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Chinese Money Plant

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Chinese Money Plant
What is Chinese Money Plant?

The Chinese Money Plant, also known as Pilea peperomioides, is a popular houseplant characterized by its round, coin-shaped leaves. It is native to the Yunnan province of China and is often associated with good luck and prosperity.

Treendly Index Treendly Forecast Google YouTube Amazon
MOM: +82.83%
How much search volume does it get?
Google searches
40.5K/mo
Amazon searches
7.8K/mo
Who is interested in this?
Gender
Female
83%
Unspecified
11%
Male
6%
Age
18-24
19%
25-34
33%
35-44
20%
45-49
6%
50-54
6%
55-64
9%
65+
7%

Is Chinese Money Plant trending?

Chinese Money Plant declining with a month-over-month change of -3.14% over the past 5 years, though it still receives approximately 40,500 monthly searches.


Why is Chinese Money Plant trending?

1
Aesthetic Appeal
The unique round leaves and upright growth habit of the Chinese Money Plant make it an attractive addition to home decor, appealing to plant enthusiasts and interior designers alike.
2
Easy to Care For
The Chinese Money Plant is known for being low-maintenance, requiring minimal care and thriving in a variety of indoor conditions, making it ideal for both novice and experienced plant owners.
3
Symbol of Good Luck
In Chinese culture, the Money Plant is believed to bring good fortune and prosperity, which adds to its popularity among those looking to enhance their living spaces with positive energy.
4
Social Media Influence
The rise of social media platforms like Instagram and TikTok has led to increased visibility of the Chinese Money Plant, with many users sharing their plant care tips and showcasing their collections, driving demand.
5
Propagation Potential
The Chinese Money Plant is easy to propagate, allowing plant owners to share cuttings with friends and family, fostering a sense of community among plant lovers.

Where is this trending?

Images
chinese money plant chinese money plant chinese money plant chinese money plant chinese money plant
Related queries
Demographics
Gender
Female
83%
Unspecified
11%
Male
6%
Age
18-24
19%
25-34
33%
35-44
20%
45-49
6%
50-54
6%
55-64
9%
65+
7%

What are people saying?

46 threads
AI Insights Positive sentiment
Discussions around the Chinese money plant focus on its popularity as a houseplant, care tips, and its significance in various cultures. Participants share experiences and advice on cultivation and propagation.
Care and Maintenance
Users frequently discuss the best practices for taking care of Chinese money plants, including watering schedules and light requirements.
Propagation Techniques
Many participants share methods for propagating Chinese money plants, including tips on leaf and stem cuttings.
Cultural Significance
The plant is often mentioned in the context of its symbolism in various cultures, particularly in relation to prosperity and good fortune.
Pest Management
Common issues with pests such as mealybugs and spider mites are discussed, along with remedies and preventive measures.
Aesthetic Appeal
Users appreciate the visual appeal of the Chinese money plant and share ideas on how to incorporate it into home decor.
Common questions
  • How often should I water my Chinese money plant?
  • What is the best way to propagate a Chinese money plant?
  • What are the common pests that affect Chinese money plants?
  • Can Chinese money plants thrive in low light conditions?
  • What soil is best for a Chinese money plant?
Pain points
  • Difficulty in managing pests like mealybugs.
  • Challenges in ensuring proper light conditions.
  • Struggles with overwatering or underwatering.
  • Concerns about the plant's growth rate.
  • Finding the right potting mix for optimal growth.
www.ar15.com
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... much love and attention (read: money and talent). Cheap truck's a... version at the single Mex plant they're keeping open. Rest of... cheap. Do you want a Chinese Truck? Cos that's what you'd...
Alacrity · May 8, 2026
forums.spacebattles.com
RE:A Retired Warlord's Definitive Guide to Valyrian Leisure (ASOIAF/Worm)
... is an IRL water treatment plant I saw as a kid... pre-owned Lorathi Red for zero money down and only 6.94... people can jaunt. Corblimey said: Chinese are famous for their fireworks...
Sylaise · May 8, 2026
forums.spacebattles.com
RE:A Retired Warlord's Definitive Guide to Valyrian Leisure (ASOIAF/Worm)
... is an IRL water treatment plant I saw as a kid... pre-owned Lorathi Red for zero money down and only 6.94... people can jaunt. Corblimey said: Chinese are famous for their fireworks...
Sylaise · May 8, 2026
www.getbig.com
The UAE's Quiet Play for AI Power
... Saudi Arabia, which has the money. Or Singapore, with the neutrality... about six percent of all Chinese seaborne crude imports. The Chinese state oil companies retain stakes... is operated by COSCO, the Chinese state shipping line. The chairman ... adults are running it. The Chinese understand exactly what is happening ... nuclear power program, the Barakah plant, that is now generating a ...
IroNat · May 8, 2026
forums.spacebattles.com
RE:Franco is Still Dead! (A Cold War Post-Franco Spain Quest)
... things become interesting in the Chinese sense. 78 seats. Sixty-seven days ... asking the Shah for the money to "save Spain from Marxism." ... that just came second. The money did not save Spain from ... official bodies. At the SEAT plant in Zona Franca, three thousand ... in Barakaldo, workers occupied the plant floor and refused to vacate ...
lurkingrando · May 6, 2026
www.democraticunderground.com
Demand destruction vs fuel-superceding infrastructure by Cory Doctorow
... loan the oil companies the money they'd need to get that... toll per tanker (payable in Chinese renminbi!), well, oil would have .../energy/solarcycle-to-recycle-10-million-solar-panels-yearly Trump shut that plant down, which means that other ...
justaprogressive · May 4, 2026
r/wallstreetbets
I Turned My Escort Waiting Time Into A Research Report And Now I Think I'm A Genius
(I am not. I'm on 50mg of sertraline and my ex is now a lesbian. But hear. Me. Out.) THE POSITION AND THE CONTEXT Alright you degenerates. I'm the Italian guy who is still holding 1200 JD.com shares, while you idiots keep asking me if I've sold yet. No. I haven't. Today I had the galaxy-brained idea to sell covered calls at $33 strike expiring Friday. This research started as a short thesis on Volkswagen. I wanted to find a reason to short $VOW3. What I found instead was a stock so cheap it made me question my entire understanding of markets, efficient pricing, and personal life choices - of which I've made several terrible ones. [PHARMACOLOGICAL DISCLOSURE: This research was conducted over approximately 3 weeks while on 50mg of sertraline and 3 grams of beta-Alanine daily, which means my risk appetite is chemically suppressed but still somehow includes covered calls on JD.] For those who don't know: Volkswagen makes cars. The Golf, the Tiguan, the Porsche, the Lamborghini, the Audi, the Skoda, the SEAT, the Bentley. Twelve brands. It is the largest automaker in Europe and one of the largest on earth by revenue. It is currently priced like a failing used car dealership in the suburbs of Dortmund… https://preview.redd.it/d9tgb2o2mfvg1.jpg?width=451&format=pjpg&auto=webp&s=e7c534207ffc92b3510d4773751f4649abe8618c THE BEAR CASE - WHAT VW ITSELF SAYS ABOUT WHY YOU'LL LOSE MONEY Let me ask the questions a real bear would ask. And let me answer them using VW's own words, because management is legally required to be honest in annual reports even when they'd really rather not be. What is the most likely way you lose money here? You lose money the boring way. Not a collapse. Not a Dieselgate 2.0. Just years of margin compression during a forced EV transition while you wait for a turnaround that always seems to be 'two years away.' "We operate in highly competitive global automotive markets and we anticipate that this competition will continue to intensify, resulting in sustained pricing pressure and an increased use of sales incentives by market participants." → Pricing power is eroding. If margins are 2.8% and stay there, every recession or product failure hits equity holders hard and fast. "On the other hand, the financial result is significantly weaker compared to the previous year. This is partly due to the ramp-up of lower-margin electric vehicles." → EVs are the future. EVs are also currently margin-dilutive. VW is in the middle of paying the transition tax. The question is whether it survives long enough to collect the reward. Operating margin in 2025: 2.8%. That's worse than the margin on a Footlong Sub. And Subway at least doesn't have to negotiate with IG Metall. Where is the business structurally weak? Three places. All painful. • Scale complexity. Too many brands, platforms, factories, and stakeholders. Change is slow and expensive. • Cyclicality. Autos are a macro product. When rates are high, financing costs rise and demand falls. • China exposure. The world's biggest auto market is now a warzone for VW. "[China's] fast-growing e-mobility market... is already dominated by high-volume domestic manufacturers... competitive pressure from local manufacturers will generally increase further." → BYD isn't competing with VW. BYD is eating VW's lunch, dinner, and is currently eyeing the breakfast leftovers. China went from VW's ATM to VW's biggest headache in about five years. [LIFESTYLE DISCLOSURE: LIFESTYLE DISCLOSURE: At this point in my research I had to pause because my Chinese consultant arrived. I find that high-quality primary research benefits from breaks. I resumed after approximately 7 minutes. She had thoughts on BYD. They were broadly bullish.] What assumptions need to go right.. and might not? The bull case requires ALL of the following simultaneously: • EV adoption grows fast enough to replace ICE profit pools before those pools evaporate. • Battery costs and supply chains stay stable. • VW executes software and electrification without multi-year delays. • The industry avoids a multi-year discount war in Europe AND China. "Research and development of our complex products, software and services entails considerable risk, including uncertainties regarding the widespread adoption by consumers and available infrastructure for such products." → VW is building expensive software-defined vehicles for an EV market that doesn't yet have the charging infrastructure in many of its most important markets. They're investing in the answer to a question the market hasn't fully asked yet. "more rapidly evolving customer requirements... swift introduction of legislative initiatives... and the market entry of new competitors... will require changed products at a faster pace of innovation as well as adjustments to business models and cost structures." → The bull case assumes VW can move like a tech startup. VW has 660,000 employees, three supervisory boards, a state government on the cap table, and a union that has been there since before your parents were born. What could permanently impair earnings? • A prolonged price war in Europe and China that permanently resets industry margins. • Geopolitics and trade barriers raising costs or blocking market access. • Dieselgate tail risk. This is still ongoing. "As a consequence of the diesel issue, numerous judicial and regulatory proceedings were initiated in various countries... In Germany, roughly 10 thousand individual lawsuits relating to various diesel engine types are currently pending." → Ten thousand lawsuits. Ten thousand. Ten fucking thousand. That's not a legal department, that's a law firm with its own law firm. Is the balance sheet a hidden risk? Not hidden. Just uncomfortable. "There is an inherent risk that existing capital needs may not be met if the Company cannot obtain funding or if financing is only available under unfavorable conditions." "There is a potential liquidity risk that we will be unable to cover existing capital requirements by raising funds or unable to finance the Group on reasonable terms, which in turn can have a substantially negative impact on Volkswagen's business position, earnings, financial position and net assets." → In a credit shock or downgrade cycle, VW faces higher refinancing costs right when it needs massive EV capex. The timing risk is real and underappreciated. Key balance sheet facts: • Total debt (consolidated): €264.7B (mostly financial services, but still) • Auto division net debt: ~€13.2B • Pension provisions: €23B - mandatory, non-negotiable cash drain • S&P credit rating: BBB+ - one bad year from pressure territory Where could management hurt shareholders? This is my favorite section. Pay attention because this is where VW is like my ex. [PERSONAL CIRCUMSTANCES DISCLOSURE: My ex-girlfriend is now a lesbian. She says that after me, she was never able to date a man again. I didn't fully understand this until I read about VW's governance structure. VOW3 preferred shareholders have no voting rights. Like me in that relationship, you get the economic exposure but zero say in any of the decisions. The Porsche-Piëch family makes all the choices. The State of Lower Saxony has a blocking minority. IG Metall has half the supervisory board. You have shares and a sad emoji.] "The distribution of voting rights... Porsche Automobil Holding SE... held 53.3% of the voting rights... the State of Lower Saxony... 20.0%... Qatar Holding LLC... 17.0%." → Control is concentrated. Minority shareholders cannot force hard decisions. You are along for the ride, not driving the car - ironic, given the company. "preferred shares... do not carry voting rights." → VOW3 holders have no vote. If governance choices dilute value, your only option is to exit. Voice? Never heard of her. Why might investors be fooling themselves? Because the 'cheap legacy champion' story feels good. Investors anchor to ICE-era profits and assume they come back. But pricing power is structurally weaker. The cost base is heavier. Competition is sharper. 'It will normalize' is not a plan. "Competitive pressures are also likely to remain high in the future." → Investors may assume 'cycle mean-reversion.' VW is telling you it could be persistent. The question is whether you're buying a cyclical trough or a structural step-down. FULL ANALYSIS https://preview.redd.it/l4h0k3o2mfvg1.jpg?width=466&format=pjpg&auto=webp&s=c212a8a35fba9dbfa763a951017bccb665f72c14 Top Competitors Company P/E (TTM) Div yield D/E ratio Op margin Moat Volkswagen (VOW3) 6.7x 7.35% 1.30x 3.4% Moderate BMW (BMW.DE) 8.2x 6.1% 0.95x 5.2% Moderate Mercedes-Benz (MBG.DE) 6.1x 8.2% 1.10x 5.9% Moderate Stellantis (STLA) 5.4x 7.8% 0.48x 2.1% Weak-Mod Toyota (TM) 10.2x 2.8% 0.58x 9.1% Strong Ferrari (RACE) 42.0x 0.7% 0.30x 26.4% Very strong BYD (1211 / BYDDY) 27.66x 0.38% 0.48x 4.20% Strong (China scale + vertical integration) Tesla (TSLA) 332.94x 0% 0.18x 4.59% Moderate https://preview.redd.it/9y49l2o2mfvg1.jpg?width=466&format=pjpg&auto=webp&s=40138e9ecdbeb743bc8c8a4bf90a55472e6c8eba Competitive Moat Assessment Brand portfolio: STRONG. 12 brands from VW to Lamborghini. Premium mix provides pricing power where it still matters. Manufacturing scale: MODERATE. 9M units/yr but 14M capacity = stranded cost drag. EV technology: WEAK. Software behind Tesla and BYD. China EV sales fell 44% in 2025. Relies on Xpeng partnership. Distribution network: STRONG. Global dealer network and financial services arm are durable competitive assets. Governance / flexibility: VERY WEAK. Union + family + state government tripartite lock blocks rapid restructuring. 12-Month Bull Case Restructuring delivers €10B cost savings ahead of schedule. China stabilizes in H2 2026. Xpeng models gain traction. Defense pivot narrative re-rates the stock. Operating margin recovers to 5.5%+. Price target: €125. 12-Month Bear Case Union blocks restructuring again. China market share falls below 10%. Dividend cut forces yield investors to exit. Margin stays below 4%. Financial services stress from used car value declines. Price target: €68-75. [PHARMACOLOGICAL DISCLOSURE: Sertraline update: at this point in the research I had to take my 50mg. This may explain the optimism in the bull case. The bear case was written in the evening, post-medication, which is probably less optimistic.] Here Comes The Magic - DCF Valuation 5-Year Revenue Projection Year Revenue Growth Op margin EBIT NOPAT (25% tax) FCF est. 2025A €321.9B -0.9% 3.4% €10.8B €8.1B €5.0B 2026E €330.0B +2.5% 4.5% €14.9B €11.2B €8.0B 2027E €345.2B +4.6% 5.5% €19.0B €14.2B €12.0B 2028E €362.5B +5.0% 6.5% €23.6B €17.7B €16.0B 2029E €378.8B +4.5% 7.0% €26.5B €19.9B €18.5B 2030E €392.5B +3.6% 7.5% €29.4B €22.1B €20.5B Key assumptions: 'Goodyear Forward' restructuring saves €3B by 2027, €8B by 2030. China stabilizes at 10% share. Porsche and Audi hold premium margins. Defense pivot contributes minimal revenue (upside optionality only). Capex ~€15.5B/yr throughout. WACC Calculation Risk-free rate (German 10yr Bund): 3.0% Equity risk premium: 5.5% Beta (5Y monthly): 1.05 Cost of equity: 8.78% After-tax cost of debt: 2.63% Target capital structure (E/D): 70% / 30% WACC estimate: 7.0% Terminal Value - Two Methods Exit Multiple Method: 2030 FCF €20.5B × 6.0x = Terminal Value €123B → PV at 7% WACC (5yr): €87.8B Perpetuity Growth Method: €20.5B / (7% - 1.5%) = €373B → PV: €266B Perpetuity method produces extreme sensitivity to g-rate. Exit multiple is more conservative and appropriate for a cyclical. I weight exit multiple 70%, perpetuity 30%. DCF Equity Value Bridge PV of FCF (2026-2030) @ 7%: €52.9B PV of terminal value (weighted avg): €141.7B Enterprise value (auto division): €194.6B Add: financial services book value: +€80.0B Add: Porsche AG stake (~10.8%): +€7.5B Less: auto net debt: -€13.2B Less: pension provisions: -€23.0B Less: minority interests: -€25.0B Equity value: €220.9B Shares outstanding: 501M DCF fair value per share: €441 Important caveat: The market is at €88. The DCF says €441. The market is not stupid - it is applying a massive structural risk discount for governance, China secular decline, and restructuring execution risk. The DCF is a ceiling. Not a price target. Not your bags. Sensitivity Table - Fair Value Per Share at Different WACC and Margin Assumptions https://preview.redd.it/npzt13o2mfvg1.jpg?width=466&format=pjpg&auto=webp&s=53803fdcd459c0153cd836a3c3d4ed1d115e1190 Green = above €400 (deeply undervalued). Amber = €200-400 (moderately undervalued). Red = below €200. Current price €88 is below ALL scenarios. The market is not making a valuation mistake. It is pricing governance risk. Key Assumptions That Break The Model Assumption Base case Breaks if... Operating margin recovery Reaches 7.5% by 2030 VW brand stays below 3% and drags group China stabilization Holds 10% share from 2026 Falls below 8% - €1-2B annual profit hit Dividend maintained €6.36 held through 2027 Cut forces yield-investor exodus, -20% price No pension shock €23B stable Rate decline adds €5-10B to liability Financial services resilience Net loss ratio submitted by
Public-Promotion-744 · Apr 15, 2026
r/plants
Chinese money plant not very happy
I have had this plant for several years, and although he is sprouting new babies at the base, he just never seems to look particularly happy or healthy. His leaves are always curled like this. Thoughts and tips would be greatly appreciated submitted by /u/caaaaaaaaakes to r/plants [link] [comments]
caaaaaaaaakes · Mar 31, 2026
r/KitchenConfidential
How the Sriracha guys screwed over their supplier
There was a thread the other day about Sriracha going to shit. A lot of the commenters knew that Huy Fong, Sriracha's producer, screwed over their supplier, but the details were all over the place; some blamed an MBA daughter, some didn't know the degree to which Huy Fong screwed over their partner, etc. So, I figured I'd just summarize what actually happened. Details are taken directly from the court judgment where this stuff was all recorded. Anyway, here's what went down: Huy Fong was founded in the 1980s by David Tran. Since 1988, he got his peppers from a local farmer, Underwood Ranches. Over time as Huy Fong grew, they started buying more and more peppers, almost entirely from Underwood. Eventually the parties grow so close that they start just kind of making handshake deals as opposed to using formal written agreements. Huy Fong also wants Underwood Ranches to specialize in peppers (they previously had a pretty diversified farm), and so, to assume some of the risk in case there's a bad pepper harvest or w/e, they start paying Underwood by acres of peppers under cultivation (as opposed to paying them for the peppers they produce). Underwood duly begins specializing in peppers. Everything goes extremely well. Huy Fong keeps encouraging Underwood Ranches to expand. They do so. Underwood leases enormous amounts of land, some of which were very long leases, for millions of dollars. Huy Fong by this point also accounts for the vast majority of Underwood Ranches' revenue. Huy Fong says, don't worry about the investments, the leases, the rental fees etc., we'll be buying your peppers, so keep growing. They assured the owner of Underwood that Huy Fong would buy his entire pepper crop no matter what. Due to Underwood's specialization, Underwood starts developing special machinery and techniques to maximize their pepper harvest. So, the year is now 2015. Underwood and Huy Fong have had this mutually beneficial business relationship for over 25 years. They've prospered together, and Sriracha has become one of the most well-known hot sauce brands out there. This is also where things start going south. At some point Huy Fong's founder David Tran starts up another company, Chilico, to source peppers for Sriracha. Hmmm. In May 2015, David Tran also tries to poach Underwood's COO, who had developed the special machinery; the COO turned Tran down and chalked up the job offer to some wires getting crossed somewhere. HMMMM. Fast forward a bit. The year is now 2016. Underwood Ranches has massively expanded and has entered into a bunch of leases for farmland. As I said, Huy Fong tells them to keep going. Curiously, Huy Fong also asks to take drone footage of the 2016 pepper harvest, where all that special machinery is being used. They had never asked this before, but they're good partners, so Underwood lets them do it. Underwood says Huy Fong can only use the footage for their own personal use. Unbeknownst to Underwood, Huy Fong also enters into a contract with their spin-off company, Chilico, to buy all of their peppers from Chilico. Afterwards, on 1 November 2016, Huy Fong meets with Underwood, and they agree that Underwood would cultivate a few thousand acres of peppers. Huy Fong agrees to give them about $18 million in pre-payments to offset costs while they cultivate the peppers. You may ask how Huy Fong could buy peppers from Underwood if they had designated Chilico as their new exclusive supplier. Well... The date is now 9 November 2016. This is when shit starts hitting the fan. Huy Fong, including founder David Tran, invites Underwood's COO to their factory to pick up some equipment. Huy Fong does this when they know Underwood's owner is out on vacation, and so won't be attending. When the COO gets there, they tell him that he's now working for Chilico. COO tells them to fuck off. David Tran gets pissed and says, Underwood has to sell chillis to them for $500/ton, because Huy Fong can get Chinese pepper mash for $300/ton - he wants Underwood to compete on price. Underwood can't. Underwood's costs alone average $610/ton. They'd be selling at a loss. Huy Fong then says, well, we don't care. Also, we want you, Underwood, to sell your peppers to Chilico rather than directly to Huy Fong. Huy Fong refuses to guarantee any contracts with Chilico, so if Chilico defaults on the contract, Underwood would be screwed b/c Chilico is basically a shell company with no assets. Also, Huy Fong tells Underwood that if they don't agree, Huy Fong weren't going to provide that $18 million in advance payments. Huy Fong then tries one more time to hire Underwood's COO. The COO tells them to fuck off once again. However, at this point, Underwood is now facing imminent financial catastrophe - they've already been induced to enter into all these leases, they've entered into commitments with others, in short, they're on the hook for a LOT of money. Fast forward to January 2017. Underwood's founder emails Tran, saying that they had an agreement, but Huy Fong subsequently changed it, and they couldn't agree to the new terms. Underwood advises them that the start date for planting had passed, there were no plants in the nursery, and they wouldn't be able to supply Huy Fong with peppers. Huy Fong responds by contracting with other farmers to get their peppers, and the kicker? They used that confidential video of Underwood's harvest to show those other farmers how to maximize their own pepper harvests for Huy Fong's gain. Subsequently, Underwood failed to get out of many of its leases, and also lost a lot of production. They had to fire 40 people and took something like $8.5 million in losses for 2017, and another $6 million in losses for 2018. Underwood's founder says, if they had just had a few years' advance notice, they could have found new customers and wouldn't have lost anything. It was the rug-pulling which screwed them over. Later, obviously, there's a lawsuit. Funnily enough, it wasn't actually Underwood who sued Huy Fong. It was Huy Fong who sued Underwood, seeking refunds for payments it had made earlier under their contracts. Underwood turned around and counterclaimed for breach of contract and fraud and a bunch of other shit. Underwood succeeded - there was a unanimous jury verdict in their favor - and got awarded about $13 million in compensatory damages, and another $10 million in punitive damages (these are only awarded where you've done something so outrageous that it's quasi-criminal; it's to deter other people from doing similar things). Now, Underwood Ranches makes their own Sriracha sauce using their own peppers, and Huy Fong is presumably using some of their cheap low-quality pepper mash or w/e, which is probably why it now tastes like shit. So there you have it, that's what happened. submitted by /u/Barakahzai to r/KitchenConfidential [link] [comments]
Barakahzai · Mar 8, 2026
r/houseplants
What’s wrong with my Chinese money plant?
As the title suggests, I’m trying to figure out what’s going on with my money plant. The lower leaves get crispy and develop little spots on the back of them, and then eventually yellow/brown and fall off. Is this part of the normal growth process? It just feels like the plant itself is very sparse and I want it to be more full. I had it in my greenhouse for a while, but I thought maybe it was getting too much light so I moved it to a shelf next to the greenhouse instead. But the crunchy leaves persist. I recently repotted it as well, thinking that the pot was too small and it wasn’t retaining water, the soil moisture meter says that the soil is moist in its new pot though so I don’t wanna overwater either. Any tips or suggestions are greatly appreciated! submitted by /u/Best_Ad9478 to r/houseplants [link] [comments]
Best_Ad9478 · Feb 14, 2026
r/houseplants
Overgrown Chinese Money plant SOS
My MIL has a Chinese Money plant that she propagated from someone else plant years ago. Poor thing is in a tiny pot and clearly needs to be repotted, but it also has a very tall center stalk which seems like it needs separate handling. I want to help her with this as she has been hosting our family has our own house is being renovated. Any suggestions on where to start would be appreciated! I have 0 house plant knowledge. submitted by /u/jaxacnh to r/houseplants [link] [comments]
jaxacnh · Dec 9, 2025
r/Genshin_Impact
Genshin is on a decline! checklist
A screenshot of a post circulating on Bilibili comments which was translated by u/nekorinSG Topic: Genshin is on a decline! Checklist Chapter 1. Character strength New banner character too strong -> Devs forcing players to spend money -> Genshin is on a decline! New banner character too weak -> Simp players not happy -> Genshin is on a decline! New banner character is not strong nor weak -> Too normal not worth to pull -> Genshin is on a decline! Chapter 2. Self NTR Male char standing with another male char -> Being G*y is disgusting -> Genshin is on a decline! Male char standing with another female character -> Self NTR'ed -> Genshin is on a decline! Female char standing with another female char -> Selling L*s is disgusting -> Genshin is on a decline! Char standing alongside unknown gender char -> Selling LG*T is disgusting -> Genshin is on a decline! Char standing alongside a pet -> Self NTR'ed cuz of pet -> Genshin is on a decline! Char standing alone -> Hoyo released a lonesome character -> Projected loneliness when imagine self as character -> Genshin is on a decline! Chapter 3. Game difficulty Abyss is too difficult -> Game forcing players to spend to clear -> Genshin is on a decline! Abyss is too easy -> Game catering too much to casuals, playing too safe -> Genshin is on a decline! Abyss is not hard nor easy -> Boring nothing to do -> Genshin is on a decline! Chapter 4. Leaks Release not the same as leaks -> Hoyo backstab! Leakers cannot be wrong -> Genshin is on a decline! Release same as leaks -> Leakers ftw, will believe leakers more -> Genshin is on a decline! Release better than leaks -> This is due to us doomers, don't forget how we get devs to bend the knee -> if not for us Genshin will be on a decline! Release worse then leaks -> Genshin is on a decline! No leaks -> Hoyo didn't release anything -> Genshin is dead! Chapter 5-1. Storyline depth Storyline too deep -> Too many riddles difficult to understand -> Genshin is on a decline! Storyline too shallow -> catering too much to casuals, playing too safe -> when will they release the skip button -> Genshin is on a decline! Storyline is alright -> too run in the mill slept for 4-5 hours -> Genshin is on a decline! Chapter 5-2. Storyline word picking Cherry picking words -> including but not limited to rare, NTR related words -> Genshin is on a decline! Although I've dropped out of school, I'll still use my knowledge of the sciences (STEM) to pick at specific phrases (e.g. No water in perfume, plants cannot breathe the same as humans) in the content -> Genshin is on a decline! Chapter 6. Events and Content Too many events -> Hoyo forces players to grind -> Genshin is on a decline! Too little events -> Lull period, nothing to do -> Genshin is on a decline! Events are just nice -> Run in the mill, boring -> Genshin is on a decline! Chapter 7. Sales and Revenue Sales in tier 1 level (higher than Tiktok) -> Fake one all Hoyo self spend -> Genshin is on a decline! Low sales -> Genshin cannot make it -> Genshin is on a decline! Sales average -> Genshin nothing left to encourage sales -> Genshin is on a decline! Chapter 8-1. Game Art Overall A gender neutral design -> Male with high black/white stockings -> Genshin is on a decline! A normal character design -> Devs/Design/IP team playing swap skin on default design -> Genshin is on a decline! Chapter 8-2. Game Art Female Characters Female char is too good looking -> Selling sex to males -> Genshin is on a decline! Female char too ugly -> Design team quitting -> Genshin is on a decline! Female char average -> Genshin cannot make it anymore -> Genshin is on a decline! Chapter 8-3. Game Art Male Characters Refer to 8-2. Chapter 9. Badmouthing The current patch is worse than fontaine -> Genshin is on a decline! The current patch is worse than X previous patch -> Genshin is on a decline! Chapter 10. Main Character MC has little influence in plot -> Cameraman -> Genshin is on a decline! MC has a lot of influence in plot -> Gary Stu -> Genshin is on a decline! MC has an average amount of influence in plot -> MC has no growth -> Genshin is on a decline! Other characters worship MC -> This is due to us doomers, don't forget how we get devs to bend the knee -> if not for us Genshin will be on a decline! Other characters are cold toward MC -> refer to self NTR'ed chapter -> Genshin is on a decline! Other characters are neutral towards MC -> Boring storyline -> Genshin is on a decline! Chapter 11. Character appearance rate Char has more appearance -> Golden child -> Must be some top mgmt forced this change -> Genshin is on a decline! Char has little appearance -> Hated child -> same as above -> Genshin is on a decline! Certain char has average appearance -> This is due to us doomers, don't forget how we get devs to bend the knee -> if not for us Genshin will be on a decline! Chapter 12. Culture influences Create chinese influenced content -> received well -> forced culture export -> worship foreigners -> Genshin is on a decline! Create chinese influenced content -> average reception -> Mock at the culture export -> Genshin is on a decline! Create chinese influenced content -> Lukewarm reception -> Devs no respect for chinese culture -> failed attempt -> Genshin is on a decline! Create foreign culture influenced content -> Foreigner worship -> Genshin is on a decline! Create fantasy culture that doesn't exist in reality -> Playing too safe -> Genshin is on a decline! submitted by /u/WarGodV_ to r/Genshin_Impact [link] [comments]
WarGodV_ · Sep 3, 2025
All threads (46)
Thread Source Author Date
RE:Ford working on electric pickup again, this time $30K target
... much love and attention (read: money and talent). Cheap truck's a... version at the single Mex plant they're keeping open. Rest of... cheap. Do you want a Chinese Truck? Cos that's what you'd...
www.ar15.com Alacrity May 8, 2026
RE:A Retired Warlord's Definitive Guide to Valyrian Leisure (ASOIAF/Worm)
... is an IRL water treatment plant I saw as a kid... pre-owned Lorathi Red for zero money down and only 6.94... people can jaunt. Corblimey said: Chinese are famous for their fireworks...
forums.spacebattles.com Sylaise May 8, 2026
RE:A Retired Warlord's Definitive Guide to Valyrian Leisure (ASOIAF/Worm)
... is an IRL water treatment plant I saw as a kid... pre-owned Lorathi Red for zero money down and only 6.94... people can jaunt. Corblimey said: Chinese are famous for their fireworks...
forums.spacebattles.com Sylaise May 8, 2026
The UAE's Quiet Play for AI Power
... Saudi Arabia, which has the money. Or Singapore, with the neutrality... about six percent of all Chinese seaborne crude imports. The Chinese state oil companies retain stakes... is operated by COSCO, the Chinese state shipping line. The chairman ... adults are running it. The Chinese understand exactly what is happening ... nuclear power program, the Barakah plant, that is now generating a ...
www.getbig.com IroNat May 8, 2026
RE:Franco is Still Dead! (A Cold War Post-Franco Spain Quest)
... things become interesting in the Chinese sense. 78 seats. Sixty-seven days ... asking the Shah for the money to "save Spain from Marxism." ... that just came second. The money did not save Spain from ... official bodies. At the SEAT plant in Zona Franca, three thousand ... in Barakaldo, workers occupied the plant floor and refused to vacate ...
forums.spacebattles.com lurkingrando May 6, 2026
Demand destruction vs fuel-superceding infrastructure by Cory Doctorow
... loan the oil companies the money they'd need to get that... toll per tanker (payable in Chinese renminbi!), well, oil would have .../energy/solarcycle-to-recycle-10-million-solar-panels-yearly Trump shut that plant down, which means that other ...
www.democraticunderground.com justaprogressive May 4, 2026
RE:Master of Your Own Life (Rewrite)
... starter kits they wanted to plant. A separate field had already... company sold out to a Chinese outfit sometime after this one ... it and burned through more money than his old man was ... because I still have the money to spend. But I know ...
www.timebomb2000.com ncsfsgm May 3, 2026
RE:As Trump talks tariffs, his Argentine ally welcomes a first shipload of Chinese EVs
Tommy Tainant said: The world is turning Chinese as trumps oafish policies turn everyone away. But it’s cool because trump is making lots of money.Thats what matters. With the man-babies reduction in military personnel in Germany, the entire world knows trump is a poootin plant. That is, except for the mindless, maga, mob.
www.usmessageboard.com JimH52 May 3, 2026
RE:Anc : the current situation MITI, byd and petrol
... pon tech? Now the top Chinese smartphones in feature high-end photography..., Xiaomi, Vivo, Oppo, and Honor. Chinese EV makers are laying the... forget Tesla is still losing money before they went into China... profitable. Also dont forget the money that China government pour into .... You are just an assembly plant aka lego factory. Whats so...
forum.lowyat.net andrekua2 May 2, 2026
RE:Will Amazon Decline Like Best Buy?
... to try and capture more money as shoppers and sellers begin... on Amazon. When you spend money on ads you'd expect your... years. It's a straight out money grab to try to increase... their products with car fobs, plant fertilizer, mouse traps and specialty...% of all new sellers were chinese sellers. This is causing Amazon... US opened up to the Chinese market that people trusted in ...
sellercentral.amazon.com Seller_9z7K85RzAOGC9 Apr 29, 2026
RE:Media Updates
... now and have made zero money ..... nothing, zilch, nada. Whilst I... exactly? Synlaits plant is the only one certified for chinese label A2. Yes..., but that is at the chinese govts pleasure. Also did you ...
hotcopper.com.au gsad1000 Apr 29, 2026
RE:This Isn't Capitalism
... worker at said manufacturing plant a mortgage for a...most corporations run on money borrowed from the bank / ...Do they really pay Chinese workers less? The amount they... built because the Chinese believe that real estate is ... all the extra money the Chinese workers were making after they ..., here you see money from the banks, going back ... scheme to waste Chinese worker's time. The reason China ...
steemit.com builderofcastles Apr 29, 2026
RE:Did anyone else see Magpul get shredded?
... the first place. The chinese military loves your money. And when the time... have not been fighting the chinese since viet nam does not ... other plant has the tooling now to make them. But maybe nixon's chinese will... wait to build another new plant filled with American...
www.ar15.com K30MuleLAR15 Apr 29, 2026
Re: Those who said, electric vehicle, NEVER!
... not talking of the major Chinese players in the market (GWM... month. But it is your money and your choice. If you... invested money into SA, they built an R11 billion plant in PE...
www.4x4community.co.za CraigJ Apr 28, 2026
RE:Japan Military News, Reports, Data, etc.
..., Western and Japanese fleets outside Chinese coast, and being no longer..., there is absolutely nothing called "money wasted on weapons". Weapons are... their countries, for every power plant destroy in China 10 will...
www.sinodefenceforum.com tokenanalyst Apr 27, 2026
RE:Riding Victory (Worm Quest, Irregular Power Growth Alt-Power)
...people have voted [X][Saturday] Plant your virus to spy -...people have voted [X][Saturday] Plant your virus to protect -...people have voted [X][Saturday] Plant your virus to spy -... have voted [X][Saturday] Plant your virus to spy -... have voted [X][Saturday] Plant your virus to spy -...firm can set up some Chinese walls, and we can get...meeting we already scheduled." More money or Thinker sessions; either one...
forums.spacebattles.com Sheaman3773 Apr 27, 2026
RE:Silver and Mystery: Legacy of Heroes
... fighting teachings and guidances for Chinese straightswords. Medical journals, pulp-fiction stories... did have a lot of money beforehand, and was partial owner ... from behind." "Was there a plant on the windowsill?" Taylor paused, "...
forums.spacebattles.com Murcury Apr 26, 2026
RE:Silver and Mystery: Legacy of Heroes
... fighting teachings and guidances for Chinese straightswords. Medical journals, pulp-fiction stories... did have a lot of money beforehand, and was partial owner ... from behind." "Was there a plant on the windowsill?" Taylor paused, "...
forums.spacebattles.com Murcury Apr 26, 2026
RE:Need enemies? Gacha covered!
... had a decent amount of money provided we didn't keep living... beating up regular thugs for money and jumped straight into a ... reason why I'm bringing up money? I calmly approached with the ... any of them was a plant watching Tony Stark. So they ... strength. "Also I'm kind of Chinese cursed to 'live in interesting ...
forums.spacebattles.com Darkonside Apr 26, 2026
RE:Live at the Forum
... Farsi/Dari and I'd bet money that there are a bunch... spoken only language. Just use Chinese for the written part you're... out. Double down. Triple down. Plant your flag. Build a little...
forums.spacebattles.com elterrible Apr 24, 2026
RE:Live at the Forum
... Farsi/Dari and I'd bet money that there are a bunch... spoken only language. Just use Chinese for the written part you're... out. Double down. Triple down. Plant your flag. Build a little...
forums.spacebattles.com elterrible Apr 24, 2026
RE:US energy policy and manufacturing competitiveness
... somebody in the U.S. making money off the deal. As as... you visited some cotton processing plant in your world travels. What... hold some attraction for the Chinese. Peace!
www.practicalmachinist.com standardparts Apr 20, 2026
RE:China is collapsing again
... 1990. Foreign investors pulled money outflow of $168 billion, ...1990. Foreign investors pulled money out. Chinese investors sent $173 billion .... Samsung closed its last Chinese smartphone factory in 2019, ...2020, and its last PC plant in 2022. Consumer and ... Brazil. Superdry exited the Chinese market entirely. Electronics and manufacturing... formally split from its Chinese branch. Gallup shut down its...
forum.lowyat.net TS30624770 Apr 20, 2026
RE:Its BYD vs Sime Darby, then MITI susahkan BYD. Its BYD contemplating to continue partnership with Sime Darby that push MITI button
... lay eyes on the BYD plant site in Tanjung Malim, even... brands at the show were Chinese EV makers. This is no... neither foolish nor flush with money. When Thailand uses economies of... content to spend our own money adding bricks to Rayong's prosperity...
carigold.com The Room Apr 20, 2026
I Turned My Escort Waiting Time Into A Research Report And Now I Think I'm A Genius
(I am not. I'm on 50mg of sertraline and my ex is now a lesbian. But hear. Me. Out.) THE POSITION AND THE CONTEXT Alright you degenerates. I'm the Italian guy who is still holding 1200 JD.com shares, while you idiots keep asking me if I've sold yet. No. I haven't. Today I had the galaxy-brained idea to sell covered calls at $33 strike expiring Friday. This research started as a short thesis on Volkswagen. I wanted to find a reason to short $VOW3. What I found instead was a stock so cheap it made me question my entire understanding of markets, efficient pricing, and personal life choices - of which I've made several terrible ones. [PHARMACOLOGICAL DISCLOSURE: This research was conducted over approximately 3 weeks while on 50mg of sertraline and 3 grams of beta-Alanine daily, which means my risk appetite is chemically suppressed but still somehow includes covered calls on JD.] For those who don't know: Volkswagen makes cars. The Golf, the Tiguan, the Porsche, the Lamborghini, the Audi, the Skoda, the SEAT, the Bentley. Twelve brands. It is the largest automaker in Europe and one of the largest on earth by revenue. It is currently priced like a failing used car dealership in the suburbs of Dortmund… https://preview.redd.it/d9tgb2o2mfvg1.jpg?width=451&format=pjpg&auto=webp&s=e7c534207ffc92b3510d4773751f4649abe8618c THE BEAR CASE - WHAT VW ITSELF SAYS ABOUT WHY YOU'LL LOSE MONEY Let me ask the questions a real bear would ask. And let me answer them using VW's own words, because management is legally required to be honest in annual reports even when they'd really rather not be. What is the most likely way you lose money here? You lose money the boring way. Not a collapse. Not a Dieselgate 2.0. Just years of margin compression during a forced EV transition while you wait for a turnaround that always seems to be 'two years away.' "We operate in highly competitive global automotive markets and we anticipate that this competition will continue to intensify, resulting in sustained pricing pressure and an increased use of sales incentives by market participants." → Pricing power is eroding. If margins are 2.8% and stay there, every recession or product failure hits equity holders hard and fast. "On the other hand, the financial result is significantly weaker compared to the previous year. This is partly due to the ramp-up of lower-margin electric vehicles." → EVs are the future. EVs are also currently margin-dilutive. VW is in the middle of paying the transition tax. The question is whether it survives long enough to collect the reward. Operating margin in 2025: 2.8%. That's worse than the margin on a Footlong Sub. And Subway at least doesn't have to negotiate with IG Metall. Where is the business structurally weak? Three places. All painful. • Scale complexity. Too many brands, platforms, factories, and stakeholders. Change is slow and expensive. • Cyclicality. Autos are a macro product. When rates are high, financing costs rise and demand falls. • China exposure. The world's biggest auto market is now a warzone for VW. "[China's] fast-growing e-mobility market... is already dominated by high-volume domestic manufacturers... competitive pressure from local manufacturers will generally increase further." → BYD isn't competing with VW. BYD is eating VW's lunch, dinner, and is currently eyeing the breakfast leftovers. China went from VW's ATM to VW's biggest headache in about five years. [LIFESTYLE DISCLOSURE: LIFESTYLE DISCLOSURE: At this point in my research I had to pause because my Chinese consultant arrived. I find that high-quality primary research benefits from breaks. I resumed after approximately 7 minutes. She had thoughts on BYD. They were broadly bullish.] What assumptions need to go right.. and might not? The bull case requires ALL of the following simultaneously: • EV adoption grows fast enough to replace ICE profit pools before those pools evaporate. • Battery costs and supply chains stay stable. • VW executes software and electrification without multi-year delays. • The industry avoids a multi-year discount war in Europe AND China. "Research and development of our complex products, software and services entails considerable risk, including uncertainties regarding the widespread adoption by consumers and available infrastructure for such products." → VW is building expensive software-defined vehicles for an EV market that doesn't yet have the charging infrastructure in many of its most important markets. They're investing in the answer to a question the market hasn't fully asked yet. "more rapidly evolving customer requirements... swift introduction of legislative initiatives... and the market entry of new competitors... will require changed products at a faster pace of innovation as well as adjustments to business models and cost structures." → The bull case assumes VW can move like a tech startup. VW has 660,000 employees, three supervisory boards, a state government on the cap table, and a union that has been there since before your parents were born. What could permanently impair earnings? • A prolonged price war in Europe and China that permanently resets industry margins. • Geopolitics and trade barriers raising costs or blocking market access. • Dieselgate tail risk. This is still ongoing. "As a consequence of the diesel issue, numerous judicial and regulatory proceedings were initiated in various countries... In Germany, roughly 10 thousand individual lawsuits relating to various diesel engine types are currently pending." → Ten thousand lawsuits. Ten thousand. Ten fucking thousand. That's not a legal department, that's a law firm with its own law firm. Is the balance sheet a hidden risk? Not hidden. Just uncomfortable. "There is an inherent risk that existing capital needs may not be met if the Company cannot obtain funding or if financing is only available under unfavorable conditions." "There is a potential liquidity risk that we will be unable to cover existing capital requirements by raising funds or unable to finance the Group on reasonable terms, which in turn can have a substantially negative impact on Volkswagen's business position, earnings, financial position and net assets." → In a credit shock or downgrade cycle, VW faces higher refinancing costs right when it needs massive EV capex. The timing risk is real and underappreciated. Key balance sheet facts: • Total debt (consolidated): €264.7B (mostly financial services, but still) • Auto division net debt: ~€13.2B • Pension provisions: €23B - mandatory, non-negotiable cash drain • S&P credit rating: BBB+ - one bad year from pressure territory Where could management hurt shareholders? This is my favorite section. Pay attention because this is where VW is like my ex. [PERSONAL CIRCUMSTANCES DISCLOSURE: My ex-girlfriend is now a lesbian. She says that after me, she was never able to date a man again. I didn't fully understand this until I read about VW's governance structure. VOW3 preferred shareholders have no voting rights. Like me in that relationship, you get the economic exposure but zero say in any of the decisions. The Porsche-Piëch family makes all the choices. The State of Lower Saxony has a blocking minority. IG Metall has half the supervisory board. You have shares and a sad emoji.] "The distribution of voting rights... Porsche Automobil Holding SE... held 53.3% of the voting rights... the State of Lower Saxony... 20.0%... Qatar Holding LLC... 17.0%." → Control is concentrated. Minority shareholders cannot force hard decisions. You are along for the ride, not driving the car - ironic, given the company. "preferred shares... do not carry voting rights." → VOW3 holders have no vote. If governance choices dilute value, your only option is to exit. Voice? Never heard of her. Why might investors be fooling themselves? Because the 'cheap legacy champion' story feels good. Investors anchor to ICE-era profits and assume they come back. But pricing power is structurally weaker. The cost base is heavier. Competition is sharper. 'It will normalize' is not a plan. "Competitive pressures are also likely to remain high in the future." → Investors may assume 'cycle mean-reversion.' VW is telling you it could be persistent. The question is whether you're buying a cyclical trough or a structural step-down. FULL ANALYSIS https://preview.redd.it/l4h0k3o2mfvg1.jpg?width=466&format=pjpg&auto=webp&s=c212a8a35fba9dbfa763a951017bccb665f72c14 Top Competitors Company P/E (TTM) Div yield D/E ratio Op margin Moat Volkswagen (VOW3) 6.7x 7.35% 1.30x 3.4% Moderate BMW (BMW.DE) 8.2x 6.1% 0.95x 5.2% Moderate Mercedes-Benz (MBG.DE) 6.1x 8.2% 1.10x 5.9% Moderate Stellantis (STLA) 5.4x 7.8% 0.48x 2.1% Weak-Mod Toyota (TM) 10.2x 2.8% 0.58x 9.1% Strong Ferrari (RACE) 42.0x 0.7% 0.30x 26.4% Very strong BYD (1211 / BYDDY) 27.66x 0.38% 0.48x 4.20% Strong (China scale + vertical integration) Tesla (TSLA) 332.94x 0% 0.18x 4.59% Moderate https://preview.redd.it/9y49l2o2mfvg1.jpg?width=466&format=pjpg&auto=webp&s=40138e9ecdbeb743bc8c8a4bf90a55472e6c8eba Competitive Moat Assessment Brand portfolio: STRONG. 12 brands from VW to Lamborghini. Premium mix provides pricing power where it still matters. Manufacturing scale: MODERATE. 9M units/yr but 14M capacity = stranded cost drag. EV technology: WEAK. Software behind Tesla and BYD. China EV sales fell 44% in 2025. Relies on Xpeng partnership. Distribution network: STRONG. Global dealer network and financial services arm are durable competitive assets. Governance / flexibility: VERY WEAK. Union + family + state government tripartite lock blocks rapid restructuring. 12-Month Bull Case Restructuring delivers €10B cost savings ahead of schedule. China stabilizes in H2 2026. Xpeng models gain traction. Defense pivot narrative re-rates the stock. Operating margin recovers to 5.5%+. Price target: €125. 12-Month Bear Case Union blocks restructuring again. China market share falls below 10%. Dividend cut forces yield investors to exit. Margin stays below 4%. Financial services stress from used car value declines. Price target: €68-75. [PHARMACOLOGICAL DISCLOSURE: Sertraline update: at this point in the research I had to take my 50mg. This may explain the optimism in the bull case. The bear case was written in the evening, post-medication, which is probably less optimistic.] Here Comes The Magic - DCF Valuation 5-Year Revenue Projection Year Revenue Growth Op margin EBIT NOPAT (25% tax) FCF est. 2025A €321.9B -0.9% 3.4% €10.8B €8.1B €5.0B 2026E €330.0B +2.5% 4.5% €14.9B €11.2B €8.0B 2027E €345.2B +4.6% 5.5% €19.0B €14.2B €12.0B 2028E €362.5B +5.0% 6.5% €23.6B €17.7B €16.0B 2029E €378.8B +4.5% 7.0% €26.5B €19.9B €18.5B 2030E €392.5B +3.6% 7.5% €29.4B €22.1B €20.5B Key assumptions: 'Goodyear Forward' restructuring saves €3B by 2027, €8B by 2030. China stabilizes at 10% share. Porsche and Audi hold premium margins. Defense pivot contributes minimal revenue (upside optionality only). Capex ~€15.5B/yr throughout. WACC Calculation Risk-free rate (German 10yr Bund): 3.0% Equity risk premium: 5.5% Beta (5Y monthly): 1.05 Cost of equity: 8.78% After-tax cost of debt: 2.63% Target capital structure (E/D): 70% / 30% WACC estimate: 7.0% Terminal Value - Two Methods Exit Multiple Method: 2030 FCF €20.5B × 6.0x = Terminal Value €123B → PV at 7% WACC (5yr): €87.8B Perpetuity Growth Method: €20.5B / (7% - 1.5%) = €373B → PV: €266B Perpetuity method produces extreme sensitivity to g-rate. Exit multiple is more conservative and appropriate for a cyclical. I weight exit multiple 70%, perpetuity 30%. DCF Equity Value Bridge PV of FCF (2026-2030) @ 7%: €52.9B PV of terminal value (weighted avg): €141.7B Enterprise value (auto division): €194.6B Add: financial services book value: +€80.0B Add: Porsche AG stake (~10.8%): +€7.5B Less: auto net debt: -€13.2B Less: pension provisions: -€23.0B Less: minority interests: -€25.0B Equity value: €220.9B Shares outstanding: 501M DCF fair value per share: €441 Important caveat: The market is at €88. The DCF says €441. The market is not stupid - it is applying a massive structural risk discount for governance, China secular decline, and restructuring execution risk. The DCF is a ceiling. Not a price target. Not your bags. Sensitivity Table - Fair Value Per Share at Different WACC and Margin Assumptions https://preview.redd.it/npzt13o2mfvg1.jpg?width=466&format=pjpg&auto=webp&s=53803fdcd459c0153cd836a3c3d4ed1d115e1190 Green = above €400 (deeply undervalued). Amber = €200-400 (moderately undervalued). Red = below €200. Current price €88 is below ALL scenarios. The market is not making a valuation mistake. It is pricing governance risk. Key Assumptions That Break The Model Assumption Base case Breaks if... Operating margin recovery Reaches 7.5% by 2030 VW brand stays below 3% and drags group China stabilization Holds 10% share from 2026 Falls below 8% - €1-2B annual profit hit Dividend maintained €6.36 held through 2027 Cut forces yield-investor exodus, -20% price No pension shock €23B stable Rate decline adds €5-10B to liability Financial services resilience Net loss ratio submitted by
reddit.com Public-Promotion-744 Apr 15, 2026
Chinese money plant not very happy
I have had this plant for several years, and although he is sprouting new babies at the base, he just never seems to look particularly happy or healthy. His leaves are always curled like this. Thoughts and tips would be greatly appreciated submitted by /u/caaaaaaaaakes to r/plants [link] [comments]
reddit.com caaaaaaaaakes Mar 31, 2026
How the Sriracha guys screwed over their supplier
There was a thread the other day about Sriracha going to shit. A lot of the commenters knew that Huy Fong, Sriracha's producer, screwed over their supplier, but the details were all over the place; some blamed an MBA daughter, some didn't know the degree to which Huy Fong screwed over their partner, etc. So, I figured I'd just summarize what actually happened. Details are taken directly from the court judgment where this stuff was all recorded. Anyway, here's what went down: Huy Fong was founded in the 1980s by David Tran. Since 1988, he got his peppers from a local farmer, Underwood Ranches. Over time as Huy Fong grew, they started buying more and more peppers, almost entirely from Underwood. Eventually the parties grow so close that they start just kind of making handshake deals as opposed to using formal written agreements. Huy Fong also wants Underwood Ranches to specialize in peppers (they previously had a pretty diversified farm), and so, to assume some of the risk in case there's a bad pepper harvest or w/e, they start paying Underwood by acres of peppers under cultivation (as opposed to paying them for the peppers they produce). Underwood duly begins specializing in peppers. Everything goes extremely well. Huy Fong keeps encouraging Underwood Ranches to expand. They do so. Underwood leases enormous amounts of land, some of which were very long leases, for millions of dollars. Huy Fong by this point also accounts for the vast majority of Underwood Ranches' revenue. Huy Fong says, don't worry about the investments, the leases, the rental fees etc., we'll be buying your peppers, so keep growing. They assured the owner of Underwood that Huy Fong would buy his entire pepper crop no matter what. Due to Underwood's specialization, Underwood starts developing special machinery and techniques to maximize their pepper harvest. So, the year is now 2015. Underwood and Huy Fong have had this mutually beneficial business relationship for over 25 years. They've prospered together, and Sriracha has become one of the most well-known hot sauce brands out there. This is also where things start going south. At some point Huy Fong's founder David Tran starts up another company, Chilico, to source peppers for Sriracha. Hmmm. In May 2015, David Tran also tries to poach Underwood's COO, who had developed the special machinery; the COO turned Tran down and chalked up the job offer to some wires getting crossed somewhere. HMMMM. Fast forward a bit. The year is now 2016. Underwood Ranches has massively expanded and has entered into a bunch of leases for farmland. As I said, Huy Fong tells them to keep going. Curiously, Huy Fong also asks to take drone footage of the 2016 pepper harvest, where all that special machinery is being used. They had never asked this before, but they're good partners, so Underwood lets them do it. Underwood says Huy Fong can only use the footage for their own personal use. Unbeknownst to Underwood, Huy Fong also enters into a contract with their spin-off company, Chilico, to buy all of their peppers from Chilico. Afterwards, on 1 November 2016, Huy Fong meets with Underwood, and they agree that Underwood would cultivate a few thousand acres of peppers. Huy Fong agrees to give them about $18 million in pre-payments to offset costs while they cultivate the peppers. You may ask how Huy Fong could buy peppers from Underwood if they had designated Chilico as their new exclusive supplier. Well... The date is now 9 November 2016. This is when shit starts hitting the fan. Huy Fong, including founder David Tran, invites Underwood's COO to their factory to pick up some equipment. Huy Fong does this when they know Underwood's owner is out on vacation, and so won't be attending. When the COO gets there, they tell him that he's now working for Chilico. COO tells them to fuck off. David Tran gets pissed and says, Underwood has to sell chillis to them for $500/ton, because Huy Fong can get Chinese pepper mash for $300/ton - he wants Underwood to compete on price. Underwood can't. Underwood's costs alone average $610/ton. They'd be selling at a loss. Huy Fong then says, well, we don't care. Also, we want you, Underwood, to sell your peppers to Chilico rather than directly to Huy Fong. Huy Fong refuses to guarantee any contracts with Chilico, so if Chilico defaults on the contract, Underwood would be screwed b/c Chilico is basically a shell company with no assets. Also, Huy Fong tells Underwood that if they don't agree, Huy Fong weren't going to provide that $18 million in advance payments. Huy Fong then tries one more time to hire Underwood's COO. The COO tells them to fuck off once again. However, at this point, Underwood is now facing imminent financial catastrophe - they've already been induced to enter into all these leases, they've entered into commitments with others, in short, they're on the hook for a LOT of money. Fast forward to January 2017. Underwood's founder emails Tran, saying that they had an agreement, but Huy Fong subsequently changed it, and they couldn't agree to the new terms. Underwood advises them that the start date for planting had passed, there were no plants in the nursery, and they wouldn't be able to supply Huy Fong with peppers. Huy Fong responds by contracting with other farmers to get their peppers, and the kicker? They used that confidential video of Underwood's harvest to show those other farmers how to maximize their own pepper harvests for Huy Fong's gain. Subsequently, Underwood failed to get out of many of its leases, and also lost a lot of production. They had to fire 40 people and took something like $8.5 million in losses for 2017, and another $6 million in losses for 2018. Underwood's founder says, if they had just had a few years' advance notice, they could have found new customers and wouldn't have lost anything. It was the rug-pulling which screwed them over. Later, obviously, there's a lawsuit. Funnily enough, it wasn't actually Underwood who sued Huy Fong. It was Huy Fong who sued Underwood, seeking refunds for payments it had made earlier under their contracts. Underwood turned around and counterclaimed for breach of contract and fraud and a bunch of other shit. Underwood succeeded - there was a unanimous jury verdict in their favor - and got awarded about $13 million in compensatory damages, and another $10 million in punitive damages (these are only awarded where you've done something so outrageous that it's quasi-criminal; it's to deter other people from doing similar things). Now, Underwood Ranches makes their own Sriracha sauce using their own peppers, and Huy Fong is presumably using some of their cheap low-quality pepper mash or w/e, which is probably why it now tastes like shit. So there you have it, that's what happened. submitted by /u/Barakahzai to r/KitchenConfidential [link] [comments]
reddit.com Barakahzai Mar 8, 2026
What’s wrong with my Chinese money plant?
As the title suggests, I’m trying to figure out what’s going on with my money plant. The lower leaves get crispy and develop little spots on the back of them, and then eventually yellow/brown and fall off. Is this part of the normal growth process? It just feels like the plant itself is very sparse and I want it to be more full. I had it in my greenhouse for a while, but I thought maybe it was getting too much light so I moved it to a shelf next to the greenhouse instead. But the crunchy leaves persist. I recently repotted it as well, thinking that the pot was too small and it wasn’t retaining water, the soil moisture meter says that the soil is moist in its new pot though so I don’t wanna overwater either. Any tips or suggestions are greatly appreciated! submitted by /u/Best_Ad9478 to r/houseplants [link] [comments]
reddit.com Best_Ad9478 Feb 14, 2026
Overgrown Chinese Money plant SOS
My MIL has a Chinese Money plant that she propagated from someone else plant years ago. Poor thing is in a tiny pot and clearly needs to be repotted, but it also has a very tall center stalk which seems like it needs separate handling. I want to help her with this as she has been hosting our family has our own house is being renovated. Any suggestions on where to start would be appreciated! I have 0 house plant knowledge. submitted by /u/jaxacnh to r/houseplants [link] [comments]
reddit.com jaxacnh Dec 9, 2025
Genshin is on a decline! checklist
A screenshot of a post circulating on Bilibili comments which was translated by u/nekorinSG Topic: Genshin is on a decline! Checklist Chapter 1. Character strength New banner character too strong -> Devs forcing players to spend money -> Genshin is on a decline! New banner character too weak -> Simp players not happy -> Genshin is on a decline! New banner character is not strong nor weak -> Too normal not worth to pull -> Genshin is on a decline! Chapter 2. Self NTR Male char standing with another male char -> Being G*y is disgusting -> Genshin is on a decline! Male char standing with another female character -> Self NTR'ed -> Genshin is on a decline! Female char standing with another female char -> Selling L*s is disgusting -> Genshin is on a decline! Char standing alongside unknown gender char -> Selling LG*T is disgusting -> Genshin is on a decline! Char standing alongside a pet -> Self NTR'ed cuz of pet -> Genshin is on a decline! Char standing alone -> Hoyo released a lonesome character -> Projected loneliness when imagine self as character -> Genshin is on a decline! Chapter 3. Game difficulty Abyss is too difficult -> Game forcing players to spend to clear -> Genshin is on a decline! Abyss is too easy -> Game catering too much to casuals, playing too safe -> Genshin is on a decline! Abyss is not hard nor easy -> Boring nothing to do -> Genshin is on a decline! Chapter 4. Leaks Release not the same as leaks -> Hoyo backstab! Leakers cannot be wrong -> Genshin is on a decline! Release same as leaks -> Leakers ftw, will believe leakers more -> Genshin is on a decline! Release better than leaks -> This is due to us doomers, don't forget how we get devs to bend the knee -> if not for us Genshin will be on a decline! Release worse then leaks -> Genshin is on a decline! No leaks -> Hoyo didn't release anything -> Genshin is dead! Chapter 5-1. Storyline depth Storyline too deep -> Too many riddles difficult to understand -> Genshin is on a decline! Storyline too shallow -> catering too much to casuals, playing too safe -> when will they release the skip button -> Genshin is on a decline! Storyline is alright -> too run in the mill slept for 4-5 hours -> Genshin is on a decline! Chapter 5-2. Storyline word picking Cherry picking words -> including but not limited to rare, NTR related words -> Genshin is on a decline! Although I've dropped out of school, I'll still use my knowledge of the sciences (STEM) to pick at specific phrases (e.g. No water in perfume, plants cannot breathe the same as humans) in the content -> Genshin is on a decline! Chapter 6. Events and Content Too many events -> Hoyo forces players to grind -> Genshin is on a decline! Too little events -> Lull period, nothing to do -> Genshin is on a decline! Events are just nice -> Run in the mill, boring -> Genshin is on a decline! Chapter 7. Sales and Revenue Sales in tier 1 level (higher than Tiktok) -> Fake one all Hoyo self spend -> Genshin is on a decline! Low sales -> Genshin cannot make it -> Genshin is on a decline! Sales average -> Genshin nothing left to encourage sales -> Genshin is on a decline! Chapter 8-1. Game Art Overall A gender neutral design -> Male with high black/white stockings -> Genshin is on a decline! A normal character design -> Devs/Design/IP team playing swap skin on default design -> Genshin is on a decline! Chapter 8-2. Game Art Female Characters Female char is too good looking -> Selling sex to males -> Genshin is on a decline! Female char too ugly -> Design team quitting -> Genshin is on a decline! Female char average -> Genshin cannot make it anymore -> Genshin is on a decline! Chapter 8-3. Game Art Male Characters Refer to 8-2. Chapter 9. Badmouthing The current patch is worse than fontaine -> Genshin is on a decline! The current patch is worse than X previous patch -> Genshin is on a decline! Chapter 10. Main Character MC has little influence in plot -> Cameraman -> Genshin is on a decline! MC has a lot of influence in plot -> Gary Stu -> Genshin is on a decline! MC has an average amount of influence in plot -> MC has no growth -> Genshin is on a decline! Other characters worship MC -> This is due to us doomers, don't forget how we get devs to bend the knee -> if not for us Genshin will be on a decline! Other characters are cold toward MC -> refer to self NTR'ed chapter -> Genshin is on a decline! Other characters are neutral towards MC -> Boring storyline -> Genshin is on a decline! Chapter 11. Character appearance rate Char has more appearance -> Golden child -> Must be some top mgmt forced this change -> Genshin is on a decline! Char has little appearance -> Hated child -> same as above -> Genshin is on a decline! Certain char has average appearance -> This is due to us doomers, don't forget how we get devs to bend the knee -> if not for us Genshin will be on a decline! Chapter 12. Culture influences Create chinese influenced content -> received well -> forced culture export -> worship foreigners -> Genshin is on a decline! Create chinese influenced content -> average reception -> Mock at the culture export -> Genshin is on a decline! Create chinese influenced content -> Lukewarm reception -> Devs no respect for chinese culture -> failed attempt -> Genshin is on a decline! Create foreign culture influenced content -> Foreigner worship -> Genshin is on a decline! Create fantasy culture that doesn't exist in reality -> Playing too safe -> Genshin is on a decline! submitted by /u/WarGodV_ to r/Genshin_Impact [link] [comments]
reddit.com WarGodV_ Sep 3, 2025
Really enjoying the growth of my chinese money plant
In the beginning of the summer I have repotted my 2 year old plant and gave it a lot of sun and water - and BOOM, it just grew like crazy. Made me happy to see this submitted by /u/somefancyboi to r/houseplants [link] [comments]
reddit.com somefancyboi Aug 18, 2025
How do I repot this Chinese Money Plant?
That’s one plant. It’s way overgrown and desperately needs to be repotted! I have to water it every other day. But it’s so fragile, I’m afraid half the leaves are going to break off. What’s the best way to minimize the damage? I plan to propagate a bunch of it - I’ll Google that. submitted by /u/ArtAllDayLong to r/houseplants [link] [comments]
reddit.com ArtAllDayLong Jul 16, 2025
My Chinese Money Plant is flowering??
Based in the UK and was doing my weekly check-up on all my plants and noticed that my pilea is starting to flower! I didn’t know they even did this! Does anyone know what colour the flowers will be? submitted by /u/kulern to r/houseplants [link] [comments]
reddit.com kulern Feb 18, 2025
Do I have an infestation on my Chinese money plant?
Have had this money plant for a few months now. When I took it home I noticed one leave with some holes but now it is rapidly spreading. Is this a big problem? submitted by /u/Parmesanchzgorl to r/plantclinic [link] [comments]
reddit.com Parmesanchzgorl Aug 20, 2023
My friend told me this Chinese money plant is really hard to care for. My plant app and personal experience says it’s easy. What’s your experience?
submitted by /u/LAbombsquad to r/houseplants [link] [comments]
reddit.com LAbombsquad May 21, 2023
My Chinese Money Plant just started flowering, and I caught these pollen explosions as it bloomed
Originally posted to r/houseplants, and it was suggested you guys might like it here. submitted by /u/sickguy to r/interestingasfuck [link] [comments]
reddit.com sickguy May 6, 2023
My Chinese Money Plant just started flowering, and I caught these little pollen explosions as it bloomed
submitted by /u/sickguy to r/houseplants [link] [comments]
reddit.com sickguy May 6, 2023
How do I care for my Chinese Money Plant? Please my answer questions below/give tips.
I got this little guy for free from someone giving away their pups. I was wondering: • Is the soil it likely came in, Westland houseplant mix, good enough? Seems to have worked well for the owner but just wanna make sure lol. • Are plastic pots alright? • Should I have it in a north facing upstairs bathroom (higher humidity) or a northeast facing downstairs toilet (lower humidity)? • Is it okay near the radiator? Thanks in advance :) submitted by /u/Taran966 to r/houseplants [link] [comments]
reddit.com Taran966 Apr 29, 2023
Guys what is my plant?? I was told it was a Chinese money plant. But as he’s getting bigger I don’t think it is. I need to know so I know if he needs direct or indirect light. Go easy on me this is my first plant. I’m doing my best
submitted by /u/semily232 to r/houseplants [link] [comments]
reddit.com semily232 Feb 8, 2023
I don’t see a ton of Chinese Money Plants on this sub. What do people think? I love them.
submitted by /u/near-death-express to r/houseplants [link] [comments]
reddit.com near-death-express Oct 21, 2022
My Chinese money plant seems to have everything wrong with it.
submitted by /u/BetelJio to r/houseplants [link] [comments]
reddit.com BetelJio Oct 9, 2022
With the amount of money spent in Afghanistan, we could have carbon neutrality, free energy for everyone, a full Chinese high speed rail network, universal 5G, and still have half a trillion to invest in literally anything. This is a class war, and we lost.
I’m struggling to comprehend just how much fucking money we pissed away in this war. A nuclear power plant can be built for 2 billion, if we adopt Chinese manufacturing methods, even before counting economies of scale. Chinese Nuclear Power (“It seems as though 5 years and about $2 billion per reactor has become routine for China. If that can be maintained, then China will be well-positioned as the world’s nuclear energy leader about the time their middle class swells to over one billion.”) Meanwhile, the US gets 20% of its power from just 94 nuclear plants. Do the math, and we could, with 400 nuclear power plants at a cost of 800 billion, produce enough energy to make the US almost carbon free in the energy sector. Plus, as the cost of nuclear power is almost all startup costs, this energy could be sold for incredibly low prices to Americans by a government utility. According to this the entire Chinese high speed rail network is constructed for a capital cost of around 800 billion. Throw in 400 billion for 5G for every American, and you’re at 2,000 billion, or 2.0 trillion, for a the greatest infrastructure project since the New Deal. That leaves 500 billion for a healthcare program, public housing, 100% elimination of homelessness, whatever you want. But the fact is, when could have been enacting literally world-historic infrastructure projects that could prevent climate catastrophe while actually improving standards of living, we went and invaded a third world tribal theocracy that had defeated half of the greatest armies of the last 2500 years. And now every single dollar, every drop of blood, has been for nothing. I’m not sure anyone reading this needs to be reminded, but this is what they fucking took from us. The American government, both parties, are FUCKING EVIL. It’s not a pipe dream to think that we could have a nation that offers a good, free life to every citizen, because they spent a sum of money that could have absolutely transformed this country — and given us tech we could export to the world — on bombing fucking Afghanistan. submitted by /u/556YEETO to r/stupidpol [link] [comments]
reddit.com 556YEETO Aug 16, 2021
Australia is investigating claims that China paid $1 million to try and plant a Chinese politician into parliament
submitted by /u/maxwellhill to r/worldnews [link] [comments]
reddit.com maxwellhill Nov 25, 2019
My Pilea peperomioides going strong! (chinese money plant)
submitted by /u/Marscake to r/houseplants [link] [comments]
reddit.com Marscake Mar 22, 2019
I was gifted a beautiful Chinese Money Plant—any tips on care to help make sure it stays that way?
submitted by /u/lboogiee to r/houseplants [link] [comments]
reddit.com lboogiee Jan 1, 2019
If you're investing in Chinese meme stocks you're just begging to get your money expropriated.
I'm going to assume that most people on this subreddit haven't been alive long enough to remember when expropriations of US investments by third world countries were commonplace, so I'll give you guys a bit of a history lesson. Outright expropriating a company is "illegal" under "international law" - which means that after a lengthy legal battle with the expropriating government you would be entitled to compensation. However, the South Koreans found a loophole that they used to rapidly industrialize during the 80s. I'll just use the experience of Dow Chemical in South Korea - but this was repeated in almost every industry during the time. The South Korean government invited Dow Chemical to form a joint venture with several domestic Korean firms, with Dow providing most of the initial capital. Once that capital had been invested and the JV's facilities built, the South Korean government did everything that it could to make the business environment in the country hostile to the JV, and installed a majority of directors onto its board who were instructed to run it into the ground. The JV ultimately went bankrupt in 1983, and Korean bankruptcy courts sold the company off to its original Korean investors for a tiny fraction of its actual value. At the end of the day, Dow spent hundreds of millions of 1970's dollars to build several massive chemical plants which the South Korean government decided to donate to the South Korean Chaebols on behalf of Dow. This loophole has since been closed, but we're now seeing that the Chinese have found a new loophole, here is how it works: The Chinese meme company launches a US IPO, attracting billions in predominantly US investment. This investment is used to construct the majority of the company's facilities, but is not sufficient to fund the company until it becomes profitable. To bridge the gap to profitability, the Chinese meme company obtains a high interest rate loan from a Chinese state backed bank. There is absolutely no hope of the company ever paying back this loan - the terms of the loan were specifically designed so for that. Rather, after a few years the company defaults on the loan, causing the Chinese government to take control of it. The Chinese government then sells it back to the original Chinese owners for a fraction of its value. The original Chinese owners now have a new, expensive factory and, because you paid for it, a very low debt load. In 10-20 years there will probably be some mechanism by which this scheme is policed, but for now its completely legal. So whenever you see a Chinese company that's experiencing explosive growth and looks like it has the potential for unlimited gains just remember - you're exactly right, it does. The problem is that the Chinese government has rigged the system so that those gains will never flow to you, and any money you decide to invest with the company is essentially a donation that you're very generously making to some Chinese industrialist. submitted by /u/veemondumps to r/wallstreetbets [link] [comments]
reddit.com veemondumps Oct 2, 2018