return which is 30%. 5. Have faith and optimism in yourself & your investments. Self-confidence is crucial for investing success. Let's say we buy a luxury house for 2 crores. If someone sees the house and says "Oh, this house is worth only 1 crore", would we panic and sell the house for 1 crore ? We wouldn't, right ? We should have the same mentality for our stock market investments. If we had done enough research, we would know the intrinsic value of our investments. Therefore, we shouldn't sell randomly whenever it's performing badly (temporarily) or if someone criticises it. I'm not saying that we should invest in the same thing throughout out life. I'm saying that we should have faith in our plan. Have faith in the fact that we have analysed and chosen an investment. If the investment tuns out to be bad investment, no problem. Analyse and choose a better investment, and invest with conviction. Mutual fund investors often have the nagging doubt of whether they have chosen the 'best' mutual fund. For a fund to be the best fund, the fund manager has to do a good job & the market conditions should be good as well. So, the investor has to put their faith in the fund managers and the market. If you find yourself struggling to trust any fund manager to give you consistently good returns, invest in a broad market index fund like Nifty or Sensex. In such a case, you'll just have to put faith in the economy of the country. Even if you don't have faith in the Government, have faith in the county's overall economy. Have the faith that the country will grow, thrive and prosper. Indices like Nifty and S&P 500 are a decent representation of how the county's economy is going. Quotes from the book Learn to Earn : A Beginner's Guide to the Basics of Investing and Business - Before 1930, depressions and panics were a common occurrence, but since the Great One, we haven’t had a single repeat. So in the last fifty years or so, the odds of a slowdown turning into a depression have been quite remote—in fact, they’ve been zero in nine chances. Nobody can be sure you’ll never see a depression in your lifetime, but so far, in the past half-century, you would have gone broke betting on one. Is it possible that we’ve found a permanent cure for economic depression, the way we have for polio? There are several reasons to think so. First, the government, through its Federal Reserve Bank system, stands ready to lower interest rates and pump money into the economy any time it begins to look sluggish and to jolt it back into action. Second, we’ve got millions of people on social security and pensions, with money to spend no matter what. Add in the 18 million employees of government at all levels, from federal to local, and you’ve got an army of spenders. As long as this huge group is throwing its money around, the economy can slow, but it can’t come to a complete halt, the way it did in the 1930s. Third, we’ve got deposit insurance at the banks and the savings and loans, so if the banks go bankrupt, people won’t lose all their money. In the 1930s, when hundreds of banks shut their doors, their depositors lost everything. That in itself was enough to drive the country into a catatonic state. If you buy the argument that we’re not likely to suffer a relapse into depression, then you can be a little more relaxed about drops in the stock market. As long as the economy is alive and kicking, companies can make money. If companies are making money, their stocks won’t go to zero. The majority will survive until the next period of prosperity, when stock prices will come back. History doesn’t have to repeat itself. When somebody tells you that it does, remind him or her that we haven’t had a depression in more than a half-century. People who stay out of stocks to avoid a 1929-style tragedy are missing out on all the benefits of owning stocks, and that’s a bigger tragedy. Because of fear-mongering news articles, there'll always be a fear of an 'impending market crash' or a recession. An esteemed investor rarely changes his long-term investing strategy no matter what the market does. 6. Don't chase after shiny new funds/stocks. Successful investing is quite boring. An average investor is better-off by investing in index funds and going on with their lives. Even if we invest in stocks directly, always chasing after the 'best' stocks is a recipe for disaster. Yes, there's a miniscule chance that an average investor can invest in a 'multi-bagger'. But, it's nearly impossible to do it consistently. Some of the consistently-performing stocks are companies that do business in boring sectors. Buying stocks of quality companies (with good financials) will do well in the long-term. Buy stocks of companies that are considered as 'essential' goods, and those stocks will prosper even during recessions. Example : Domino’s stock outperformed Apple and Amazon over 7 years . For the past decade, Asian Paints has a CAGR of ~25%, and it's stock price has increased tenfold during the decade. Pidilite Industries's stock price has went up by 15 times during the past decade. Neither Asian Paints nor Pidilite Industries is doing anything 'revolutionary' and 'world-changing', like the tech companies. Yet, their stock went up because they produce goods that are essential & they're pioneers in their respective industries. 7. Keep your emotions in control. When investing, it's crucial to keep our emotions under control. It's better to avoid having any emotions towards our investments. For instance, let's say that an investor has 20 lakhs invested in a Nifty index fund. Every 1% gain or fall in the Nifty would mean that the investor's money increased or decreased by 20 thousand. Those are not real losses (or gains). They're real only when we sell them. Let me clarify some of the emotionally-charged doubts that new investors face on a consistent basis : Question : "The market is at an all-time-high. Should I sell ?!!" Answer : For whatever reasons, new investors are scared of all-time-highs. They somehow think that if a market reaches a new ATH, it means that there'll be a correction. Selling at an all-time-high to 'book profits', for a goal that's several years away, is the most amateurish things an investor can do. Most investors don't even have a plan on what to do with the money after selling. Let the money be invested. No one is gonna steal it. If you're not investing in the market to reach all-time-highs, what're you investing for ?. ATHs are nothing to be afraid of. Queston : "The market is falling everyday.. Should I stop my SIPs?" Answer: This is something that new investors think when they encounter their first bear market. If they started invested during a bull market, they'll suddenly feel scared when the market goes down gradually. A falling market is the best time to invest, for a long-term goal. A falling market means that you're buying stocks at a cheaper price. The market isn't going to keep going down forever. Invest more and more during bear markets, so that you'll make more gains during the bull market. Question : "What is the best time to book profits ?" Answer : Only if you're approaching your goals. Otherwise, don't redeem your investments for no real reason ! Time in the market is important. Although, some would recommend a tactical rebalancing between equity and debt investments. Question : "Should I subscribe to this new NFO/IPO ?!" Answer : Avoid it. Let the stock or mutual fund perform for a while, and then decide. There's no need to chase after 'shiny new things'. Question : "The market is at an all time high. Is it a good time to start investing ?" Answer : Yes, it is a good time. Market will be a lot higher 10 years from now. You'd wish that you had started investing right now. For a real life example, let's assume that an investor started doing an SIP in a Sensex index fund on Jan 2008. It was the peak of the market, right before the market crash. IF the investor continued the monthly SIP till now, the investor's returns would have been ~11%. Even if there's a 10% market correction during next month, have the faith that the market will recover gradually. India is a growing economy with a young population. Being the 5th largest economy in the world, we have a LOT of growth ahead of us. An equities investor can reap the benefits of our economic development by investing early and investing consistently. submitted by /u/RepeatBeginning1755 to r/IndiaInvestments [link] [comments]