Credit Cards

... Argos card balance to another credit card, especially if you get... a common move because store cards like Argos can have pretty... you generally can’t move other credit card balances onto an Argos... store card than a full credit card. So if the goal...

Same playbook as "free for life" credit cards? Readers Digest tried on the 50year thing with my aunt's lifetime subscription when she was in her early 70s, but backed down (aunty died at 102)

.... Hint hint gullibles get your credit cards out and post to the...

... no access to. To his credit, he avoided those scenarios. Whatever... they send each other Christmas cards, too.

... the MTR and the contactless credit card fare system.   After we... weather sooner. When using your credit card, you have to tap... top discs are for Octopus cards and other local card options... snack.   They didn't accept US credit cards, so we had to order...

... time limit for banks, debit cards and credit cards is generally 120 days. A...

[Promotion Ended! All remaining commented/messaged nickname ID before 04/05 9PM PST will be manually added in sequence] ***[***12 Hours left...Lifetime Free Until 04/5 9:00 PM PST ] Hello everyone, I’m the founder of MaxWorth, an app that helps you track all your “coupon book” credit card benefits, manage fees, and automate your Chase offers in one click. Last July, I asked this very subreddit whether people would want a credit card benefit tracker, and the feedback on my first demo was overwhelmingly positive. That encouragement kept me iterating over the past 9 months — and today, MaxWorth has just surpassed 20,000 users! 🎉 To celebrate and thank everyone here who supported me early, for the next 48 hours only, lifetime access is completely FREE! Normally $159 lifetime, or $49.99/year (this post has been approved by mod). If you enjoy using the app, a 5-star rating on the App Store would mean the world to me and help more people discover MaxWorth! Thanks for the support! Here’s what MaxWorth can do: Track recurring & expiring benefits so nothing goes to waste Suggest the best card for each purchase category Activate all your Chase offers in one click via Chrome extension Monitor used vs remaining credits 6 AI agent experts providing personalized advice based on your card portfolio Suggest the best card at nearby merchants Manage recurring subscription fees Security highlight: No bank login required — everything is manually tracked by you! Your privacy and security are 100% assured. 🔒 How to claim lifetime access: Download MaxWorth from the iOS App Store. Go to Settings → Account Upvote this post and comment your Nickname (6-digit generated ID) and I’ll add you to lifetime membership I’d love to hear your feedback on the app — your thoughts will help me make it even better:) Website: https://www.maxworth.app/ iOS: https://apps.apple.com/my/app/maxworth-ai-credit-card-tool/id6745807856 Chrome Extension: https://chromewebstore.google.com/detail/maxworth-ai-credit-card-t/ndnmffehmkibleoopafkcijcflcmpkag submitted by /u/Illustrious_Clue297 to r/ChaseSapphire [link] [comments]

The Reserve Bank of Australia has introduced reforms that will remove surcharges on debit and credit cards from the 1st October 2026, on card networks including eftpos, Mastercard and Visa. submitted by /u/rolodex-ofhate to r/australia [link] [comments]

I see a lot of people posting on here about not using credit cards at all and only spending what you have in a bank account and I just thought I’d put it out there that I do it differently. For context, my income is variable. I have several food service jobs and I fluctuate between light seasons and heavy seasons, light weeks and heavy weeks. At one place I have management shifts and I bartend special events and sometimes serve in the restaurant. At another place, I do banquet service. I have two kids, single parent, no child support. Dad is awol. The most I’ve made in a year is 60 K. Kids are on state insurance. I have a marketplace plan, no 401k, no savings. We go on and off ebt depending on good months and when we are on we only get like $100. I hang onto it mostly for the museum passes. Anyway, I pay most of my bills on credit cards so that I can budget them across a month instead of week to week. So most of my paychecks go to credit card payments. I keep a little bit in the bank account and I make some cash at the bar. It’s honestly such a load off to not constantly track those bills. They just come out of the credit card automatically and I just always shovel money into the credit cards. Because of this, my credit cards limits get increased which I keep mostly empty so then when unexpected needs arise, I can handle things and when that happens I just tighten up the budget for the next couple of months to pay it back down. Sometimes they stack a little bit but when the next busy season hits, I’ll pay it back down. I also don’t withhold any taxes so that my tax return is like a savings account when I get it and that also offsets a portion of my income to when it is slow in February and March. I see a lot of people on here posting that they have a bill to pay and how will they eat in the meantime of waiting for the next paycheck. This is how I eat in the meantime of waiting for the next paycheck. As long as I am still living within the limits of my total income, I can budget the whole month instead of just paycheck to paycheck and it really makes a world of difference. It takes a bit to build the system, especially if you have bad credit or no credit but credit cards can be used wisely and to your advantage, not to spend more, but to make your money more flexible. submitted by /u/Competitive-Load6424 to r/povertyfinance [link] [comments]

Out cycling and I found a persons credit card. It was a very unique name so I googled them. Their LinkedIn came up. Only other person with the same name was in Chicago. 2000 miles away. I sent them a message saying I’d found their card could I get it back to them… They reply saying it’s a scam, I’m a scammer, they’re going to report me to my employers etc. I’d asked for no information from them. I just replied saying I don’t know this scam would work if I have their card. Very confused. I said look in your wallet if your card isn’t there then you clearly lost it. How is it a scam? I’m not asking for a reward or anything. After another round of abuse I just said I’m going to shred the card. Can’t help some people maybe? Can someone explain how this could be perceived as a scam? submitted by /u/Owls_4_9_1867 to r/mildlyinfuriating [link] [comments]

I am not The OOP, OOP is u/12-yoklepto My [20F] sister [12F] stole my credit card and racked up $700 of charges. WTF. TRIGGER WARNING: Mentions if abuse, neglect Original Post Aug 14, 2015 She has an issue of Keeping Up with the Joneses. Her friends have lots of cool stuff and she idolizes those beauty bloggers and YouTubers and wants the things they have. My parents are extremely wealthy but strict. They would reward us with things when we did well in school. She pulled C's this year and asked for an iPhone, and was obviously refused. Early this year in September/October I noticed a lot of my makeup and shoes were going missing. We have the same size feet and the makeup items were popular "cult classics." I put up a camera when I went to work one evening and came back to check. Lo and behold she was taking stuff from my drawers, and sitting down at my vanity to use it. Whatever, she's 12, she wants to use makeup. I "destashed" some items I never used and I gave her a fair amount. For her birthday my other sister and I (other sis does not live with us) chipped in for a Sephora gift card. We thought maybe then she'd stop taking my stuff. It did stop, it looks like, because nothing has gone missing and I recorded for about a month and only saw her in my room when she went to fetch the dog, so nothing suspicious. However lately she has been getting packages from Amazon, she's buying Sims games, and she's using a Netflix account. She stated she's been winning all of these things and despite questioning her she refused to really admit where she got all this stuff from so I dropped it. About two weeks ago, everything on our desktop computer went missing. Looking into the system recovery files, it said that there was a system file reset (something along those lines) at 11:30 AM on a Thursday. Mom and I discovered the computer was wiped that evening. I saw my sister on the computer when I left for work. We know she did something, but again, she refused to answer. Then today, I got my Mastercard bill. It was absurdly high. I paid $78 for a yoga pass and then $10 for something from eBay. At first I thought my card info had been stolen. But the purchases all match up with stuff she has. Origin Canada. Netflix. Amazon, Amazon, Amazon. One eBay purchase. All online purchases. $700~ worth. I have no idea what the fuck to do. My parents are again, super strict. Obviously I have to tell them but they are going to lose it on her. But I'm beginning to think she has a serious fucking problem. I have the money to pay down this card but I don't want to. I want to recoup the losses. But how can I get a refund on something like Netflix? I can't. I've already called to cancel the card. I don't know what steps to take next. TL;DR: Sister was caught stealing real things from me and I tried to help it; now she has stolen my CC info and I have a massive bill. I don't think it's just a problem with wants. RELEVANT COMMENTS goldt33f You need to tell your parents. If they lose it on her, it's because she needs to learn now that money doesn't grow on fucking trees and that she essentially is an entitled thief. You're not going to get through to her. OOP Fuck. You're right. I don't want her to become one of those brats I suffered through in retail. They knew what happened with the first time and my dad just babies her. They're old now (in their 60s) and just don't want to deal with it so my other sis and I have become pseudo parents. But I guess I finally need to let her be their problem. [Canada] 12 y/o sister stole my credit card info and used about $700. Will reporting it as fraudulent cause a criminal investigation? Aug 14, 2015 (Same Day) It's a Mastercard, Scotiabank. I want to report it as fraudulent because I do not want to pay those charges. However I don't want her to be charged for something. While a visit from a lawyer or police officer might scare her good I don't want it to actually pan out. It would cause family drama that I am just not interested in, stolen info or not. If I wanted someone to come talk to her, do you think that could happen without it becoming a legal issue? Or will I have to eat the charges? TOP COMMENTS [deleted] You can't eat your cake and have it to. If you don't want your sister to face consequences outside of your family circle, don't tell anybody. You can't expect both to shield your sister and get your money back; choose which is more important. ~ Cidician I've read your post on relationships and I think even if you did report it to the bank, the chances of you getting your money back is not very high. For starters, all the items that were purchased (Netflix, Amazon, etc.) are things that you could've brought. All the items that were shipped also went straight to where you lived too. It would appear to the bank that you brought those items and just want to pin it on someone else to avoid paying. It would not be a fun investigation. Update 1 Aug 15, 2015 (Next Day) Hi everyone. Thanks for your advice and help. I just want to add in some points that came up in comments: I did get mad at her when she stole from me the last time. I thought that being proactive by helping her get what she wants in a proper way would help, but we did have a nasty fight about it. I didn’t just shrug it off. I now realize I totally fucked that up. My parents were strict when I was younger so to me strict is just the word for them. But for her they have completely checked out. I am basically her parent. My older sister not as much, but she still is involved a fair amount more than my actual parents are. I do want to lock my door but it’s where the dog hangs out, and he needs to leave to pee sometimes, so I am hesitant. I did, however, decide to order a nanny cam for my bedroom. I am still considering the lock. Last night I came home from work and my parents had gone to bed, as well as my sister, so I decided to leave it until the morning. But I heard giggling coming from my sister’s room so I approached her and I decided to ask her about it before I talked to my parents. Well, she full on denied it. I had printed my credit card statement and I showed it to her and she just said it wasn’t her and she didn’t do it. I am the person with the mail key (we have a community mailbox) so I was taking in her Amazon packages. They were from the Marketplace and a few of them had the prices on them so they could go through customs and those prices matched what was on my statement. My dad has a key too so he probably took in the ones I didn’t see which is why I didn’t realize it was such a big problem. I also pointed out the Netflix charge. She said that she was using my other sister’s Netflix. Other sister lives in an area about two hours behind our time so I texted her right then and she said she doesn’t even have Netflix anymore, as it interfered too much with her doctorate work. My younger sister lied and said she was still using it. I told her I am giving her one chance to admit it to me otherwise I’ll be talking to the parents and I will also be calling the cops. Still, she refused to admit. I even started to doubt myself. Maybe she didn’t actually do it. I was going over all the charges and realized she’d have to have an Amazon account. I was the one who set up her email address so many years ago. If she forgot her password, my email was the recovery. I reset her password through my email. Not only had she charged $700 in this last billing cycle, but yesterday she bought two more things off Amazon, an iTunes receipt, got a receipt from a site called The Sims Resource, and a Club Penguin membership. There were still all of the old order receipts. I reset her Amazon password and I cancelled the orders she placed. I emailed Club Penguin and Netflix and told them she was a minor and was not authorized to purchase the membership. Club Penguin was awesome and they reversed the charges for me. I guess they deal with this a lot. Netflix hasn’t responded yet. This morning I talked to my parents. They offered to pay it for me and I told them that is not the point, I want her to learn what she did. They just dismissed it. So I told them if they don’t do something then I will not be doing their job for them anymore. I will disengage totally from my sister’s life. I told them that by choosing to ignore this, my grad school applications are immediately moving out of province. This did upset them because my older sister had gone the same route due to their crazy behaviour so they decided to talk to her. I don’t know what they said as I had to go walk my dog but looks like there’s been 0 consequences because she looks fine and is still holed up in her room. My dad just transferred that amount to my bank account so I am assuming they just still don’t give a shit. I haven't yet paid the card. It is due August 27 so I have time. I talked to my boyfriend and he has some friends on the police force as well as some paramedic friends who know the cops who do the DARE circuits, so he’s going to try and contact one of them. My older sister actually has a planned visit for next Tuesday, so we are trying to coordinate the potential police visit with that. My older sister was shocked to hear what happened and when I told her that I might do my MSc out of province she said she and her husband have room for me at their place. I could even bring my dog if I want to. So maybe that is something to consider. tl;dr: No one cares about what happened and I think my sister needs to see a psychologist UPDATE: My boyfriend reached a cop he knows, who actually referred him to another person. He will be coming over Tuesday afternoon after my sister and brother-in-law arrive. After the cop talks to my sister my boyfriend is going to take her to the army offices which are stationed near the police headquarters. She's going to get a tour of both. We decided to do that part second because she might be more cooperative after the cop shows up. My sister and I are going to talk to our parents about finding her a volunteer placement. My older sister suggested that she might need some perspective -- aka not owning that game is not the end of the world -- and some hard-hitting scenarios might be the best way to get that through. I called one of my cousins who my younger sister really admires and she is going to come talk to my younger sister too when the cops come. Intervention style, I suppose. The cop and I talked on the phone just a few minutes ago and he said that this is not the first time he's done this. He has a lot of stuff he can say so I trust he will do that on his own. He told me that he often refers these kids to a counsellor and that if my sister seems willing he can refer us too. Everyone is being really helpful. I have decided to not press charges yet. A lot of you are coming down hard on my sister and she deserves it. I might show her these threads. However -- she is still my sister. She is 12. My older sister and I basically raised her. We do not want to turn her into someone with a criminal record, even though yes, she deserves it. Right now, we have a chance to rehabilitate her, versus deciding she's not worth it and dumping her. If I leave and she has no chance in hell with my parents, I still will be partly responsible if she goes the wrong way and I didn't try anything. It might be our house, not just her. We have extremely fucked up parents, as you guys have noted. I cannot change their ways. But if I can get her out of here, I will do so. But I can only do that if she agrees to change things. If she doesn't, then the best idea is for me to leave, because I want to have a life too. Update 2 Aug 19, 2015 (4 days after last update) I may have gotten that ^ backwards but on mobile so oops Hi everyone. Thanks for your patience and all the PMs asking if things are okay. I work evening and overnight shifts so I was basically knocked out until now. Just to clarify a few more points: I technically could be financially independent from my parents, as I’ve been working since I was 14 and never did anything crazy fun so I have a lot of money saved. I also make about $30/hr now. However after all I had to go through with my parents and my academics, I felt like I deserved to get my tuition out of them. I got a dog because I topped all of my provincial and IB exams. They love the dog and they treat him nicely, so please don’t worry. The dog is under my name and I pay for all his stuff, they just gave me permission to get him. I don’t want the cops to talk to my parents because my dad is a conspiracy theorist. He once refused to buy milk for a whole year because he said farmers are drugging the milk they give to stores to actually weaken our bones and make us dependent on their “calcium-fortified” more expensive milk. Yeah. I am not going to save the world, lol. I am actually going into physiotherapy. I ignored my sister and family for most of the weekend and just went to work and my boyfriend’s for the majority of the time. Yesterday I got up around 8 to pick up my sister and BIL. In the car we discussed the situation. My BIL is actually a neuropsychologist. He doesn’t remember much from his child development (or so he says) but he offered up some points that are similar to what you guys said. The consensus seemed to be that we needed to leave our parents, but only if little sister cooperated today. This was the major sticking point. My older sister said that when little sister turns 14, we can work on applying for guardianship and moving herself and myself to my older sister’s province. Because of my parents’ age and history of abuse my sister thinks we might have a case. She has already consulted a lawyer. We had a pretty sad talk about how all my older sister wanted was to get both of us out of there. She would have done it a lot sooner if she had known the extent of the problems. I haven’t really told her about my younger sister’s attitude issues and my parents’ detachment because my older sister is working and going to grad school and I didn’t want to burden her. She said the hardest thing she’s ever done is leave me and younger sister in this house. I told her that she was 21 when she left and we didn’t expect her to save us. She also had not met BIL yet and wasn’t making much money so it would’ve been way too hard for her. When we got to the house my BIL and sister briefly said hi to little sis and then went and played with my dog for a bit. My cousin called the home phone and we let little sister pick up. She said she was gonna come over with her dog so we could have a playdate. This worked well because it got my sister out of her room. My cousin lives about 15 minutes away so she was there within half an hour. We put the dogs outside and watched them play until we heard the doorbell ring. I sent little sister to open it. When she saw the cop she started crying immediately. The policeman was super nice. He sat down with everyone in the room and he told her instantly that he wasn’t there to get her in trouble. But he wanted to talk to her. He even had a posterboard! He set it up and started talking about a few girls he had known who had gotten into this type of lifestyle. The stories were kind of sad, and a lot of them were similar to the ones you guys talked about in the comments. There was one story about a girl who had been busted in a drug deal just a few years ago. He also talked about the girl in Medicine Hat who killed her family, and a few girls they rescued from prostitution rings. My cousin told my sister about how hard it was to watch me and my older sister grow up but we did the best we could so we could make a life for her. She told my little sister that she isn’t a bad person, even though she might feel this way because of how mad I was with her. But the lying has got to stop. Kids who lie grow up into adults who lie. And adults who lie don’t get to live nice lives. I talked to her about how all those videos she watches and celebrities she worships – they work really hard for that stuff. Sure, they might get some of that stuff for free, but success has a price. I told her that she’s only 12 and has so much time to be successful but people who steal and lie don’t get to go that way. I even pointed out that her favourite singer (Ariana Grande) just recently had to apologize for something she’s done. And now everyone has forgotten and it’s not as big a deal. My older sister and BIL made her a deal. They said if she gets a 3.5 in her first year of high school (which should be easy as its not an academic school) then she can come with me after I graduate my BA and live back with them. My older sister even showed her printouts of the house they want to buy so that we can live there. They have three dogs and a lot more freedom than we do at this house. The cop explained that not everyone gets a chance to fix things. He pointed to his poster board (which in retrospect is pretty funny) and asked if she wanted to be like them. My little sister was still crying. She ended up coming over to me and hugging me and apologizing. She didn’t make any excuses or say anything except that she was sorry for what she did and that was good enough for me. My cousin and the policeman left and he gave us the referral. However my BIL has a few colleagues who could do better (in his opinion) and he is gonna talk to them instead. But at least we have options for someone she can talk to without feeling judged. I texted my BF and told him to take her to the army HQs this weekend as I didn’t want her to get way too overwhelmed today. Last night we put together a plan before I went to work: She is going to walk and feed my dog every second day until the end of October, or at least until it snows. This is how she will pay me back. She will also learn to do her own laundry, starting this weekend. We are going to get her a bus pass and I’m going to teach her how to get to her school on transit. I did this at her age and it’s time she learnt. She is going to start studying with me, in the school year. I go to the library and she will come with me. The university shouldn’t care as I see it all the time. If her grades go up by her first report card, I’ll talk to my parents about getting her something nice. But any misbehavior: and this means anything – the deal is off. She is handing over all her passwords and passcodes to me. I get to check her stuff whenever I want. If she improves then over winter break we are going to visit my sister where she lives and have a sister trip. My sister offered to pay the tickets but only if my sister’s attitude improves. My BIL drew up the attitude improvements: No more lying, period If she’s upset, she has to talk to me first and foremost before lashing out She does what she’s told, no exceptions She shows me all of her homework to be done at the beginning of the week and lets me check up on it She starts journaling I went through her computer and found lots of story files so I got her a little journal ($5 from Walmart.) I think it’ll help her sort out her feelings before she lies and cries and acts like a brat. BIL is calling his friends later today. Maybe this is all overly optimistic, but this is our chance. If it fails, it fails. But this is my baby sister. I can’t just let her go. So thanks, reddit, for all of your help and concern. If in four months, it goes badly, I will let you know. If you don’t hear from us, we are livin’ it up with my sister’s three dogs. TL;DR parents still crazy. sisters are ok. we are trying our best and we will see how it goes. THIS IS A REPOST SUB - I AM NOT THE OOP DO NOT CONTACT THE OOP's OR COMMENT ON LINKED POSTS, REMEMBER - RULE 7 submitted by /u/Direct-Caterpillar77 to r/BestofRedditorUpdates [link] [comments]

I know nothing about banks or credit cards and this will be my first one ever. So tell me: what’s the absolute BEST credit card to start with? Not a decent or just okay i want the best. Drop the one you’d recommend with 100% confidence. submitted by /u/tf_im_doing_here to r/CreditCards [link] [comments]