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Amex Platinum

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Amex Platinum
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Amex Platinum
What is Amex Platinum?

The American Express Platinum Card is a premium credit card that offers a range of luxury benefits, rewards, and services tailored for frequent travelers and high-spending individuals.

Treendly Index Treendly Forecast Google YouTube
MOM: +28.67%
How much search volume does it get?
Google searches
165K/mo

Is Amex Platinum trending?

Yes. Amex Platinum growing with a month-over-month change of 3.65% over the past 5 years, with approximately 165,000 monthly searches.

This is a seasonal trend that peaks every January. The seasonal demand is forecasted to decline over the next year.


Why is Amex Platinum trending?

1
Exclusive Travel Benefits
The Amex Platinum Card provides extensive travel perks, including access to airport lounges, complimentary hotel upgrades, and travel insurance, making it highly appealing to frequent travelers.
2
Generous Rewards Program
Cardholders earn Membership Rewards points on every purchase, which can be redeemed for travel, shopping, and other experiences, enhancing its attractiveness for those who spend significantly.
3
Concierge Service
The card offers a 24/7 concierge service that assists with various requests, from booking reservations to planning events, adding a layer of convenience and luxury.
4
Luxury Brand Partnerships
American Express has partnerships with high-end brands and services, providing cardholders with exclusive access to events, experiences, and promotions that enhance the card's prestige.
5
Enhanced Security Features
The Amex Platinum Card includes advanced security features, such as fraud protection and purchase protection, which provide peace of mind for cardholders.

What are people saying?

46 threads
AI Insights Positive sentiment
Discussions about the Amex Platinum card center around its various benefits, including travel perks, shopping protections, and credit offerings. Users share experiences and seek advice on maximizing their card usage.
Travel Benefits
Many users discuss the extensive travel perks associated with the Amex Platinum card, such as lounge access and hotel benefits.
Shopping Protections
The card's shopping protections, including purchase protection and coverage against merchant insolvency, are frequently mentioned.
Credit and Rewards
Members are excited about the rewards structure and new credits being added to the card, enhancing its value for everyday spending.
Card Comparisons
Users compare the Amex Platinum with other credit cards, discussing its advantages and disadvantages in various contexts.
Customer Service
There are mentions of customer service experiences, with some users highlighting the responsiveness and helpfulness of the Platinum Card Services.
Common questions
  • What are the best benefits of the Amex Platinum card?
  • How can I maximize my rewards with Amex Platinum?
  • What shopping protections does Amex Platinum offer?
  • Is the Amex Platinum worth the annual fee?
  • How does Amex Platinum compare to other premium cards?
Pain points
  • High annual fee
  • Limited acceptance of Amex at some merchants
  • Complexity of rewards and benefits
  • Issues with customer service responsiveness
  • Confusion over terms and conditions for various perks
cafe.naver.com
RE:📉 메리어트 엘리트 인플레이션 실태
...명 플래티넘(Platinum): 52명 골드(Gold... 브릴리언트(Amex Brilliant) 카드만 보...
나름뉴욕커 · Mar 31, 2026
www.flyertalk.com
RE:Insane business class fares for September SEA-Europe
... willing to acquire -- the Amex Platinum card, you might check fares...
guv1976 · Mar 31, 2026
www.flyertalk.com
RE:Amazon ending Business card partnership with Amex, moving to U.S. Bank August 2026
...% of my available Amex credit to my other Amex (Delta Platinum) Business card... Bank will approve every existing Amex Small Business account to transition... be tighter with credit. The Amex Amazon card was one of ... Amex cards may offer this benefit, but I also have the personal Platinum...
diesteldorf · Mar 31, 2026
forums.whirlpool.net.au
RE:RBA bans debit, credit card surcharges
... one final churn with the Amex Velocity Platinum card... come October it looks... it. Will make having an Amex viable in the future for ...
Mugsy · Mar 31, 2026
www.australianfrequentflyer.com.au
RE:Card payment sucharges banned in Australia from 2026
... to pay off the black/platinum cards in full each month... will head same way. If Amex remains exempt they should pick... insurance have no surcharges for Amex so not much will change...
Aeryn · Mar 31, 2026
www.australianfrequentflyer.com.au
RE:Reduction in Amex lounge benefits
... Express slashes lounge access on Platinum cards" https://www.pointhacks.com... - so seems like this Amex news is going to break ...
sxc · Mar 31, 2026
r/AmexPlatinum
Amex/Platinum is Really Falling Off
I had fraud on my Platinum card two years ago when I traveled to Mexico. I was told they would cancel that card and send me a new one. I had the new card by the time I returned to the States. Friday I get an email alert that a Door Dash charge was made on the OLD card that was supposed to have been cancelled due to fraud. I chat with customer service and they say filing a dispute is the easiest path as it seems like an "open and shut" case. It posts and I dispute it as unrecognized. Dispute is rejected. Turns out, Door Dash somehow charged my current card when the first charge to the old card didn't go through or was questioned by Amex. Here is the kicker - the charge that DoorDash sent Amex was backdated the DAY BEFORE the original charge. Amex accepted that and said I was responsible. I called the fraud department - they say customer service should not have advised me to dispute it. Also, even though the orignal charge was against a card that was supposed to have been cancelled by Amex, I have to go through the hastle of replacing my current card in order for fraud to cover the charge fron Door Dash I didn't make in the first place. I dont know, I have been an Amex member for 30+ years and feel like 10 years ago they would have done a much better job handling this situation. Has anyone else had issues with previously cancelled cards appearing in their account? [Edited to fix typos] submitted by /u/No-Boysenberry-9618 to r/AmexPlatinum [link] [comments]
No-Boysenberry-9618 · Mar 20, 2026
r/amexcanada
Amex Platinum changes (lounge access) — thinking of cancelling in 2027, what are you guys doing?
Just got the email about the changes to the Platinum card lounge access moving to a spend based model starting January 2027. Honestly, for me, this kinda kills one of the main reasons I have the card. I don’t travel that often, but the unlimited lounge access was a nice luxury that made the high annual fee feel worth it. Now that it’s capped (12 visits based on spend), I’m seriously considering cancelling when my renewal hits in 2027. Curious what everyone else is thinking: • Are you keeping the card? • Downgrading? • Or cancelling like I’m considering? Would love to hear your thoughts. submitted by /u/Master-Ad-5880 to r/amexcanada [link] [comments]
Master-Ad-5880 · Mar 17, 2026
r/AmexPlatinum
I hate Amex Platinum
I thought I was paying membership fee of $895 to get more benefits in return. But it turned out that I just had to spend a lot more… $200 oura ring credit, eventually spending out of pocket $60 plus monthly $6 of subscription for something that I don’t need and finally lost it. $75 Lulu credit, eventually spending $100+ every quarter $100 rest credit, eventually spending $100+ more cause girlfriend thinking it’s free dinner from Amex $200 airline credit, eventually spending $50+ more for seat I don’t really need $600 hotel credits, eventually spending $500 more for an average hotel just to use it… My life will probably be the same with or without Amex platinum, great card but time to move on… submitted by /u/EstablishmentLeft257 to r/AmexPlatinum [link] [comments]
EstablishmentLeft257 · Mar 10, 2026
r/pointstravel
Hot take: Amex Platinum is a terrible card for most people
Between the $895 fee, the extremely crowded lounges, the coupon book benefits, and low earnings rate for anything other than flights, people are better off with a simpler set up. Coupled with the recent devaluations of Emirates and Cathay Pacific. It’s just becoming less valuable. Who really comes out ahead? submitted by /u/purple_golden_hour to r/pointstravel [link] [comments]
purple_golden_hour · Mar 5, 2026
r/ChaseSapphire
Anyone here carry both Amex Platinum and Chase Sapphire Reserve?
Hey everyone! I currently have the Chase Sapphire Reserve and love it, but I’ve been debating whether adding the Amex Platinum actually makes sense or if it’s redundant. For those of you who carry both, do you feel like the benefits genuinely justify paying two annual fees? Or do you find yourself mostly using one and barely touching the other? Would love to hear real-world experiences from anyone who’s tried both or ended up dropping one. Thanks! submitted by /u/Ok-String-4441 to r/ChaseSapphire [link] [comments]
Ok-String-4441 · Feb 20, 2026
r/CreditCards
Anyone else notice how ungodly low the offers are now for AMEX platinum.
My pre-approval for gold is saying 100,000 Points for 6k spend. The platinum offer I’m getting is twice the spend for half the amount of points? Crazy how they changed it… submitted by /u/DuhForestTyme216 to r/CreditCards [link] [comments]
DuhForestTyme216 · Feb 19, 2026
All threads (46)
Thread Source Author Date
RE:📉 메리어트 엘리트 인플레이션 실태
...명 플래티넘(Platinum): 52명 골드(Gold... 브릴리언트(Amex Brilliant) 카드만 보...
cafe.naver.com 나름뉴욕커 Mar 31, 2026
RE:Insane business class fares for September SEA-Europe
... willing to acquire -- the Amex Platinum card, you might check fares...
www.flyertalk.com guv1976 Mar 31, 2026
RE:Amazon ending Business card partnership with Amex, moving to U.S. Bank August 2026
...% of my available Amex credit to my other Amex (Delta Platinum) Business card... Bank will approve every existing Amex Small Business account to transition... be tighter with credit. The Amex Amazon card was one of ... Amex cards may offer this benefit, but I also have the personal Platinum...
www.flyertalk.com diesteldorf Mar 31, 2026
RE:RBA bans debit, credit card surcharges
... one final churn with the Amex Velocity Platinum card... come October it looks... it. Will make having an Amex viable in the future for ...
forums.whirlpool.net.au Mugsy Mar 31, 2026
RE:Card payment sucharges banned in Australia from 2026
... to pay off the black/platinum cards in full each month... will head same way. If Amex remains exempt they should pick... insurance have no surcharges for Amex so not much will change...
www.australianfrequentflyer.com.au Aeryn Mar 31, 2026
RE:Reduction in Amex lounge benefits
... Express slashes lounge access on Platinum cards" https://www.pointhacks.com... - so seems like this Amex news is going to break ...
www.australianfrequentflyer.com.au sxc Mar 31, 2026
RE:Amex 手机保险 需要持卡人 match 账单上的名字吗?
Amex的条款 americanexpress.com ... as defined: Centurion, Platinum, Delta Reserve, Delta Platinum, Marriott Bonvoy Brilliant, Business...
www.uscardforum.com IrishCoffee Mar 31, 2026
RE:Explora II Live in GTY as a Solo 4/2-4/9, San Juan to Miami
... can dig up....TA discount....AMEX Platinum (Visa Sapphire offers cruise perks...
boards.cruisecritic.com graphicguy Mar 30, 2026
RE:看来马上就是时候和saks的$100告别了
1 个帖子被合并到现有话题中:新開的(3/26 之后) Amex Platinum 沒 Saks credit 了
www.uscardforum.com divinebaboon Mar 30, 2026
Re: Please help me rebuild my credit profile
I used to have the AMEX Platinum but most of the travel .... Granted that I included my AMEX Plat on my BK, I ... fresh BK on my record. AMEX, maybe if I pay off ...
ficoforums.myfico.com AviatorFL Mar 30, 2026
RE:新白金卡(3/26之后)已取消Saks credit
Frequent Miler – 30 Mar 26 Amex removes Saks benefit for new Platinum cardholders (cardholders prior to... Last week, American Express quietly removed the Saks Fifth Avenue credit from the list of benefits for new Platinum cardholders. The Amex Platinum card previously came with a $50 credit for Saks Fifth Avenue purchases between January and June and... Est. reading time: 2 minutes
www.uscardforum.com baimi Mar 30, 2026
Recusa de Cartão Senff e Péssimo Atendimento ao Cliente
... dos CARTÕES BRADESCO AMEX GOLD CARD LIMITLESS e MASTERCARD PLATINUM (os senhores...
www.reclameaqui.com.br 0000000000336354 Mar 30, 2026
RE:Impossibilidade de Cancelamento de Cartão de Crédito e Cobrança de Anuidade Indevida - American Express
... o seu cartão de crédito AMEX Platinum Credit foi cancelado definitivamente e...
www.reclameaqui.com.br Banco Bradesco Cartões Mar 30, 2026
First week of March - Trip Report
... Savoy Palace because I used Amex Platinum and Capital One X benefits...
www.tripadvisor.com Lauren L Mar 30, 2026
Platinum card and elite benefit
folks - do you get marriott platinum elite immediately upon receipt of amex platinum card or do you I have to enroll somewhere- thanks
www.flyertalk.com sam007 Mar 30, 2026
RE:请教 ~ Amex Platinum Fine Hotel如何改期?
去年底通过Amex Platinum Fine Hotel预订了...
www.uscardforum.com rcva1998 Mar 30, 2026
RE:请教 ~ Amex Platinum Fine Hotel如何改期?
去年底通过Amex Platinum Fine Hotel预订了...
www.uscardforum.com rcva1998 Mar 30, 2026
FSOT:NEW 2026 Rolex Daytona 40mm 126506 Platinum Ice Blue Diamond Baguette Dial
... Rolex Cosmograph Daytona 40mm 126506 Platinum Ice-Blue Diamond Baguette Dial Oyster... Tags included ✔️Material: 950 Platinum ✔️Size: 8.0inch wrist...% fee (Visa/MC) + 4.5% Amex fee Crypto accepted, +2% 🟢...
www.rolexforums.com mywatchllc Mar 30, 2026
RE:Flugbuchung am Flughafen?
... Hotelvorteile. Besonders als Inhaber der Amex Platinum oder Gold Karte profitierst du... heißen Fine Hotels + Resorts (für Platinum) und The Hotel Collection (ab.... Mit The Hotel Collection (ab Amex Gold) bekommst du Vorteile in... bekommst du als Amex‑Kunde — besonders mit der Platinum Card — automatisch höhere..., unabhängig davon, ob du über Amex buchst oder direkt beim Hotel.
www.gutefrage.net Seelenriss Mar 29, 2026
Erro ao finalizar compra no site da Mizuno com cartões de crédito
... vezes com outros cartões Itaú Platinum, Infinite, Black e ocorria o.... Tentei também com um cartão AMEX e o erro voltou a...
www.reclameaqui.com.br 5OFx3HHLH4wegPBU Mar 29, 2026
RE:New to Airline Reward Points
Hey folks, i'm new to Amex/MR Avios saving, I'm on Platinum as I wanted the lounge passes (used 13 in 2 months) travel insurance and dining credit and once I hit the £6k spend I plan to downgrade it to the Gold. If anyone wants to refer me as a friend to max points i'm happy to partner up! Just need to spend £2k fast to hit spend limit :-/
forums.moneysavingexpert.com superflygal Mar 29, 2026
RE:Rebooking, rerouting, and refund policy due to Gulf Conflict
... there. Tickets are booked through Amex Platinum Travel and unfortunately they don’t...
www.flyertalk.com MOZBOB Mar 29, 2026
RE:2026 最新美卡 PPS 指南:谁是唯一真神?
...卡), J.P. Morgan Reserve Amex: Platinum (个人版三种...,欢迎补充 DP。 Amex: 必须是本人...名字。amex注册pps后自...少一张?(HSBC Elite) Amex Plat Morgan Stanley: 仅第...人) Barclays JetBlue Premier: $150 Amex Plat: $195 Chase CSR: $195... ct @jjhao 勘误 Amex Plat Biz: $400(?别太...
www.uscardforum.com 黑卡会员 Mar 28, 2026
RE:Reclaim My Status - Consolidated Threads
... it is showing on your amex account as a purchase. If... 100 MQD (50 MQD with Platinum) within a few days. Once...
www.flyertalk.com sydneyracquelle Mar 28, 2026
Amex/Platinum is Really Falling Off
I had fraud on my Platinum card two years ago when I traveled to Mexico. I was told they would cancel that card and send me a new one. I had the new card by the time I returned to the States. Friday I get an email alert that a Door Dash charge was made on the OLD card that was supposed to have been cancelled due to fraud. I chat with customer service and they say filing a dispute is the easiest path as it seems like an "open and shut" case. It posts and I dispute it as unrecognized. Dispute is rejected. Turns out, Door Dash somehow charged my current card when the first charge to the old card didn't go through or was questioned by Amex. Here is the kicker - the charge that DoorDash sent Amex was backdated the DAY BEFORE the original charge. Amex accepted that and said I was responsible. I called the fraud department - they say customer service should not have advised me to dispute it. Also, even though the orignal charge was against a card that was supposed to have been cancelled by Amex, I have to go through the hastle of replacing my current card in order for fraud to cover the charge fron Door Dash I didn't make in the first place. I dont know, I have been an Amex member for 30+ years and feel like 10 years ago they would have done a much better job handling this situation. Has anyone else had issues with previously cancelled cards appearing in their account? [Edited to fix typos] submitted by /u/No-Boysenberry-9618 to r/AmexPlatinum [link] [comments]
reddit.com No-Boysenberry-9618 Mar 20, 2026
Amex Platinum changes (lounge access) — thinking of cancelling in 2027, what are you guys doing?
Just got the email about the changes to the Platinum card lounge access moving to a spend based model starting January 2027. Honestly, for me, this kinda kills one of the main reasons I have the card. I don’t travel that often, but the unlimited lounge access was a nice luxury that made the high annual fee feel worth it. Now that it’s capped (12 visits based on spend), I’m seriously considering cancelling when my renewal hits in 2027. Curious what everyone else is thinking: • Are you keeping the card? • Downgrading? • Or cancelling like I’m considering? Would love to hear your thoughts. submitted by /u/Master-Ad-5880 to r/amexcanada [link] [comments]
reddit.com Master-Ad-5880 Mar 17, 2026
I hate Amex Platinum
I thought I was paying membership fee of $895 to get more benefits in return. But it turned out that I just had to spend a lot more… $200 oura ring credit, eventually spending out of pocket $60 plus monthly $6 of subscription for something that I don’t need and finally lost it. $75 Lulu credit, eventually spending $100+ every quarter $100 rest credit, eventually spending $100+ more cause girlfriend thinking it’s free dinner from Amex $200 airline credit, eventually spending $50+ more for seat I don’t really need $600 hotel credits, eventually spending $500 more for an average hotel just to use it… My life will probably be the same with or without Amex platinum, great card but time to move on… submitted by /u/EstablishmentLeft257 to r/AmexPlatinum [link] [comments]
reddit.com EstablishmentLeft257 Mar 10, 2026
Hot take: Amex Platinum is a terrible card for most people
Between the $895 fee, the extremely crowded lounges, the coupon book benefits, and low earnings rate for anything other than flights, people are better off with a simpler set up. Coupled with the recent devaluations of Emirates and Cathay Pacific. It’s just becoming less valuable. Who really comes out ahead? submitted by /u/purple_golden_hour to r/pointstravel [link] [comments]
reddit.com purple_golden_hour Mar 5, 2026
Anyone here carry both Amex Platinum and Chase Sapphire Reserve?
Hey everyone! I currently have the Chase Sapphire Reserve and love it, but I’ve been debating whether adding the Amex Platinum actually makes sense or if it’s redundant. For those of you who carry both, do you feel like the benefits genuinely justify paying two annual fees? Or do you find yourself mostly using one and barely touching the other? Would love to hear real-world experiences from anyone who’s tried both or ended up dropping one. Thanks! submitted by /u/Ok-String-4441 to r/ChaseSapphire [link] [comments]
reddit.com Ok-String-4441 Feb 20, 2026
Anyone else notice how ungodly low the offers are now for AMEX platinum.
My pre-approval for gold is saying 100,000 Points for 6k spend. The platinum offer I’m getting is twice the spend for half the amount of points? Crazy how they changed it… submitted by /u/DuhForestTyme216 to r/CreditCards [link] [comments]
reddit.com DuhForestTyme216 Feb 19, 2026
Amex canceled my Platinum & Centurion accounts after 28 yrs w/ no explanation
Has anyone had their Platinum or Centurion American Express suddenly cancelled without explanation? After 28 years as an u/AmericanExpress Platinum/Centurion cardholder with multiple business accounts, r/amex suddenly canceled all my accounts and voided over 5.5 million Membership Rewards points. No warning. No explanation. After exclusively using Amex for all my personal and business transactions, being a loyal member, trusting them with my points as if they were the safest bank, I did not expect to inexplicably lose both my u/AmericanExpress points and cards. I've called multiple times. I've tried every avenue I can think of. Every single call leads absolutely nowhere. No one will give me a reason. No one will connect me to someone who can actually help. I literally cannot speak to a human being who has the authority or knowledge to explain what happened. What if this is a mistake? What if it's a computer-generated error? How am I supposed to resolve or even understand what happened if I can't talk to anyone? After 28 years of loyalty and trust, I genuinely expected better from r/AmericanExpress. I thought they valued long-term customer relationships. I thought I'd at least get a conversation, an explanation, something. Any suggestions would be appreciated. submitted by /u/SAF_Imagen to r/CreditCards [link] [comments]
reddit.com SAF_Imagen Feb 6, 2026
Being Realistic About The Amex Platinum vs Other High End Travel Cards
To most of you I’m sure this is obvious but I hope this helps any new comers to the CC game. I’ve been a Platinum Card holder since 2019 and I’m most likely canceling it this year, especially after getting the Venture X. There was a time in my life when carrying the platinum card made sense and paid for its annual fee 10 times over. I was traveling for work basically once a month and I was allowed to put all expenses on my personal credit cards. I was absolutely raking in the points. Hotels and flights went on the platinum and all food went on the gold. I was able to take advantage of the premium hotel collection when traveling outside of work because I was paying with points, most airports I used had an Amex or Delta lounge it was great. Now all my work expenses go on a corporate card I was forced to get, and the annual fee for the platinum is now $895…. Sure one YouTube search will make it look like the platinum is still a great option with a bunch of hype behind all those benefits you rack up, but realistically I feel like most of us can can barely justify that annual fee. I think people get swept up around the hype of having a platinum card and seeing that long list of benefits, without realistically thinking if those benefits actually work for them. $600 towards hotel collection or fine resorts hotels… most of these hotels are around 400-500 dollars a night at minimum and you need to stay for more the 2-3 nights for the benefits of them to kick in sometimes. I also don’t shop at Lululemon or sakes. The benefits of the card I can actually take advantage of just about barely pay me back for the annual fee. The biggest take away for anyone considering a premium travel card is basically just ask yourself this, do you WANT to travel more or do you ALREADY travel a lot. If the answer is the first one then the VX or the CSR is the card to go with giving you better everyday spending bonuses that can go TOWARDS your travel. Rather than a card that elevates your experience if you already travel frequently. Get a card that will let you travel more not one meant for someone who already travels a lot. I ended up going with the VX as it made more sense for me personally than the CSR and I’m loving it so far, and it absolutely pays for its $395 annual fee. It’s the only card of the big three that actually pays for everyday spending with the 2X back on everyday purchases, and unlike American Express you can cover purchases with miles at a .01 per 1 mile rate which allows you to double dip points wise. (Chase does this too but it’s $795 a year for that card) If I wanna pay for travel with the card using either the portal or direct with the airline or hotel or whatever, I’m earning points for the purchase with the card and the hotel or airline absolutely for free after I go back in and cover the purchases with my existing miles. The VX also has a lot of great shopping multiples on websites we shop at everyday, and loads of other great perks that have been talked to death like lounge access, TSA pre check credit, etc. I will say I hope they add a US Domestic airline soon as a transfer partner, i’ve been able to leverage my miles without this, but that would be nice. I also have yet to go to an airport with a Capital One lounge, but I know what to expect for most Priority Pass lounges and I’ve heard the Capital One lounges are very nice. Honestly all I look for is a decently quiet place I can stretch my legs and get a free bite or drink. As someone who has been in the credit card game since I was 18, having a sock drawer full of cards for different purposes, The Venture X’s straightforward and simplified rewards and benefits structure is a breath of fresh air. Very easy to track and make sure there’s no money being left on the table. I plan on upgrading my Quicksliver card I got back in college to the Savor card because it seems like a no brainer move with its no annual fee and 3X earnings on food, streaming, and entertainment that can be transferred to the VX. The QS card is one of my oldest cards too so I’d rather keep it open and upgrade it to a card that’s gonna get swiped a bit more rather than close it and open a new account. Seems a little redundant as I plan on keeping my AMEX Gold Card, but honestly I’m in a everyday spending position where I can leverage combining my VX miles and my Gold points thanks to Amex having Travel Partners I use frequently when I do travel and VX allowing me to cover purchases with my miles like mentioned above. Allows me to pay half and half to cover a flight or anything really, entirely. And honestly AMEX earned me as a customer for life after a fantastic customer support experience with a vendor not wanting to give me a refund on something and American Express making that transaction go away with no headache on my end. A story for another time. A side note I want to mention for new comers is you should absolutely have a Mastercard or Visa in your wallet if you plan on traveling internationally. Good fucking luck trying to find someone that takes American Express outside of the US not in a major metropolitan area. I was in the UK last year all over the country and basically no one outside of London accepted Amex. A friend of mine was in Amsterdam and Italy around the time and he said a merchant would accept his card about 60% of the time during the whole trip. Thank god I had the Apple Card on my phone or I would’ve been screwed. TLDR; Don’t let the hype of a card or a YouTuber with 72 cards get to your head and force yourself into benefits that don’t already work for you. Ask yourself what you already spend money on and the answer as to what card you need should be obvious to you. And the capital one duo shows you don’t need 7 different credit cards with $2000+ in annual fees to maximize your earnings and rewards. submitted by /u/CaptainSolo80 to r/CreditCards [link] [comments]
reddit.com CaptainSolo80 Feb 5, 2026
Uber one membership (Amex platinum) is making my rides more expensive.
I was just checking the rates from my home to the airport, it was always around 54$, last month I got Uber one through Amex platinum and now it’s showing 68$ for the same ride and wait up to 14 minutes , so I asked my spouse to check from her uber app( no uber one membership) and for the same ride, it showed $53 and 7 minutes wait. Has anyone else noticed this? submitted by /u/NomadicSlave to r/amex [link] [comments]
reddit.com NomadicSlave Jan 31, 2026
Does anyone have the Amex Platinum card? What's the real benefit?
So I got this fancy cardboard box in the mail today that looked similar to something you'd get as a gift. Inside was a bunch of advertising literature and brochures and folders and velvet covered cardboard and a couple of promotional knick-knacks. I can't say that my credit score is stellar but it's been above 780 for the last 5-6 years with thousands of dollars of activity running through my accounts consistently. Does this mean that I've "arrived" in the winner's circle? The card that they're offering me is thick heavy metal with a mirrored finish on the front of it. All for the privileged annual fee of $895. For the low-low price of $75 a month I can whip this card out and slam it on the table at a restaurant and tell everyone sitting around me, "Don't worry. I GOT THIS!" Other than flexing like I've got more clout than I actually do, what is the benefit of having this card? Does the annual fee pay for itself for regular folks who have a 9-5 job and no other source of passive/business income? They say that I'll get 175,000 points after making $8000 in purchases (which I know I'll do pretty easily) but I'm not quite sure how much that translates into the real world in terms of redeeming the points. Has anyone had experience with this card? Is it worth the annual fee? If not, I may consider just getting one of my "poor man's" Amex cards cloned into something that looks fancy. submitted by /u/ted_anderson to r/CreditCards [link] [comments]
reddit.com ted_anderson Jan 11, 2026
Closing my Amex Platinum after 20 years – sharing why...if anyone cares...AMEX certainly doesn't
Posting this mainly as a data point, but also out of genuine frustration. I’ve been an Amex cardmember for 20 years, and this is the first time in that entire period that I’ve ever contacted them over something I truly believed I had done correctly. My spouse and I enrolled our Platinum benefits on the same day using the same process in November. Her credits posted, mine did not. The issue involved several Platinum benefits (Oura, Resy, Lululemon) totaling about $350. When looking at my statement and seeing the credits didn’t trigger, I looked at the benefits and it required me to enroll again, which raised questions about whether this was my error or an enrollment or system tracking issue. What followed was close to 2 hours in chat, multiple agents, delayed responses, difficulty getting escalation, and a supervisor review that ultimately defaulted to “the system shows no error.” No timestamps were reviewed, no alternative explanation was offered, and there was no acknowledgment that the system itself could have failed. What really bothered me wasn’t just the outcome, but the service. There was no ownership of the experience, no recognition of the time spent, and no acknowledgment of 20 years of loyalty. The Platinum Card now carries an annual fee of $895, yet the only retention option offered was a points incentive that required me to spend more money to earn value later. That felt especially tone deaf. After paying thousands in annual fees and interest over two decades and routing serious spend through Amex, the solution to a service problem apparently was: spend more money and wait 8–12 weeks. I’m not posting this to argue policy or claim Amex owes me something. I’m posting it because the service, the retention response, and the complete lack of acknowledgment of long term loyalty didn’t align with what I expect from a premium card I literally pay to use. For me, this wasn’t about $350. It was about how quickly loyalty stopped mattering. Sharing so others understand what to expect form AMEX when something goes wrong. submitted by /u/Krammit1 to r/AmexPlatinum [link] [comments]
reddit.com Krammit1 Jan 8, 2026
Florida Woman Gets Amex Platinum To Network With The Rich At Airport Lounges. Then She Steps Into One
submitted by /u/bbbb to r/AmexPlatinum [link] [comments]
reddit.com bbbb Jan 5, 2026
Amex: How You Lose a 26-Year Platinum Member
Quick prelude - Amex was my first client in marketing/advertising around ’97. Worked on their website, marketing, advertising for almost 10 years as a creative at a senior level. Met and presented to C-suite, (Harvey Golub, John Hayes, Anne Busquet, Susan Sobbot). All this to say I have been a long time believer in the brand, first because that was my job, and then because I saw how they walked-the-walk all the way to the top. Burner account... Had my Platinum card for over 26 years and canceled it last month because of the financial review process. My particulars are: •Earning low to mid-high 6 figures for 26 years. •Pay off every month, without fail (never missed a payment). •Put everything on the card(s), over 100k annually. •Do not carry debt except for mortgage and occasional cars (which I tend to pay off). •Credit hovers between 820-850. •Have investments around 4M. At the beginning of the year, I left my latest job and decided to take the year to consult and assess and not just run to another big position. Registered my LLC, got a Gold Business to go with it (in addition to my personal Plat/Gold). Beginning of summer got a Platinum Business Delta offer and spread some of my spend around to make the SUB. August, I’m on vacation in British Columbia and I get hit with a FR - literally all four cards nuked at once. Was out buying groceries for my family and all four are dead. Same story as others - I call, ask what’s happening, they tell me to immediately send them pay stubs and bank statements. From where I sit (having never been aware of any of this prior), this feels scammy and weird and VERY un-Amex. No warning, ambush, “Show me your financial info, or else.” I call and confirm this isn’t a scam, but even their janky email form you have to send docs through looks very suss. I tell them I’m transitioning from my last job, but am taking commiserate draws from my investments so, same budget. I send my bank statements and they want a full view of my entire portfolio. I ask them whether 26 years as a customer with no bad payments and a high credit rating means anything, and they say no. Again, VERY un-Amex. They unlock my accounts a week later, with my personal cards cut to 5k limits. So I guess my annual spend didn’t matter. Then, November, same thing only now they want the IRS forms. Can’t tell me why they did it again, just demand I give them the IRS authorization. I ask them multiple times why they didn’t just reach out to have me verify my income without the ambush, and no one can tell me anything other than “it’s our responsibility as a financial…yadayada.” If I had helped them design the process, I would have cut the data base so that the most loyal, long term customers didn’t get caught in the net. Oh, and while my account were frozen they still charged me my annual Platinum fee. Three weeks later, all of them unlocked again. No change in spending limits for the better. I immediately canceled my Platinum. Not paying $695 for a 5k ceiling. My wife has one with no preset limit still (knocking on wood), so I’ll just piggyback on hers. My others come up in January and then May. Don’t know whether I’ll keep them or try and move my spend elsewhere. Honestly, the whole thing is sort of shocking. I used to sit in senior meetings with their leadership where they would actually hammer and talk particulars in customer sat scores. Loyalty mattered to them. They studied other companies like USAA to try and see how they could serve their members better. But whoever is in charge of their financial review is just destroying their rep, their brand. These kinds of stories spread. I asked one of the reps why I would put any spend on my card when there was a chance it wouldn’t work and if they could give me no guidance on what causes the blackouts and they had no answer. Great opportunity for another player to step in. Delta should roll out their own card. OP UPDATE Wow. This is a lot. Couple of things as I looked at the comments: Not an AI. Not part of a "black hat" campaign against Amex. Yes, burner account as my "real" Reddit handle has too much associated to attach this much financial info to. So, no posts, no history...burner. Not saying any of this to rag Amex. I hope they do read these and I hope there are people there who know that making cardmembers feel special is the real premium you get for the fee, not the SUB's or the Lululemon gear. Treat people like they belong to something. Otherwise, you're just another bank thing. submitted by /u/fludgeee to r/amex [link] [comments]
reddit.com fludgeee Dec 7, 2025
Amex: This Is How You Lose a 19-Year Platinum Member
I’ve been an Amex member since 2006. I started with the Blue card, upgraded to Platinum in 2015. I spend $15k–$30k/month through the card and have never missed a payment. I also use bank e-bill autopay to automatically pay the full statement balance every month. II have had e-bill autopay set up with my bank for years, always paying off the statement balance, yet for some reason my October bill was not paid (the bank says they never received the e-bill, Amex did not comment). In any case, I caught the error the next day and made a direct payment to Amex causing a payment that was 1 day late. For that, Amex charged the $29 late fee and over $1,000 in interest. Yes, more than $1,000 in interest for one day late. Their “trailing interest” system is complicated, but based on my balance this represents about 1,285% APR. In 19 years, I’ve never asked Amex for any special treatment. But this time I called Platinum support and explained the situation and requested that the fees be waived as an exception. The rep said she could not waive the interest fees. All very polite. I asked to escalate and they sent it to credit, saying they would reach out with their decision. Well they did not and I called back a week later only to be informed the request was declined. The charges would stand. Now I accept that this is in their cardholder agreement and they CAN charge it. What I do not accept is this punitive approach to a payment overdue by 1 day from a company that prides itself on customer service. In other words, I believe I SHOULD receive better customer service after 19 years of loyalty where I have always paid on time and my spend is quite high, earning Amex significant interchange fees. I told them that if they couldn’t make this right, I’d rather cancel the Platinum card on principle. That triggered a transfer to the retention team, who spent 20 minutes reminding me about my points, remaining months before the next annual fee, and Platinum benefits, but still would not make me whole for the $1,000 in interest they charged me. So I canceled. The weirdest part is that Amex is currently offering up to 175,000 points to attract new Platinum members, yet they were fine losing a long-standing customer over less value. We also have the Chase Sapphire Reserve card so will just move our spend to that card, as they have so far always been good to us too. Mostly I’m just disappointed. I've been otherwise happy with my Amex and really wanted to stay a member, but in my gut this just feels wrong. Amex used to feel like a premium company, but their values now seem misaligned with mine. So now I've paid my balance in full and I'm just waiting for my final statement - half expecting to see even more interest. We'll see. EDIT: Thank you all for your comments. Many people are rightly mentioning the autopay feature could have avoided this. That is fair. On the other hand, I've been using bank billpay since long before Amex introduced the autopay. It worked for years until now. My chase sapphire is already on autopay so that issue will not happen again. Payment methods aside, I still feel gut-punched because I thought Amex was a relationship focused company that valued its long-held customers. I was wrong about that and it is disappointing. submitted by /u/ctconifer to r/amex [link] [comments]
reddit.com ctconifer Dec 3, 2025
Is it worth having Amex Platinum benefits in 2025 - 2026.
I have had Amex platinum card for amost 15 years now and have travelled the world with it. I really like the lounge access we get and centurian lounge is just the icing on top. The question is are the perks worth the revised fee? Update - Thanks everyone for chiming in and sharing thought and pointers. I was primarily using Amex for Lounges and some airline credits etc. But, i guess, there are quire a few perks which can be really impactful. submitted by /u/inqtechnomad to r/AmexPlatinum [link] [comments]
reddit.com inqtechnomad Oct 19, 2025
Hard conversations: Amex Platinum is not for you
Everywhere you look, people are doing mental gymnastics to convince themselves the Amex Platinum is “worth it.” They scramble for $5 credits, buy things they never wanted, sign up for random subscriptions, and overspend just to trigger a perk. Then they celebrate like they outsmarted Amex. The reality is simpler. If you are working that hard, the card is not for you. You are not winning. Amex is. You are turning your spending habits upside down for a coupon book that only works if you stretch the definition of value. Instead of twisting yourself into knots to justify $895 a year, you could just keep that money and spend it on what you actually want. Most people would be better off with a straightforward rewards card or just putting that cash toward travel directly. Not every card is meant for everyone. Platinum is a luxury card for people who naturally use the perks. If you have to force it, it is not your status symbol. It is your anchor. submitted by /u/actuarial_defender to r/amex [link] [comments]
reddit.com actuarial_defender Sep 24, 2025
Amex Platinum refresh: Summary of all new perks
So many good info everywhere but hard to find a post that summarizes it all, so I decided to get to it to summarize Amex fine prints on all new perks + best tips from Reditors + stack I have found to work. Let me know if I forgot anything, and I can update that post for a summary What changed: Fee jumps to $895 Amex adds $600 Hotel (FHR/THC), $400 Resy, $300 lululemon, $200 Oura Ring, $300 Digital Entertainment, complimentary Leaders Club Sterling Status from The Leading Hotels of the World All old perks remain the same and no perks from the past was lost in the refresh (except for Hotel Credit which was increased from $200 to $600) Perks are live now and can be used now for everyone, no matter when your annual fee hits Higher fee hits renewals later To find your latest annual fee, go in Statements & Activity and search on YTD or last year for charge named "RENEWAL MEMBERSHIP FEE" You can start using all perks even if old fee was charged recently Credits can be spend in multiple increments Credits work with Apple or Google Pay as long as you select your Plat card Those apply to Personal Amex Plat, not Business Plat (only $600 FHR credit & LHW status has been reflected on Business Plat) $600 Hotel Credit (FHR / The Hotel Collection) How to use: Semi-annual: $300 Jan - Jun & $300 Jul - Dec No enrollment required | use-it-or-lose-it Amex says: Must be prepaid through Amex Travel on FHR or The Hotel Collection (THC = 2-night minimum). Pay at hotel = no credit FHR perks on every eligible stay: breakfast for 2, $100 property credit, 4pm late checkout, upgrade when available Redditors say (what's working): “Best value” targets repeatedly mentioned: Vegas & Miami mid-week, Cancún, Bali/Thailand off-season, Montreal, DR (where the on-property $100 credit + breakfast almost wipe the cash cost after the $300 credit) Exact examples below Canopy by Hilton Cancún La Isla (THC): ~$149–$200 nights found; $100 property credit helps; with $300 semiannual, many net near-zero OOP for 2-night stays  The Palazzo at the Venitian (FHR): starts at $127 Ritz-Carlton, Bali (FHR): ~$300+ junior suites found  Hotel William Gray (Montreal) (THC): ~$355 targets show up; spa access can be covered by the $100 credit Redditors say (what's NOT working): Some comments on pricing that have increased 15-30% since refresh → unverified Pro-tips: If you already used your $200 hotel credit before the reresh, you get another $300 to spend as it is a full reset Always verify “Prepaid” on checkout, otherwise, your $300 won’t post  You can prepay for a stay next year, credit will hit now Use MaxFHR of < $300 FHR to surface dates. Some great finds in the low season Stack with targeted Amex Offers on hotels for double-dip value when they appear $400 Resy Dining Credit How to use: $100 per quarter Enrollment required | use-it-or-lose-it Amex says: Earn statement credits after paying with an enrolled Platinum to dine at U.S. Resy restaurants or for other eligible Resy purchases You don’t have to book via Resy as long as the spot is a Resy restaurant and you pay with your Plat You can order take-out in person from the restaurant directly (not through apps) and it qualifies Redditors say (what's working): Paying the bill at a U.S. Resy restaurant reliably triggers  Gift cards at the restaurant: mixed results; some report success buying GCs from the venue if it codes like the restaurant (YMMV; Toast/online GCs sometimes work, sometimes don’t) Redditors say (what's NOT working):  A few venues don’t accept Amex | Resy listing ≠ Amex acceptance Doesn't work internationally | U.S. only  $300 Lululemon Credit How to use: $75 per quarter Enrollment required | use-it-or-lose-it Amex says: Valid at U.S. lululemon stores (excludes outlets) and online store Gift cards not explicitly listed in T&Cs Redditors say (what's working): Purchases at U.S. stores and lululemon.com reliably trigger Some success with physical in-store gift cards (coded like merchandise) Redditors say (what's NOT working):  E-gift cards via CashStar often code differently and don’t trigger International purchases (Canada, UK, etc.) don’t trigger | U.S. only Pro-tips: Pair with Amex Offers (extra MR points or statement credit) For new customers, claim 15% off on 1st purchase + stack with Rakuten 2% cash-back $200 Oura Ring Credit How to use: Up to $200 annually Enrollment required | use-it-or-lose-it Amex says: Credit only applies to purchases of Oura Rings on online store Membership subscription not included Redditors say (what's working): Buying directly from Oura site posts cleanly Redditors say (what's NOT working): Purchases from Amazon, Best Buy, or other resellers don’t trigger Monthly membership fee doesn’t qualify (even if charged by Oura) Pro-tips: Some stacked with site promos or targeted Amex Offers for extra $ back Oura occasionally runs seasonal discounts → you can double-dip Ask a friend for a referral link, you get an extra 15% off on your first purchase Perplexity Pro offers $50 off on ring purchase, and can stack with Amex offer Get a free year of Perplexity Pro with Paypal Lululemon free membership offers $40 off on Oura too. $300 Digital Entertainment Credit How to use: $25/month credit Enrollment required | use-it-or-lose-it Amex says: Eligible partners billed directly (e.g., Disney+, Peacock, Paramount+, NYT, WSJ, YouTube Premium/TV) Must be direct billing; gift cards and third-party billing (Apple, Google, Roku, Amazon) not eligible Redditors say (what's working): Direct monthly charges from Peacock and Paramount+ work reliably NYT/WSJ/Youtube subs hit correctly if billed direct (not via App Store) Redditors say (what's NOT working): Gift cards for Peacock/Paramount+ → don’t trigger Annual subs via App Store or Google Play → don’t trigger Pro-tips: Walmart+ monthly credit (already included with Platinum) → gives you free Paramount+ or Peacock. You can switch every ~90 days. Play it like this: cover one streamer with Walmart+, and use the Amex Entertainment credit for the other → get both free. Stack with promotional trials (Amex credit still applies if billed directly, even for a promo month). $120 Uber One Credit How to use: $10 per month credit | $120 per year Enrollment required: add your Platinum to Uber app → “Wallet” → activate Uber One benefit | use-it-or-lose-it Valid for Uber One membership dues only (not rides/Eats orders directly → use your existing $200 Uber Cash credit for that) Amex says: Credit applies to monthly and annual Uber One subscription billed through Uber U.S. only | International Uber One memberships not eligible Redditors say (what's working): Membership dues of $9.99/month are fully covered (auto-applies after enrollment) The Uber One benefits then extend to rides (5–10% off) and Uber Eats (0 delivery fees + discounts) Some users confirm the $10 posts even if you sign up for annual Uber One (Amex offsets $9.99 each month against it) You can stack Uber One discounts with the separate $200 Uber Cash credit (rides/Eats) Redditors say (what's NOT working): If you pay for Uber One via Apple/Google in-app billing, it often fails → make sure billing is set directly to Amex in Uber Wallet Pro-tips: Even if you don’t use Eats much, keep Uber One active → the ride discounts alone can justify it with the $10 credit covering the cost Stack: Uber One membership (covered by this credit) + $200 annual Uber Cash credit → double benefit on rides and food If you already had Uber One: cancel and re-enroll using the Plat in Wallet so the Amex credit starts auto-applying submitted by /u/NicoTheFrenchie to r/AmexPlatinum [link] [comments]
reddit.com NicoTheFrenchie Sep 21, 2025
Amex Platinum Personal Refresh Leak
https://preview.redd.it/7w7brq0r1dpf1.png?width=439&format=png&auto=webp&s=a6f9d94399f7d4c6b85065617d2e705062b54ba5 According to private Chinese CC forum AF: $895 Additional Card: $195 Featured benefits: (Others unknown) 5x earning on Direct Flights/AmexTravel, 1x on other $400 Resy credit ($100 split quarterly) $600 semi-annual hotel credit (FHR 1-night/THC 2-night) $200 Uber Cash / $120 Uber One credit No lululemon credit mentioned. DoC says trusted source says there will be a quarterly $75 credit. submitted by /u/EpicJimmy5 to r/amex [link] [comments]
reddit.com EpicJimmy5 Sep 15, 2025
New AMEX Platinum on 9/18
American Express announced a relaunch of the platinum card coming on 9/18. Based on leaks, the annual cost will increase and so will the available credits for flights/hotels/restaurants, Resy credits and Lululemon credits. Is this going to be a precursor to the revamp of the Delta Reserve Card and potentially another card above Reserve? submitted by /u/beedobear to r/delta [link] [comments]
reddit.com beedobear Sep 12, 2025
MC cuts in line to buy booze with her “Platinum Amex” Flex
submitted by /u/BrokebackStonker to r/ImTheMainCharacter [link] [comments]
reddit.com BrokebackStonker Jul 10, 2025
Amex is Planning A Platinum Card 'Refresh': Another Fee Hike is Coming
No details yet, coming this fall. https://thriftytraveler.com/news/credit-card/amex-platinum-cards-refresh/ submitted by /u/kgpmn to r/amex [link] [comments]
reddit.com kgpmn Jun 16, 2025
$795 fee. Higher than AMEX Platinum now
With bunch of added benefits. For sure, it would be harder for AMEX to match these. submitted by /u/pateljay134 to r/ChaseSapphire [link] [comments]
reddit.com pateljay134 Jun 12, 2025